money titles for essay

• Macroeconomics Topics Topics: 112
• Microeconomics Topics Topics: 75
• Inflation Topics Topics: 117
• Recession Research Topics Topics: 86
• Financial Crisis Research Topics Topics: 127
• Economic Crisis Research Topics Topics: 76
• Economic Growth Paper Topics Topics: 80
• Taxes Paper Topics Topics: 176
• Minimum Wage Research Topics Topics: 77
• Banking Topics Topics: 196
• Unemployment Research Topics Topics: 140
• Income Inequality Essay Topics Topics: 79
• Animal Rights Research Topics Topics: 55
• Color Blindness Topics Topics: 49
• Gender Inequality Topics Topics: 75

141 Research Topics on Money - Essay Topics, & More

Welcome to our list of money essay topics! Here, we’ve collected the most interesting research topics about money, titles for essays, presentation ideas, and even samples. Use them to get inspired!

🏆 Best Essay Topics on Money

✍️ money essay topics for college, 👍 good money research topics & essay examples, 🎓 most interesting research topics about money.

• 💡 Simple Money Topics to Write About

❓ Research Questions About Money

• Can Money Always Buy Everything You Want?
• Comparison Between Love and Money in Life
• The Philosophy of Money by Georg Simmel
• Art’ and Money Relations
• Theme of Money in “A Doll’s House” by Ibsen
• Money and Expenditures: Personal Opinion
• Why Men Spend More Money Than Women?
• Bitcoin: The Use of the Digital Money The paper has elaborated Bitcoin is used, its features, and its impacts on society. The digital currency has features similar to other currencies, such as durability.
• Stealing Money From Corporations Stealing money from corporations affects the financial sector of the business and economy and reflects the ethical issues of the act.
• Money to Charity: Moral Differences Many families across the globe continue living below the poverty line and cannot meet their basic needs like food, health, or even sleep.
• Aspects of Money Management The paper states that money management is a critical skill, which will help improve the financial well-being and reduce the stress associated with money.
• Money Issues in Romantic and Marital Relationships Money often causes issues in relationships because of changing roles in the household, increasing expenses, financial infidelity, and lack of financial goals.
• Metaphysical Secrets of Manifesting Money Abundance Money is one of the most important influencing factors in modern life. Some scholars single it out as one of the three most distorting forces of human existence.
• Time Value of Money in a Medical Organization A medical organization may use the concepts of the “time value of money” and “useful life” to organize the purchase of new equipment and to calculate the depreciation expenses.
• How to Teach Children to Value Money The key point of teaching children the value of money is to provide them with an example of how to maintain proper habits and behavior.
• Money Issues in a Relationship In the contemporary world, both men and women contribute equally to the economy of the household. This has changed the household role of men from being the sole breadwinners.
• “Where Does the Money Go?” by Scott Bittle and Jean Johnson In their book Where Does the Money Go?, Scott Bittle and Jean Johnson focus on the growing national debt of the United States and examine inefficiencies that led to the crisis.
• Governmental Organizations: Value for Money Audits and Performance Audits Value for Money audit and performance audit have different objectives and complement each other, but neither is sufficient on its own to audit an organization’s performance.
• Foundations and Applications of the Time Value of Money This paper intends to discuss the concept of time value of money. The goal is to show that current cash flow is valued highly compared with future cash flows.
• Macroeconomics: Monetary Policy in the United States There are various monetary policy tools which can be used by the fed in order to achieve its desired policy objectives.
• History and Role of the Money Money is any commodity or token that serves as a medium of exchange that is legally and socially acknowledged in payment for services and goods and in the disbursement of debts.
• Money and Relationship in King Lear by Shakespeare King Lear, one of Shakespeare’s most well-known tragedies, is a nihilistic story of destruction, money, and power conflicts that was originally performed in 1606.
• Forecasting and Time Value of Money Time value of money is a valuable instrument that helps comprehend the value of a currency in relation to a given period and significantly impact investing decision.
• Financial Planning. Money Management Skill Financial literacy can be defined as knowledge about financial planning and management that allows making reasonable choices about money spending and saving.
• Tradesmart Inc.: The Money-Back Guarantee Tradesmart Inc. is a fairly broad marketplace, which, in addition to low prices, also provides customers with a unique policy of returning money for the goods.
• Monetary Theory and Policy. Money in the Utility Function Money is an asset, making positive or negative or some other functional effect. Goods, demands, propositions are constantly dependent on the money supply.
• “Money, Greed, and God: Why Capitalism Is the Solution and Not a Problem” by Jay Richards In his book “Money, Greed, and God,” Jay Richards, an American analytical philosopher, seeks to address the most common myths about capitalism.
• “Multiple Meanings of Money” by Smita Premchander The book Multiple Meanings of Money: How Women See Microfinances by Smita Premchander, V. Prameela, M. Chidambaranathan & L. Jeyaseelan (2009) explores the implications.
• Rhetorical Analysis of “Why Money Doesn’t Buy Happiness” by Begley This paper presents the rhetorical analysis of the article “Why Money Doesn’t Buy Happiness” by Begley, paying special attention to ethos and pathos.
• Money and Wealth in Fitzgerald’s “The Great Gatsby” The paper discusses what money means for Jay Gatsby and Nick Carraway and how this theme is essential for developing topics like the American dream and love.
• Is Money a Virtue or Evil: Discussion The study will have to document how money has been used in good ways through spreading the gospel and how it has been used in evil ways for personal or selfish purposes.
• Personal Finance: Turning Money Into Wealth There are many different bond kinds, and each has benefits and drawbacks for the parties involved. Municipal and corporate bonds will be reviewed in this session.
• Divine Currency: The Theological Power of Money in the West Money in Christianity is a dangerous matter, which requires careful and proper management to stay on the path of Christ.
• Politics, Money, and Free Expression In 2011, the Supreme Court “decided that corporations and unions could contribute an unlimited amount of money to political campaigns.”
• Aspects of Functions of Money Money is one of the vital tools in society. The paper looks at the feasibility of money-stably completing these functions in the near future.
• Inflation and Increase in Money Supply Even though the increase in the money supply might stimulate the economy, it is a dangerous strategy, and the Federal Reserve has to act with caution.
• The Federal Reserve System and the Money Supply The Federal Reserve (FR) has three main tools to control the money supply in the economy: the discount rate, open market operations, and reserve requirements.
• Social Work Assignment: Gender, Money, and the Charity Organization Society Throughout the history of its development, the sphere of social work has witnessed the work of various contributors dedicated to achieving social equality.
• Money, Happiness, and Materialism Correlation The paper concludes that happiness doesn’t depend on material goods, and it should be understood that respect and empathy are superior to any material wealth.
• Financial Management: Where Does the Money Go It is increasingly possible to hear about the importance of financial literacy in the modern world, which largely boils down to thoughtful money management.
• How Money Laundering Practices Violate Financial Ethics Corruption is one of the biggest problems a government can face, and in this blog, the author aims to explain how money laundering practices violate financial ethics.
• Money as a Means Rather Than a Result of Achieving Happiness The paper states that one can note that money is a tool that allows buying things that make a person happy, but money itself does not bring happiness.
• Analysis of Anti-Money Laundering Strategies Money-laundering has been a significant problem for Canada because such a practice enables and facilitates many criminal activities such as drug trade, fraud or even global terrorism.
• Money Laundering, Corruption and Terrorism Issues Money laundering, corruption and terrorism are rife in East and Southern Africa is largely attributed to the abject poverty that at times seems to be endemic.
• Firms Raising Money Through Debt vs. Equity Debts as a source of operating funds can be from within or outside the company specifically individual borrowings or banks.
• Eastern and Southern Africa Anti-Money Laundering Group Money laundering, corruption and terrorism are rife in East and Southern Africa. This phenomenon is attributed to the abject poverty that seems to be endemic in this region.
• This American Life: Toxie Asset by Planet Money When recounting the story of Toxie, the reporters explain how “she” came to be, and how her life began at the peak of the housing market, progressed through the years.
• Montley Fool Money Guide: A Book’s Review It is an educative book that gives an insight into saving, spending, and investing. The author tries to bring out the foolish things people do with their money.
• Money Supply in the United States This essay discusses the money supply, what constitutes it, and the current supply in the US. It will also examine how the COVID-19 pandemic affected the M2 supply in the country.
• Lloyd’s Tsb Bank Is Under Fire for Money Laundering Offense This research article discusses the role of the bank, either knowingly or unknowingly, in laundering the money obtained by cheating.
• Finance, Currency Alternatives, and Money in the Bible The currency used in all countries nowadays is an example of fiat money, meaning that it lacks intrinsic value.
• ”Money Supply” Article by Enam Ahmed Analysis In this article, Enam Ahmed explains why central banks should use the Divisia approach to measure the effectiveness of monetary policies.
• York College Medical Center Managing Grant Money Despite numerous positive effects that financial recognition of the employees could bring to the general state of the center, free healthcare services are of higher priority.
• Men, Women & Money – How the Sexes Differ with Their Finances’ Article Review? Amy Livingston’s article Men, Women & Money – How the Sexes Differ with Their Finances provides comparative gender-related research.
• Can Money Buy Happiness? This article analyzes Sandy LaMotto’s research that money brings happiness and that selfish spending is associated with a good mood.
• What Does Money Have to Do With It? The policy-oriented toward providing judges with the information on the costs of sentencing types can be discussed as rather controversial.
• The Money Factor in Drug and Alcohol Treatment A vast number of individuals fail to take up drug treatment because they are unable to raise the money that is required to enroll in such a program.
• Exchange Rate and Price: U.S. and Chinese Money The exchange rate quotation is derived by stating the number of units of term currency that can be bought in terms of the unit currency, which is also known as the base currency.
• “Illegal Immigrants: They’re Money” by Rodrigez The focal point of the paper is to present a critical evaluation of Gregory Rodrigez’s article Illegal Immigrants: They’re Money.
• Illegal Immigrants – They Are Money The paper looks at the issue of “illegal immigrants” to the US from the perspective of their value to businesses as cheap labor and as a market for their goods like credit cards.
• “Rivers of Blood and Money” Article by Burden The article “Rivers of Blood and Money” by Burden takes a different approach when analyzing the issue of anti-Semitism and events before and during the Holocaust.
• Money and Happiness in Economic Theories The pursuit of additional wealth and income usually becomes addictive thereby reducing an individual’s time with their family members and friends and limiting their social life.
• Money and Politics in Healthcare Reform Having initiated the healthcare reform, President Obama met stiff opposition to the insurance and pharmaceutics lobby. It would be disadvantageous and made them lose revenue.
• Time Value of Money and Interest Rate Risk Time value of money (TVM) is a financial concept, which implies that money available to an individual or a company at the present time is much more valuable.
• How Can American Cities Raise More Money? One of the main ways through which urban governments in the United States can avert revenue problems is through prudent reduction of services that they currently offer.
• World Money: From the Eurodollar to the Sinodollar
• Treasury Operations, Bank Credit, and the Money Market
• Working From Home Can Earn You Money
• The Money Demand Function for the Euro Area: Some Empirical Evidence
• Trade Credit and the Money Market
• U.S. Domestic Money, Inflation and Output
• The U.S. Money Market and the Term Auction Facility in the Financial Crisis of 2007–2009
• Varying the Money Supply of Commercial Banks
• The Uses of the Money in the Six Century B.C
• Tight Money Policies and Inflation Revisited
• Working Through the Distribution: Money in the Short and Long Run
• Utilizing the Time Value of Money
• Women Are Working and Spending Money Same as Men
• Wall Street: Money Never Sleeps
• Velocity and Money Growth Variability: Evidence From Japan
• The Swiss Sovereign Money Initiative
• Velocity and the Variability of Anticipated and Unanticipated Money Growth in Malaysia
• The Translog Utility Function and the Demand for Money in the United States
• Why Money Talks and Wealth Whispers: Monetary Uncertainty and Mystique?
• Triodos Bank: Conscious Money in Action
• Transactions Costs, the Wage Rate, and the Demand for Money
• The Obsession With Money and the New Consumer Culture of the 1920s
• U.S. Banking and Money
• The Relationship Between Government Deficits, Money Growth and Inflation
• Understanding How Money Works

Simple Money Topics to Write About

• The Rules for Saving Money by Consolidating Debt
• Thinking About Monetary Policy Without Money
• The Relationship Between Economic Growth and Money Laundering
• Work Can Provide More Than Money
• Velocity and the Growth of Money in the United States, 1970-1985
• Trade, Money, and Employment in Intertemporal Optimizing Models of Growth
• Unemployment, Real Wages and the Money Supply in Australia
• The Money Demand and the Loss of Interest for the Euro in Romania
• Wealth, Financial Liberalization, and the Demand for Money in Japan
• The Relationship Between Mobile Money Technology and Financial Development
• U.S. Narrow Money for the Twenty-First Century
• Working for Little Money: Does Germany Need a Minimum Wage?
• Where Has the Money Gone? The Case of Value Added Tax Revenue Performance in Indonesia
• The Trouble With Money: A Prescription for America’s Financial Fever
• Why Most PPC Advertisers Lose Money?
• Unconventional Monetary Policy and Money Demand
• Winning Money Online With Web Analytics
• Utility Function Transformations and Money Illusion: Reply and Further Results
• The Relation Between Money, Income and Prices in South Africa
• York Times Victims Money Fund
• Why Isn’t Money Considered Capital in Economics?
• Tight Money and the Sustainability of Public Debt
• Wealth and How Money Influences People’s Lives
• Tight Money-Tight Credit: Coordination Failure in the Conduct of Monetary and Financial Policies
• Can Money Buy Happiness and Freedom?
• Does Money Equal Power in American Politics?
• Does Money Improve Academic Achievement?
• Does Ones Success Depend on the Amount of Money a Person Earns?
• What Are Some Fundamental Strategies for Saving Money?
• How Does Federal Reserve Control the Money Supply?
• How Does Inflation Affect the Function of Money?
• How Does Shakespeare Present the Issues of Love and Money in His Plays?
• How Does the RSPCA Persuade Us to Part With Our Money?
• How Money and Appearance Control the World?
• How Money Changes the Way We Think and Behave?
• How Money Has Become the Enemy of Our Society?
• How Money Was Created and the Basic Political Ideology of Money?
• How Much Money Does California Get From the Federal Government?
• What Are the Anticipations and the Nonneutrality of Money?
• What Is the Role of the State and the Hierarchy of Money?
• What Alternative Approaches to Money and Growth Are There?
• What Are the Statistical Mechanics of Money?
• What Is the Influence of Money on Medical Science?
• What Is the Development of a Money Attitude Scale?
• Will Money Increase Subjective Well-being?
• What Is the Structure and Performance of the Money Management Industry?
• Why Is There a Difficulty With the Optimum Quantity of Money?
• What Are the Distributions of Money in Model Markets of Economy?
• What Are the Monetary Policy Implications of Digital Money?

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StudyCorgi. (2022, February 11). 141 Research Topics on Money - Essay Topics, & More. https://studycorgi.com/ideas/money-essay-topics/

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StudyCorgi . "141 Research Topics on Money - Essay Topics, & More." February 11, 2022. https://studycorgi.com/ideas/money-essay-topics/.

StudyCorgi . 2022. "141 Research Topics on Money - Essay Topics, & More." February 11, 2022. https://studycorgi.com/ideas/money-essay-topics/.

These essay examples and topics on Money were carefully selected by the StudyCorgi editorial team. They meet our highest standards in terms of grammar, punctuation, style, and fact accuracy. Please ensure you properly reference the materials if you’re using them to write your assignment.

This essay topic collection was updated on June 24, 2024 .

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114 Money Essay Topic Ideas & Examples

Inside This Article

Money is a topic that affects us all in one way or another. Whether we are saving for the future, managing our finances, or trying to make ends meet, money plays a crucial role in our lives. If you are looking for inspiration for your next essay on money, here are 114 money essay topic ideas and examples to help get you started.

• The importance of financial literacy in today's society
• The impact of inflation on consumer purchasing power
• The role of credit cards in modern society
• How to create a budget and stick to it
• The psychology of money and spending habits
• The effects of consumerism on society
• The benefits of saving money for the future
• The impact of student loan debt on young adults
• The relationship between money and happiness
• The rise of digital currencies like Bitcoin
• The ethics of wealth distribution in society
• The impact of social media influencers on consumer spending
• The role of advertising in shaping consumer behavior
• The pros and cons of investing in the stock market
• The effects of globalization on the economy
• The importance of financial planning for retirement
• The impact of income inequality on society
• The role of government in regulating the economy
• The benefits of investing in real estate
• The rise of the gig economy and its impact on workers' finances
• The impact of automation on job security and wages
• The benefits of diversifying your investment portfolio
• The impact of interest rates on borrowing and saving
• The role of insurance in protecting your finances
• The impact of taxes on personal finances
• The benefits of starting a side hustle to supplement your income
• The impact of technology on personal finance management
• The role of education in improving financial literacy
• The impact of economic recessions on personal finances
• The benefits of setting financial goals and milestones
• The impact of social class on access to financial resources
• The role of gender in shaping financial attitudes and behaviors
• The benefits of investing in education and skills development
• The impact of gambling and addiction on personal finances
• The role of philanthropy in giving back to society
• The benefits of creating a will and estate plan
• The impact of healthcare costs on personal finances
• The role of entrepreneurship in creating wealth
• The benefits of investing in your health and well-being
• The impact of consumer debt on financial stability
• The role of family and social support in managing finances
• The benefits of financial independence and autonomy
• The impact of cultural norms and values on money management
• The role of government assistance programs in alleviating poverty
• The benefits of investing in sustainable and ethical companies
• The impact of climate change on the economy and personal finances
• The role of corporate social responsibility in business practices
• The benefits of creating a financial plan for emergencies and unexpected expenses
• The impact of job loss and unemployment on personal finances
• The role of mental health in shaping financial attitudes and behaviors
• The benefits of investing in renewable energy and green technologies
• The impact of social media on consumer spending and peer pressure
• The role of peer-to-peer lending and crowdfunding in raising capital
• The benefits of investing in your personal and professional development
• The impact of economic sanctions and trade wars on global finances
• The role of data privacy and security in financial transactions
• The benefits of investing in your community and local economy
• The impact of political instability on financial markets and investments
• The role of financial advisors and planners in managing wealth
• The benefits of investing in your education and career advancement
• The impact of social welfare programs on poverty alleviation
• The role of charitable giving and philanthropy in society
• The benefits of investing in arts and culture for economic growth
• The impact of natural disasters and emergencies on personal finances
• The role of sustainable and ethical investing in creating a better world
• The benefits of investing in technology and innovation for economic progress
• The impact of healthcare reform on access to affordable medical care
• The role of trade unions and labor organizations in advocating for workers' rights
• The benefits of investing in infrastructure and public services for economic development
• The impact of corruption and fraud on financial stability and trust
• The role of entrepreneurship and small businesses in driving economic growth
• The benefits of investing in education and skills training for future generations
• The impact of globalization and free trade agreements on the economy
• The role of financial regulators and watchdogs in protecting consumers
• The benefits of investing in research and development for innovation
• The impact of income inequality on social mobility and opportunity
• The role of microfinance and small loans in empowering marginalized communities
• The benefits of investing in healthcare and wellness programs for employees
• The impact of climate change on food security and agricultural production
• The role of financial institutions and banks in promoting economic stability
• The benefits of investing in renewable energy and sustainable practices
• The impact of aging populations on social security and retirement funds
• The role of digital currencies and blockchain technology in financial transactions
• The benefits of investing in education and skills training for refugees and immigrants
• The impact of artificial intelligence and automation on job displacement
• The role of social entrepreneurship in addressing social and environmental challenges
• The benefits of investing in affordable housing and urban development
• The impact of income tax policies on wealth redistribution and social welfare
• The role of consumer advocacy groups in promoting fair and transparent practices
• The benefits of investing in clean water and sanitation for public health
• The impact of economic sanctions and embargoes on global trade and finance
• The role of financial education programs in empowering individuals and communities
• The benefits of investing in mental health and wellness services for employees
• The impact of political instability and conflict on economic development
• The role of corporate governance and ethics in business practices
• The benefits of investing in gender equality and women's empowerment
• The impact of natural disasters and emergencies on supply chains and production
• The role of community development and social enterprises in poverty alleviation
• The benefits of investing in arts and culture for community engagement and cohesion
• The impact of climate change on insurance premiums and risk management
• The role of financial technology and mobile banking in promoting financial inclusion
• The benefits of investing in vocational training and skills development for youth
• The impact of income inequality on social cohesion and trust
• The role of microfinance and small loans in promoting entrepreneurship and innovation
• The benefits of investing in healthcare and wellness programs for seniors
• The impact of automation and robotics on manufacturing and job displacement
• The role of social enterprises and impact investing in sustainable development
• The benefits of investing in affordable housing and urban renewal projects
• The impact of economic sanctions and trade wars on global supply chains
• The role of financial literacy programs in empowering marginalized communities
• The benefits of investing in renewable energy and sustainable practices for the environment
• The impact of aging populations on healthcare costs and social security systems
• The role of digital currencies and blockchain technology in promoting financial transparency
• The benefits of investing in education and skills training for underserved populations

In conclusion, money is a complex and multifaceted topic that touches on various aspects of our lives. Whether you are interested in personal finance, economic policy, or social justice, there is a wealth of essay topics to explore. By delving into these topics, you can gain a deeper understanding of the role of money in society and how it shapes our lives. So go ahead and choose a topic that resonates with you, and start writing your next money essay today.

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Home — Essay Samples — Economics — Finances — Money

Essays on Money

When it comes to writing an essay about money, there are a wide range of topics to choose from. Money is a universal topic that can be explored from various angles, making it a popular choice for essays in many different fields. Whether you are interested in economics, finance, psychology, or sociology, there are plenty of thought-provoking money essay topics to consider. In this article, we will explore some of the best money essay topics.

The Psychology of Money

One interesting money essay topic is the psychology of money. This topic explores the ways in which people think and feel about money, and how these attitudes and beliefs can influence their financial decisions. You could explore topics such as the impact of upbringing and culture on money attitudes, the psychological factors that lead people to overspend or underspend, or the ways in which emotions can influence financial decision-making. This topic is not only fascinating but also highly relevant in today's consumer-driven society.

The Economics of Money

Another popular money essay topic is the economics of money. This topic delves into the fundamental principles of how money works in an economy, including topics such as inflation, monetary policy, and the role of central banks. You could explore the impact of economic theories on the value of money, the relationship between money and economic growth, or the ways in which money is created and circulated in the economy. This topic is a great choice for those with an interest in economics or finance, and it can provide valuable insights into the functioning of the global economy.

The Sociology of Money

The sociology of money is another intriguing money essay topic. This topic examines the social and cultural aspects of money, including topics such as income inequality, social class, and consumer behavior. You could explore the ways in which money impacts social relationships, the role of money in shaping social hierarchies, or the ways in which societal attitudes towards money have evolved over time. This topic is particularly relevant for those interested in sociology, anthropology, or social psychology, and it can provide valuable insights into the ways in which money influences our daily lives.

The Politics of Money

For those interested in politics and governance, the politics of money is a compelling essay topic. This topic explores the ways in which money intersects with political power, including topics such as campaign finance, lobbying, and corruption. You could examine the impact of money on political decision-making, the ways in which money influences electoral outcomes, or the role of money in shaping public policy. This topic is highly relevant in today's political landscape, and it can provide valuable insights into the ways in which money influences the functioning of democratic societies.

The Ethics of Money

Finally, the ethics of money is an important and thought-provoking money essay topic. This topic delves into the moral and ethical implications of financial decisions, including topics such as corporate social responsibility, ethical investing, and the ethical considerations of wealth accumulation. You could explore the ways in which money can be used to promote social good, the ethical dilemmas faced by individuals and organizations in the pursuit of financial gain, or the ways in which ethical considerations can shape financial decision-making. This topic is particularly relevant for those interested in philosophy, ethics, or business ethics, and it can provide valuable insights into the ways in which money intersects with moral and ethical considerations.

When writing an essay about money, it's important to choose a relevant and engaging topic that will attract readers and provide valuable insights. To optimize your essay for search engines, you should include relevant keywords and phrases related to your chosen topic, as well as high-quality content that provides valuable information and insights. You should also consider the structure and formatting of your essay, including the use of headings, subheadings, and bullet points to make your content more scannable and easy to read. By following these best practices, you can ensure that your money essay will attract readers and provide valuable insights into this universal and compelling topic.

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Money Essay Topics & Ideas

• Informative Essay Topics About Money
• Money Essay Topics for College Students

Money Essay Topics for High School Students

Money compare and contrast essay topics, argumentative essay topics about money.

• Good Essay Topics About Money

✒️ Informative Essay Topics About Money

• “People Are Becoming More Materialistic. They Are Concerned with Making More Money and What Money Can Buy.”
• 10 Ways Scammers Are Stealing Your Money Online
• 10 Ways to Save Time and Money While Traveling for Business
• 3 Proven Ways to Grow Your Business Without a Lot of Money
• 3 Simple Strategies for Success When Money Is Scarce
• 3 Websites That Prove Even Ridiculous Ideas Can Become Online Money Makers
• 5 Effective Ideas for Young Adults to Save Money on Food
• 5 Lessons From Kid Entrepreneurs Making More Money Than You
• 5 Ways to Earn Money in India Without Investment
• 5 Ways To Make Money This Summer
• 5 Ways to Make More Money as a Coach or Consultant
• 5 Ways to Save Time and Money on Business Travel
• 7 Tasks You Do Every Day That Waste Time and Cost Your Business Money
• 7 Ways to Build a Team With Little or No Money
• 9 Ways to Make Money While on Vacation
• A State Lottery is the Best Way to Raise Money for Education
• A Study of How Money Laundering is Related with Evading Tax and Tax Havens
• A Study of The Impact of Anti Tax Evasion, Anti Terrorism and Anti Money Laundering Measures Taken on Americans Living Overseas
• Accounting has more to it than just money It requires clever planning
• Advert and thus saving money
• An Issue of Money Spending in “Stuff is not Salvation” and “On Dumpster Driving” Texts
• Analysis of Nike Advertisement with Colin Kaepernick: Do It for The Money Or The Cause
• Ascent of Money
• Audit Proposal and Money Management

✨ Best money Topic Ideas & Essay Examples

• The Obsession with Money and the New Consumer Culture of the 1920’s Below is a free essay on “What Do You Think of the View That Obsession with Money and the New Consumer Culture of the 1920’s Dominates Human Thinking and Behaviour in the Great Gatsby? ” from Anti Essays, your source for free research papers, essays,….
• Women and the Role of Money How would one be able to identify the use of oppressed women and distinctive rank of social classes throughout The Canterbury Tales? In specific tales, there are several prime examples of Anti-feminism and the differences of the social classes ….
• Earn & Make Money With the Help of Bitcoin For many individuals, shopping for giant amounts of Bitcoin isn’t a financially-viable investment strategy. However, the great news is that there are currently a lot of alternatives than ever that create it simply for folks to earn bitcoin. Plenty ….
• Wall Street: Money Never Sleeps (2010) Q1. Do you agree with Gordon Gekko that “Greed is Good”? Why or why not? “Greed, for lack of a better word, is good. Greed is right. Greed works. Greed clarifies, cuts through, and captures, the essence of the evolutionary spirit. Greed, in all of ….
• More Money or Better Science A Controversial DebateIn January of 1999, in her small lab in a foreign country, Dr. Savanburgh completed a study and discovered that a protein (HAMLET) in human breast milk can be used to kill cancer cells. In this paper I seek to assess how ….
• The demand for money is purely a transactionary demand The objective of this question is to discuss the statement: “The demand for money is purely a transactionary demand. ” This essay will begin by with determination of money. It will show that it is usual to distinguish three reasons why people want ….
• Advantages of Having a lot of Money What is the initial idea that comes to your mind when you hear the word money? For me it has always been pride, fame and power. In the modern days, money plays a very important role in life and everyone is working hard to earn it. Nowadays people ….
• Government to Spend Money on Public Transportation There Is an unresolved controversy what is more important for the city – convenient public transport or the well developed net of highways and roads. That Is really a hard question because while each of the ways brings some advancement In the ….
• Advantages and Disadvantages of Spending Money Everyone uses money. We all want it, work for it and think about it. If you don’t know what money is, you are not like most humans. However, the task of defining what money is where it comes from and what its worth belongs to those who dedicate ….
• Money to raise a child However, women should make the right decision because it is extremely important and will affect their life in the future. For several years, abortion has been and will be an extremely controversial subject not only in the United Sates but also in ….
• Modern Life – The Meaning of Money Money has become in such a powerful thing these days, it comes to buy almost everything with few exceptions. It buys from what you need to survive like water and food to things you will never need, like a car made of gold. This way, money is now ….
• Haslitt: on the Want of Money Rhetorical Analysis In the excerpt from “On the Want of Money” William Hazlitt writes about the affect money has on people’s lives. His view is that money is greatly needed in this materialistic word to sustain any semblance of a normal life. Hazlitt believes, ….
• Outline on How Isis Gets Money ISIS stands for Islamic State of Iraq and Syria. They are also known as ISIL which stands for Islamic State of Iraq and the Levant. There are known to cause fear within and outside of countries. Whether it is bombing monumental building that ….
• A Research paper about the Impact of Money Laundry on the Economy A Research paper about the Impact of Money Laundry on the Economy The phenomenal changes witnessed in the global economy in the past century have seen a rise in organized crime transcending any single nation’s boundaries. Money Laundering is a form ….
• Power Is Money Money Is Power Power is money and money is power. There are many more illustrations of this now than anytime in the yesteryear. One of the most obvious illustrations is political relations. Ross Perot was an unkown multimillionaire and his money is the lone ground ….
• Money Doesn’t Make People Happy “The hippies,” claimed economist Andrew Oswald recently, “are having their quiet revenge. ” Oswald, a professor at Warwick University in England, is one of a growing number of economists fascinated by the question of what makes us happy. In a recent ….
• An inventory control and money management system that works An inventory control and money management system that works There are no dazzling shortcuts to keeping track of inventory andexpenditures for supplies, but the next best thing is a system that runssmoothly and saves the laboratory time and money. ….
• Value for Money Audit It could be defined as a concept that evaluates the use of resources at the disposal of an organization with the view to ensuring that the resources have been properly utilized. VFM frequently makes extensive use of performance indicators in the ….
• We Spend Too Much Money on and Games For me there is no real debate, we as Australians simply spend too much money on novelties such as toys and games. People are taking money for granted these days, even though Austrlia is clkassifeid as a n expensive country. People are spending ….
• The Giant Pool of Money Case Analysis The radio program draws an overall picture of the subprime mortgage crisis, how the subprime market was created, how the crisis happened, what were the result and its impact. (See appendix A – my summary of the case) The primary issues in this case ….

✍ Money Essay Topics for College Students

• Barter System Or Real Money
• Behavioral Economics and Money
• Big Money Lies in Spotting Collectibles to Sell on eBay
• Bourgeoisie & money
• Bsp Money Supply Policy
• Business Enterprise And Determination Of The Money
• Can I withdraw money from a bank other than my own?
• Can Money Buy Happiness
• Can money buy you happiness?
• Can Money Guarantee Happiness?
• Capitalism: Money That Make Money
• Celebrations a Waste of Money
• Challenges of Money Market Mkt in India
• Changes and Impact of Media, Money and Politics
• Coin and Paper Money Will Soon Be Replaced
• Collecting Financial Records for Money Management
• College Entrepreneurs Do Good and Make Money
• College Is a Waste of Time and Money
• Colleges should provide as much money for sports
• Comparing the Poem Richard Corey with Money and Happiness
• Connection Between Critical Thinking and Money
• Control of Money Supply
• Cosi – What Does Lewis Durig the Direction of the Play Besides Money
• Criminal Justice System: When It’s All About Money
• Demand and Supply for Money
• Depict social money related abundancy and outline why
• Different Types of Money Investment
• Discussion of Whether Money Can Buy Happiness
• Discussion on Whether Money Can Buy Happiness for You
• Discussion: Money Can’t Buy Happiness
• Doctor Money and the Boy with No Penis Questions
• Does money bring happiness
• Does Money Bring True Happiness?
• Does Money Brings Happiness?
• Does Money Buy Happiness?
• Does Money Increase Happiness?
• Does More Money Equals Happiness
• Dollars and Sense: Money and American Identity
• Dr. Money and the Boy with No Penis
• Earning, Saving and Spending Money
• East of Eden: The Effects of Lack of Money
• EBITDA Method in Money Management
• Efficiency Market Hypothesis and Money Management
• Electronic Money Transfer
• Employees only motivation is money
• Enjoying Your Car and Saving Money
• Establishing Gobi Fund and Money Investments
• Evaluating Money Laundering techniques and Finding the Best
• Fear of the Dentist, Money or Treatment?
• Finance and Law: Money Laundering and New Payment Methods
• Getting stuff and spending money
• Giant Pool of Money
• Greed for Money
• Guna Fibres Money Management Case Analysis
• Happiness and Money
• Having a job is an essential part in living it provides money
• High School Speech Materialism and Money
• How and in What Ways does Jane Austen Show the Importance of Money in the Sense and Sensibility?
• How Important is Money
• How money affects politics
• How Money Killed?
• How Prisons Can Save Money
• How Students Can Manage Their Money
• How To Choose The Bank For Your Money
• How to deposit money into someone else’s bank account?
• How to Invest Money
• How to Make Money Writing from Home?
• How to Manage Money Correctly
• How to Save Money on Clothes
• How To Use The Power Of Facebook To Make Money
• I Am Not Excited About People Who Are Only Into Making Money
• If Money doesn’t Make You Happy; Then Your Not Spending It Right Critique
• Importance of Money in Modern Society
• Importance of Money in Sports
• In All my sons, characters often invoke money as a reason for relinquishing ideals or hopes
• Introduction Considerable Amount of money and Resources in Information Systems by Private and Public Organizations
• Investments as a Way to Save Money
• Is Fashion A Waste Of Money
• Is it worse to have too little money or too worse money
• Is money a motivator
• Is Money a Motivator?
• Is Money an Effective Motivator at Work?
• Is Money Ruining Football
• Is Money the Biggest Motivator for People at the Workplace
• Is Money the Most Important Thing
• Is Money the Most Important Thing?
• Is Money the root of Evil
• It was Oscar Wilde who said “There is only one class in the community that thinks more about money than the rich, and that is the poor”
• Jews Without Money
• Large Amounts of Money on Consumer Goods
• Law and Finance: Money Launderings Laws/CDD
• Legit Ways to Save Money Fast
• Make Money on Facebook Marketing
• Making Garden Sculptures is a Business that Will Help to Realize Creative Ideas and Earn Decent Money
• Making Money and Being a Parent
• Mankind’s Obsession with Money in The Queen of Spades and The Necklace

⭐ Good Essay Topics About Money

• Marrying for Money
• MEANS FOR PORTRAYAL OF POLITICS IN AMU DJOLETO’S MONEY GALORE
• Mini essaryThe Present and Future Price of Money
• Mobile Money Transfer
• Moments Are More Valuable Than Money
• Money Always Comes With Strings Attached
• Money an Possesions
• Money and Academics
• Money and Banking
• Money and Banking Study Guide Chapter 1-5
• Money and Class in America: Income Inequality
• Money and Class: The Rise of Inequlaity in America
• Money and currency are related because?
• Money and Happiness: An Enriching Relationship?
• Money and Happiness: Can Money Buy Happiness
• Money and its supply
• Money and life
• Money and Materialism In the Great Gatsby
• Money and Media dominate modern day politics – how far do you agree?
• Money and Morality
• Money and Power in “The Great Gatsby” by F. Scott Fitzgerald
• Money and Power Social Stratification
• Money and Unethical Behavior
• Money as a Motivator

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Money - List of Essay Samples And Topic Ideas

Money, beyond its basic role as a medium of exchange, holds a significant place in our social, economic, and political life. Essays on this topic could explore the historical evolution of money from barter systems to cryptocurrencies, reflecting on how each transition has impacted trade, economic systems, and societal structures. Discussions might delve into the psychological and sociocultural aspects of money, such as its perceived value, its impact on human behavior and social relations, and the socioeconomic disparities it often engenders. The discourse might extend to the exploration of economic theories surrounding money, inflation, and monetary policy, along with a discussion on the modern challenges and controversies surrounding money such as cashless economies, digital currencies, and financial fraud. The examination of how the concept and functionality of money will evolve with the burgeoning digital economy and the potential of blockchain technology might also be an exciting avenue of exploration. A vast selection of complimentary essay illustrations pertaining to Money you can find at PapersOwl Website. You can use our samples for inspiration to write your own essay, research paper, or just to explore a new topic for yourself.

Can Money Buy Happiness Speech

"Money is not the only answer, but it makes a difference" – Barack Obama. Although it is injustice to poor people when we say that money can buy happiness. But still money is the basic amenity for each and every individual. As we can clearly see that average number of people are more than satisfied when they have money while comparing to the situation when they don’t have it. According to Blanchflower and Oswald (2011) review of international happiness they […]

American Dream and Money

The American dream means striving for success or wealth. But F. Scott Fitzgerald's The Great Gatsby interprets the American dream from a different perspective. He explains how people can interpret these ideas to fit their criteria or what suits them better. Fitzgerald uses characters such as Jay Gatsby who manipulates the Dream and is unable to tell the difference between his imaginary life of wealth from real life. This story explains how people's desires for wealth and power can change […]

The Cold War: Severe Tension between the United States and the Soviet Union

The feuding began after World War II, mostly regarding political and economic power. After the destruction that World War II caused, the United States and the Soviet Union were left standing. Gaining control of countries was sought after, even if the countries weren't benefiting them in any way. During this time, it was all about power. From the years of 1957 to 1975, the Cold War was in full effect and the United States and the Soviet Union were in […]

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Importance of Money in the Modern World

Money is an integral part of modern life. We encounter them in all areas of life on a daily basis. And for many people, money can be one of the basic values ??of life. Money plays different roles in the economy and social life. In my essay, I will try to consider the role of money in modern society precisely as the role of a socio-cultural phenomenon. Money forms universal connections between people and the objective world, not possessing any […]

Is Money a Source of Happiness or the Evil

There are a lot of sayings, truisms and clichés when it comes to money. There are those that refer to the fact that it is to be considered the “root of all evil”. There are others that try to point to different views like the ones in the articles written by, David G. Myers. Elizabeth Warren, and Charles Murray. That would be that money cannot buy happiness. It is true that many people that are rich and powerful are also […]

What was the Great Depression?

The Great Depression was a dramatic shift in the US economy leaving people homeless and people didn't have a way to make a living. .This made the government create new programs called the New Deal it however failed to stop the Great Depression and these programs wasted a lot of money..The Great Depression started in 1929 it was the biggest economic downfall in US History it left a lot people without jobs and banks started going out of business all […]

Making Money has Become too Important in our Modern Society

Frequently, individuals say that they can live without money. They characterize money as only one of the apparatuses that upgrade people groups living climate. In any case, in actuality, money is a vital matter in people groups' lives. Albeit individuals in history may have survived the trading of merchandise and not depending on the worth of money itself, current culture today couldn't work without money. Money assumes an immense part in the general public in an assortment of ways, for […]

Essay on my Opinion: Can Money Buy Happiness?

The French Designer Coco Chanel famously said, 'There are people who have money and people who are rich.' Most of the people in this world think that money and happiness are related and hence, they feel the need for money to attain happiness. This is a very myopic way of looking at life and the concept of happiness. True, everyone defines happiness differently. For some people, happiness is defined by materialistic things. However, for some people, happiness is a state […]

Causes of the Great Depression (1929-1939)

During the Great Depression, Franklin D.Roosevelt stated, "The only thing we have to fear is fear itself." As World War I ended and the 1920's boom in the industry deteriorated, the Great Depression developed and the result was dreadful. The crash affected millions of people and lasted for about a decade. United States was in a state of despair, as banking systems failed, many people were unemployed, and prices drastically fell. War-producing factories shut down, farms/homes were lost to possession […]

The Weight of Money: Converting Pennies from Cents to Grams

In the tapestry of numismatics and everyday transactions, the weight of currency carries more than just economic value; it's a slice of history, a fragment of a system that's meticulously designed and standardized. When one pauses to consider the penny, often dismissed as the humblest denomination of currency in the United States, its physical attributes, including its weight, become a subject of intrigue. The penny's weight in grams is a small but precise detail that reveals the intricacies behind currency […]

Park Avenue: Money, Power, and the American Dream – Unveiling the Facets of Wealth Disparity and Influential Dynamics

In a world where the hope of the American Dream shines brightly, there is a stark reality concealed beneath the surface, one in which wealth inequality and political influence are interwoven. “Park Avenue: Money, Power, and the American Dream”  is a documentary that digs deeply into these subjects, shedding light on the complicated network of inconsistencies that define society. This essay provides an overview of the documentary's subject and emphasizes the important themes that were addressed. The documentary highlights the […]

Government Response to the Great Depression

Black Tuesday was the start of the depression. Also, Herbert Hoover did not want to give the people federal money. He thought they had to get themselves out of the problem. This made many people go homeless and plus the Dust Bowl which also destroyed people's homes. The Great Depression was defined as a dark age in the 1930's. Although, there are causes that made the Great Depression happen, like the farm industry failing, low income families, and lastly World […]

Money is the Key to Happiness: Exploring the Complex Relationship

Money's Role in True Happiness One of the begging questions people spend plenty of time analyzing is whether money can bring true Happiness. The premise of this question is hazy, however. Just like anything in someone's life, money can bring true Happiness. Mentioning the fact that money won't automatically bring Happiness to fruition is vital as it pertains to this topic. There are a variety of aspects in one's life that helps determine whether or not they will be happy. […]

Health is a Blessing that Money can’t Buy

Oh, money. The oil that moves America. The affection for which has maybe caused more human misery than maybe some other item with the conceivable exemption of maltreatment of the Bible, Torah or Koran by strict radicals. Money can't buy health. All the money on the planet can't buy the harm brought about by smoking, drug misuse, disease, sex act, and 1,000 other health conditions which obliterate one's personal satisfaction. Obviously, in the event that you are rich enough you […]

Economic History of Medieval Europe

The breakdown of the Roman Empire left the Western world mutilated. History specialist always banter the explanations behind the incredible fall of the Roman Civilization. Many propose that; the ascent of Christianity, overexpansion, various Barbarian attack, and financial and political strife all prompted the destruction. After the Roman Empire, Europe was instable and partitioned; monetarily and politically. Gradually, Western Europe reconstruct its development with new innovation and strategies. With in the years, numerous developments and new type of learning helped […]

An Age of Discovery

The Renaissance, also known as 'An Age of Discovery' started in Italy in the mid-fourteenth century. The Renaissance served as a transition from the middle ages to modernity. The term comes from the French word for 'rebirth', which refers to the cultural, political and scientific development contributed to our society's reformation. The intellectual and educational movement of the Renaissance started because people got tired of the medieval society, otherwise known as the Dark Ages; which was characterized by wars, diseases, […]

The Age of Cryptocurrency

In the book "The Age of Cryptocurrency", the authors, Paul and Michael, have tried to rationalize use cases and technical substructure around the blockchain and cryptocurrency. They have tried to incorporate information to be useful for people with no knowledge of cryptos to those involved in trading. The book puts more emphasis on technical aspects of how the system work. The authors introduce the book writing about the limited knowledge among the people about the drug dealers using it or […]

Social Implication of Blockchain

For the past several decades humans have been using the same traditional centralized systems. These centralized systems include banks and governments. We use banks to send and receive money from all over the world. We trust banks to send and receive our money, therefore; we rely on these centralized systems as intermediaries that negotiate on our behalves. However, for the past few years these financial institutions have been continuously associated with corruption. In these centralized systems records are stored and […]

About the Blockchain Technology

Cryptocurrency, also known as "crypto" for short is a new form of digital currency. Although the idea of digital currency has been around since the creation of the internet, it wasn't until 2008 that the first cryptocurrency appeared. Its name is Bitcoin. It remains a mystery as to who created Bitcoin, the only clue that we have is a name of a person or persons, Satoshi Nakamoto. Cryptocurrency is a means of exchange, such as dollars for goods would be. […]

Unemployment during the Great Depression

The stock market crash all started on black tuesday on october 24, 1929. During Black Tuesday 16,410,030 shares on the New York stock were traded in a single day. Billions of dollars were lost, wiping out thousands of investors. Tons of machines controlling the trades were shut down due to the tremendous amounts of share trades. Due to Black Tuesday, America as well as the industrial world to spiral down into what is known as the Great Depression. After this […]

CryptoCurrency Framework: how to Avoid Criminal Activity?

Cryptocurrency is virtual currency where the exchange of it relies on people sharing and buying it. Most cryptocurrencies have a set amount meaning the amount of the currency is not infinite making it similar to precious metals while other places like central banks can make an infinite amount of money these are called fiat currencies. All transactions made through Bitcoin or other altcoins are stored in the blockchain. The blockchain is basically a digital ledger where transactions are stored publically […]

The Minimum Legal Drinking Age

Police are prone to ignore or under-enforce the minimum legal drinking age at 21 law due to limited resources, and perceptions that punishment is inadequate including the time and effort required for processing and paperwork, an estimated two out of every 1,000 instances of illegal underage drinking result in arrest. The drinking age should be lowered to 18 due to the fact that regulating drinking between the ages of 18 and 20 in environments with supervision will diminish unsafe drinking […]

Great Depression and how it Affected America

The great depression was, and still is to this day, one of the worst economic disasters to affect the world in all of history. The great depression was caused by a few things. One of the leading reasons that led to the great depression was the stock market crash of 1929. The stock market crash of 1929 caused millions of investors and even business to lose a ridiculous amount of money. The impact of the stock market crash caused severely […]

The History of the Great Depression

The Great Depression was a severe worldwide economic depression starting in 1929 ending in 1941. The Great Depression started with numerous types of things. The economic conditions that led to the Great Depression began in the early 1920s, this was said by, Jennifer Croft in her article called, "Facts About The Great Depression." It started by the crash of stock markets, drought (The Dust Bowl), overproduction of goods, bank failures, Stock speculation, and consumer debt. After this lasting for about […]

Causes of the Great Depression and the Lasting Impacts

Abstract This paper discusses the causes of the Great Depression and the lasting impacts it had on the U.S. Many people attribute the sole cause of the Great of Depression to the stock market crash of 1929 but there are actually multiple contributing factor. The stock market crash propelled the Great Depression forward but many other causes contributed to the length and depth. Keywords: Great Depression, Stock Market The 1920's were a time of low unemployment, mass production of goods, […]

Biggest Problem in the United States of America is Illegal Immigrants

One of the biggest problems that is being discussed in the United States of America is illegal immigrants. An illegal immigrant is someone who lives or works in another country when they do not have the legal right to do so, this is according to the Cambridge dictionary. Now you made wonder why someone would just want to get up and leave their country to just work and live? Or why is this such a big issue in the United […]

The Story of my Life

Throughout my childhood life, my dream was always to be a medical doctor. Besides, I also prayed so hard that my childhood girlfriend would get married to me and that she would even pursue the same medical course like mine. My, then girlfriend and I were in the same primary and secondary levels of education until the College level when we moved to separate colleges. At the college education, my dream of pursuing medicine was validated when we joined the […]

How to Explain Cryptocurrency to a Kid?

One of the most important lessons a parent teaches their child is about money; how to acquire it and how to save it. In a world where cryptocurrencies are gaining mainstream traction and with roughly 2.2 billion people with access to internet and mobile phones, the possibility of these digital currencies becoming an everyday thing is possible. With this possibility, there are people who are using these currencies and potentially wondering how to explain what these digital currencies are and […]

How a President Became a King

Andrew Jackson, the seventh president of the United States, erupts many arguments concerning the actions he took during his presidency. Where some see him as an icon and a hero, the truth is that Jackson was not only a murderer but, he was a corrupt, inexcusable man that should not have ruled the nation. He took kingly acts in order to drive the USA down hill and hurt the common man in more ways than one. Andrew Jackson was a […]

Zhang, Zhang & Zamparello Company

A credit facility is an arrangement that is between a business and a bank which allows the business to seek a particular amount of financing for various reasons for a specific period of time. Credit facility enables a business to take credit whenever they need to borrow money. There are two categories of the funding basis that is fund base credit and non-fund base credit. Cash credit is a great option for ZZ&Z Company. Cash credit is a flexible plan […]

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Essay Samples on Money

The effects of money on human behavior.

Money, as a ubiquitous and powerful force in modern society, has a profound impact on human behavior. Whether consciously or unconsciously, individuals' attitudes, values, and actions are influenced by the presence and pursuit of money. In this essay, we will explore the multifaceted effects of...

Exploring Why Happiness Is More Important Than Money

Happiness is more important than money — a simple yet profound statement that encapsulates the essence of a fulfilling and meaningful life. While money is undoubtedly a vital resource, it pales in comparison to the profound impact that happiness has on overall well-being. This essay...

Exploring the Age-Old Question: Can Money Buy Happiness

The relationship between money and happiness has been a subject of contemplation for centuries. Can the accumulation of wealth truly lead to a fulfilled and contented life? Or simply: can money buy happiness? This essay delves into the complex interplay between money and happiness, examining...

Transitioning to a Cashless Economy: Challenges, Opportunities, and the Path Ahead

The world is now moving on from Paper Currency based economy to Cashless economy. By embracing Alternate Delivery Channels and other Cashless modes of payment which include old ones like NEFT,RTGS etc. to newer one’s like POS, e-wallets, debit and credit cards, UPI, BHIM etc....

Being Smart With Your Money: the Importance of Financial Literacy

Many people have discussed personal finance. Articles 'Should Financial Literacy Be Taught in More Schools' by Ramsey and 'Why is Learning Personal Finance Important' by Ryan discuss the reason why personal finance is beneficial to the educational system. Benefits of adding Personal finance to our...

• Personal Finance

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Unlocking Financial Literacy: Exploring the World of Finance and Money Management

Finance is a business term that is associated with banking, investments, capital, debt and credit. Managing money, such as balancing a checkbook, involves finance. At one point in every person's life, one must deal with finances. An important topic among finance is assets and liabilities....

The Value of Understanding Personal Finance Management for Students

As a student, learning this course about personal financial statement is important. It shows the individual's net worth 'their assets minus their liabilities' which reflects what that person has in cash if they sell all their assets and pay off all their debts. If their...

Why Personal Finance Should Be Taught in Modern Schools

About 59% of Americans have less than 1,000 dollars in savings. I think that Financial Literacy should be a requirement in schools all around the country. Financial planning should be taught in schools because finances affect everything, a lack of financial knowledge has consequences eventually,...

Evaluation of the Benefits and Risks of Cashless Economy

In a world where cybersecurity concerns are growing, the road to a cashless society is an inflection point. With countries across the world embracing digital forms of commerce and connectivity, the need for physical currency could soon become obsolete. But despite the increasing use of...

Can Money Buy Happiness: Sharing Persuasive Personal Viewpoint

Money is a defined as “any item or verifiable record that is generally accepted as payment for goods and services and repayment of debts, such as taxes, in a particular country or socio-economic context”. In what way does that relate to the emotional feeling of...

• Personal Beliefs

Budgeting and Types of Personal Budget

Budget can mean different things for different people, but in each case, it is used as an effective tool for achieving a wide range of short and long-term financial objectives. Contrary to popular belief, budgeting is not a cut-and-dry, one-size-fits-all process. Rather, it needs to...

Budgeting Technique to Build a Stable Financial Future

There’s nothing like the feeling of independence of when you’re in college, but since it’s the first time away from home for many, This is the time when most young people use their first debit/credit cards, take out their first loans, and write their first...

The Ascent of Money: Is Money the Root of All Evil

In Niall Ferguson’s The Ascent of Money, Ferguson analyzes the history of money, banking, and credit. He tracks the development of currency as a form of trade, explores its growth and effects on society, and looks forward to how it may continue to develop in...

Gold: One of the Most Expensive Metals on Earth

Being one of the first metals to be discovered, gold throughout history has always had a rich past from its use in ancient Egypt, Greece, Rome and Africa. It has been used within their culture for thousands of years, and has been essential to their...

The Impacts Of Physical Cash And Developing Into A Cashless Society

Imagine a future where everything is seamlessly paid for via your phone. It’s a beautiful vision of what a cashless society would look like, however, with some dangerous unintended consequences. A cashless society is one where purchases by physical cash are no longer available and,...

• Modern Society

The Advantages Of Credit Card Debt And Usage

Credit cards are a popular way to buy Things online and in Stores and Cover The cash back in installments afterwards . It's kind of debt centre employed by customer. It's beneficial for the client and a bank. No security security is necessary for credit...

• Credit Card

Getting Rid Of The Penny Because Of Its Negative Effects

Whether or not you believe picking up a penny will bring you luck, one thing it definitely won’t bring you is wealth. In fact, the penny is so worthless, many people want to do away with them for good. The penny is detrimental in many...

Ceos Being Paid Too Much Money Is A Bad Thing

Initially, the question as to whether or not CEOs are paid too much may seem to be a matter of subjective opinion. However, research indicates that pay disparity beyond a certain ratio can lead to adverse implications in society. According to one source, income inequality...

Minimum Wage Should Be Raised: The Pros And Cons Of Making More Money

Who wants to make more money? Kind of sounds like a funny question because who doesn't? Right. Well there has been a constant debate over what the minimum wage should be in the United States. Sure, more money sounds great, but what does that mean...

• Minimum Wage

Too Much Money Is A Bad Thing: Controlling The Money Demand

Recent advancements in information technology and technical innovations in general have revolutionized trade and commerce and contributed to existing literature in the modern world. High-speed and low-cost data transfer that was made possible by information technology, created an excellent platform for e-commerce to grow rapidly....

• Economic Development

 the Emergence Of The Penny Press and Getting Rid Of It

In the streets of the United States in 1838, for the first time, the newspaper the New York Sun, which sold only one cent of the smallest unit of money. In contrast with the 15th century, printing technology has just appeared, and the prices of...

• Monetary Policy

Reasons Why Money Cannot Buy Happiness

If I asked a stranger to describe a wealthy individual, they would probably use the words “privileged,” “successful,” and “happy.” When, in reality, studies have proven that having a great deal of money does not always lead to happiness. In fact, despite popular belief, money...

Money Can Buy Happiness: The Speech On Achieving Happiness

“Money can buy happiness” is a common phenomenon, widely believed by people these days, I however beg to differ. Expectancy theory states that money will motivate employees as long as their personal goals are being satisfied and the perception that their pay is dependent upon...

The Issue Of Rich Still Out Weighing The Poor

Did you know that 1% of households in the US produced more than 25 times what a family in the 99% did (“US Income Inequality”)? Income inequality between the rich and the poor has been happening since before the Great Recession, a period of time...

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Money Over Morality: Being Righteous For The Wrong Reasons

They say money is what makes the world go round but yet, in true fact, money is what tears the world apart. Many people have imagined a world without it but obviously our global system could not realistically run; however, the way money is treated...

Power Of The Rich And Weakness Of The Poor

Money equals power to some, but money can just cause trouble for others. People think that just because they got money that they can just do whatever they please. What people don't understand is that you can still ruin your life with or without money....

The Role Of Money And Finances On Happiness

Money is a fundamental aspect of human life throughout the world. People spend a large fraction of their time earning and spending money. In wealthy and poor societies around the globe, there is now an enormous concern about economic development, and in most nations, it...

Having Money Is More Important Than Having Knowledge

As children, our parents try to inculcate good habits such as honesty, hard work and dedication while also narrating the story about a monkey who stole butter from the cats in order to make both the cats' share equal. Being rich or being righteous doesn't...

Priorities in Money Management as a Student

Money is extremely important in each individual’s lifestyle as it makes them independent, have more control over decision-making skills, more freedom to do what they want and can fulfil and accomplish their long-term ambitions. An individual with great wealth is able to get a rich...

Gambling and Its Positive and Negative Effects on Society

In today’s society, Gambling is becoming more and more widespread, you must look at the positives and negative aspects of the casino establishments being built and how these establishments effect the community surrounding them. It is proven that casinos boost the economy by providing jobs...

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The Importance of Being Careful With Money When it Comes to Lottery

I believe that winning the lottery is an exhilarating experience and can cause some issue to occur in one’s life. From the general perception of society, some individuals do not make good use of their winning, and this is the reason most people do not...

Character Of Mrs. Loisel In 'The Necklace'

Mrs. Loisel isn't the brightest person and can be seen as selfish, which signifies her only thinking for and about herself. The title of the short-story is 'The Necklace' and written by Guy De Maupassant. To give a brief overview, the Loisels aren't very wealthy,...

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Inclusion of Inflation Factor in the Calculation of Retirement Expenses

Inflation is the change in overall costs for merchandise and services. The most commonly used measure of inflation is the Consumer Price Index (CPI), which tracks the weighted average of prices of many consumer goods and services. Economists have found that if the rate of...

Major Presence of Financial Illiteracy in America

Research states that many Americans have not quite grasped the concept of saving. This is mostly due to a lack of education in finance and economy. Economists even go so far as to say that, if things don’t change, there could be chances of another...

Income Inequality: Why It Stands in a Way of US Economy

Income inequality has been a point of discussion since the time of ancient Greek philosophers and is an increasing concern today for many Americans. Income inequality means that the money people earn is unevenly distributed among the total population. Personal income can be categorized in...

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Raising Minimum Wage in Ontario: Negative Impact

Is raising the minimum wage the right move? Ontario is the second province to move from $11.40 per hour towards a minimum wage of $15.00 per hour. According to News Ontario, “By October 2017, the general minimum wage will have increased by almost 70 per...

Crowdfunding, Its Aim And Objectives

Background Information Crowdfunding became quite popular recently but this fund raising platform has existed since 1700s. This can also be said to be a method which aids in financing a product or project. This implies in most cases that all individuals companies or people which...

An Incentive-Pricing Analysis Of Price-Cap Regulatory Regimes

Regulation is of paramount importance when there are natural monopolies in the society, since the existence of monopolies alone is costly to the society due to deadweight losses from mark-up pricing. Laffont (1994) describes regulation as two-fold using the incentive-pricing dichotomy and divided the regulation...

• Pricing Strategy

Analysis Of High-Quality Stocks In Hong Kong

In Hong Kong, there are many high-quality stocks with the characteristics of durable competitive advantage (DCA), which means the company can generate profits sustainably in the long time. In the following, I would like to recommend three stocks, which are HK & CHINA GAS (00003),...

Analysis Of Monetary Policy Frameworks

There are four main types of monetary policy frameworks identified from review: exchange rate targeting, inflation targeting, monetary quantity targeting and dollarization. Developing countries can chose from inflation, exchange rate and money supply as nominal targets. Most countries are moving towards inflation targeting due to...

Budgeting as the First Step to Financial Freedom

Creating a budget sheet is the first step to gaining financial success. I’ve found that a budget sheet can be a wonderful tool through personal experience. I created my first budget sheet about a year ago and found it to be very beneficial compared to...

Diversity Of Global Agent Banking Models And Its Applicability

According to McKay (2010) there is global concern to entrench financial access to previously ignored hence the emergency of agency banking. This has been adopted in several countries around the world Brazil being the first in 1999 Colombia and Pare have been declared to be...

Effect Of Budgetary Issues On Psychological Wellness

Budgetary issues or monetary weight is where cash stresses are causing pressure. There are as yet numerous families confronting hard money related circumstances and the effect on psychological wellness can be huge. These issues can appear to be difficult to defeat can appear to be...

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For The Love Of Money

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General Purpose Financial Report

General Purpose Financial Report basically provides the information and analysis about the scarce resources of a public sector or a private sector company. It normally focuses the general and overall financial information and produces the result for shareholders and board of directors to analyze the...

Great Money Saving Tips For Buying Your First Home

Saving up for a home is never easy, no matter how much you earn. It's even more difficult when you are trying to buy your first home, after all, you have no capital (or not much at all), and when you are spending a large...

History Of Systems Determining Relative Value Of Two Currencies

The smooth functioning of international trade required a universally accepted foreign currency to settle the internal trade and a way to balance the trade imbalances amongst countries. This led to the question of determining relative value of two currencies? Different systems were tried in past...

How Mutual Funds Can Be A Good Investment

Shared assets are an extremely well known kind of venture - yet would they say they are great speculations? The appropriate response relies upon the specific common store you are discussing, and on how much work you did to decide whether the reserve fits with...

How People Of Different Age Groups Spend Their Money

People in the age group of 18-25 mostly prefer savings a/c and take education loan whereas people in the age group of 25-35 mostly prefer savings a/c, personal loan and two wheeler or car loan, insurance such as motor insurance, current a/c, and credit card....

Macroeconomic Equilibrium: Definition And Overview

In financial aspects, monetary balance is where monetary powers, for example, free market activity are adjusted and without outside impacts the (harmony) estimations of monetary factors won't change. For instance, in the standard course book model of immaculate rivalry, harmony happens at the time when...

Monetary Policy And Asset Prices Linkages

A number of theories exist that explain the link between monetary policy and asset prices. In general, there is no theoretical consensus, in terms of direction of causality between monetary policy and asset prices; regarding reactions of monetary policy to asset price volatility or approaches...

Overview Of The Financial Consolidation

Financial consolidation (FC) relates to a large fall in the deficit by more than 1.5% of GDP. The assumption is that a sharp reduction in the cyclically adjusted deficit would have to be a result of some policy action such as an increase in tax...

Overview Of Theory Of Financial Intermediation

Theory of financial intermediation has been successful because of reduction on information and transactions cost. The intermediaries provide liquidity especially liquid assets by reducing cost of exchange between lender and borrowers. Financial intermediaries can obtain information at lower cost than individual investors because the former...

Overview Of Tobin's Theory Of Investment

Tobin’s Theory, named after the economist who developed it, is centered around a variable named q, which is equal to the ratio between the market value of a given company and its replacement cost of capital. A q value greater than 1 signals the fact...

Intensive Motherhood And The Ideal Mother

Philanthrocapitalism is a novel type of philanthropy and involves donors who merge business goals with humanitarian acts (McGoey 2012). An example would be the Bill and Melinda Gates Foundation, a Global Health Program funding various types of activity such as research projects for malaria (McCoy,...

Rules And Restrictions To Invest In Cfds

In spread betting, the speculator should be able to estimate when the price increases or falls. The investment can be made in global markets, indices, commodities, currencies and shares. One can buy the needed units to trade. Its trade is similar to shares with only...

Secrets Behind Zcash (Zec) And Gemini Deal

A lot of crypto interest has shifted to privacy coins and some of them have been found not to be what they promise on paper. ZCash has however remained focused on provision of the best privacy in the market. Earlier in the year, the coin...

Importance Of Investing And How We Save Our Money

July 27-28 2018 Laguna College held its first celebration of Accounting week. The seminar started early in the morning, in the seminar, the guest speaker Mr. John Richard Valdeavilla, listed and explained the about importance of investing and how we save our money. This topic...

Foundational Principles of School Financial Management

Starting, running and improving an ESL school cannot take place without proper financial and operations management. Clear policies and procedures in the areas of finance, operations and risk are critical for a financially-sustainable school. By consistently implementing these policies and procedures, schools ensure their ability...

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The 5G Economy: How 5G Will Impact Global Industries

We humans are an increasing number of interacting with every other and with our surroundings via statistics and communications technologies, both on a non-public and on a expert level. this marked socio cultural fashion can also be pondered within the call for tourist hobby. the...

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The Influence Of Financial Literacy On Financial Behavior Of Working Millennials

Millennials, also known as generation Y, are individuals born in the early 80s to mid-90s particularly from 1981 to 1996 (Pew Research Center, 2018). According to an article in Live Science (Main, 2017), millennials are regarded as more open-minded, self-expressive, and receptive to new ideas;...

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Top Personal Finance Advice All South Africans Should Read About

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Best topics on Money

1. The Effects of Money on Human Behavior

2. Exploring Why Happiness Is More Important Than Money

3. Exploring the Age-Old Question: Can Money Buy Happiness

4. Transitioning to a Cashless Economy: Challenges, Opportunities, and the Path Ahead

5. Being Smart With Your Money: the Importance of Financial Literacy

6. Unlocking Financial Literacy: Exploring the World of Finance and Money Management

7. The Value of Understanding Personal Finance Management for Students

8. Why Personal Finance Should Be Taught in Modern Schools

9. Evaluation of the Benefits and Risks of Cashless Economy

10. Can Money Buy Happiness: Sharing Persuasive Personal Viewpoint

11. Budgeting and Types of Personal Budget

12. Budgeting Technique to Build a Stable Financial Future

13. The Ascent of Money: Is Money the Root of All Evil

14. Gold: One of the Most Expensive Metals on Earth

15. The Impacts Of Physical Cash And Developing Into A Cashless Society

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Essays About Money: Top 5 Examples and 6 Prompts

With money comes great power; however, power must always come with responsibility. Discover thought-provoking essays about money in our guide.

Money is everywhere. We use it to eat, drink, clothe ourselves, and get shelter, among many other uses. Nowadays, it is an undisputed fact that “money makes the world go round.” The earliest known form of money dates back to around 5,000 years ago ; trade was previously carried out using a barter system. However, over the centuries, more and more nations began implementing a currency system, and money has become more critical. 

In the contemporary world, it seems to be “all about money.” However, it is important not to lose sight of what is important; we must maintain good physical and mental health and healthy relationships with the people around us. Money is necessary; it is just not the only thing necessary. To start your essay, read these examples to write insightful essays about money. 

5 Top Examples On Essay About Money

1. essay on money by prasanna, 2. how money changed human history by jacob wilkins, 3. capitalism: money that make money by ernestine montgomery, 4.  is money the most important thing by seth higgins.

• 5. ​​An Introduction to Saving Money by Jeremy Vohwinkle

Writing Prompts For Essays About Money

1. good uses for money, 2. the “dark side” of money, 3. money’s role in history, 4. morality vs. money, 5. can money buy happiness, 6. how to save money.

“Imagine the world without money. We will eventually come to a point where we will be asking questions like “what’s the point of life”. Hope and goals are some of the important things that will keep a man going in life. Without any sense of achievement or motivation, there wouldn’t be any inventions or progress in the world. People work to get money and then people work harder to get more money. This cycle of life that keeps a man motivated and hopeful is one of the biggest advantages of the system of money”

This essay gives readers a general outlook on money and its advantages and disadvantages. It gives people equal opportunity to work for their dreams and motivates them to be productive members of society, while it also raises the question of greed. Money, without a doubt, has its positive and negative aspects, but it exists and is only becoming more critical.

“But the barter economy was flawed. There was no universal measure for determining the value of an item. It was all based on the subjective opinion of the individuals involved. And to make matters worse, the barter economy relied on both sides wanting something the other had to offer. Trade, therefore, could be sluggish and frustrating. Human beings needed something different, and money was the answer.”

Wilkins writes about how money revolutionized the way trade was conducted. The barter system involved trading any objects if both parties agreed to a deal, such as trading animal skins for fish or medicine for timber. However, the only measure of an item’s value was how much one party wanted it- both sides needed to have something the other wanted. The introduction of money allowed people to put a solid value on commodities, making trade easier.  

“So, if you were to closely observe the dirty, disordered canvas of economic progress during the 20th and 21 st century, you should conclude that, for all its warts, capitalism has been the winner. It has sometimes caused pain; suffered from serious cycles; and often needed the clout of the state- such as we have seen from September 2008. It has also been quite resistant to sensible regulation. Even so, the basic institutions of capitalism have worked, not just in the US and the OECD (Organization for Economic Co-operation and development) nations, but also many developing countries, of which India is one.”

Albeit lengthy, Montgomery’s essay discusses the debate between socialism and capitalism, a topic of which money is at the core. Montgomery describes Karl Marx’s criticism of capitalism: all the money goes to a few people, not the workers. She believes these are valid to an extent and criticizes certain forms of capitalism and socialism. Neither capitalism nor socialism is perfect, but according to Montgomery, capitalism creates a better economy. 

“Being the richest man in the world does not mean you are the happiest man in the world, although money can buy you happiness sometimes, but not always. If we could all appreciate the way life is, the fun, and the beauty I think the world would be better. If people weren’t power hungry maybe we’d have a lesser demand for money. Those people who is money hungry and power hungry need to relax. Money can’t buy you happiness. These individuals need to understand that.”

Higgins implores readers to remember that money is not the only thing people need in the world. He stresses the necessity of money, as it is used to pay for various necessary goods and services; however, he believes it is not a prerequisite for happiness. Material things are temporary, and there are other things we should focus on, like family and friends. 

5. ​​ An Introduction to Saving Money by Jeremy Vohwinkle

“A financial emergency may take the form of a job loss, significant medical or dental expense, unexpected home or auto repairs, a hurricane or major storm, or something unthinkable, such as a global pandemic. The last thing you want to do is to rely on credit cards with their hefty interest fees or to be forced to take out a loan. That’s where your emergency fund can come in handy. Historically, the formula for an emergency account is to have enough readily available cash to cover three to six months of living expenses.“

Vohwinkle’s essay gives readers some suggestions on how to save more money. Most importantly, he suggests setting up an emergency fund, as all other saving techniques stem from there. He also suggests creating an automatic savings plan and cutting down on “spending leaks,” like buying coffee. You might also be interested in these essays about celebration .

In this essay, write about why money is necessary and the ways to use it for the greater good, and include ways in which it can be used (investing, donating, etc.). For each point, you make, be sure to explain why. Of course, this is entirely subjective; feel free to write about what you consider “good uses” for money. 

On the other hand, money also has a negative side —research on money-related issues, such as taxpayer-funded corruption and trading of illegal goods. In your essay, explore this side of money and perhaps give solutions on how to stop these problems. 

Money has played a progressively more important role throughout human history. Discuss the development of currency and the economy, from the barter system to the digital world we live in today. You need not go too in-depth, as there is a lot of ground to cover and many eras to research. Be sure to cite reputable sources when discussing history. 

Many people warn of “selling your soul” for financial gain. In your essay, you can write about the importance of having solid values in this day and age, where money reigns supreme. What principles do you need to keep in mind? Explain how you can still value money while staying grounded; mention the balance between material needs and others. 

As stated in Higgins’ essay, more people have begun to prioritize money over all else. Do you believe that money is truly the most important thing? Can it alone make you happy? Discuss both sides of this question and choose your position accordingly. Be sure to provide precise supporting details for a stronger argument. 

Enumerate tips on how you can save money. Anything works, from saving certain things for special occasions to buying more food in the grocery rather than eating out. This is your opinion; however, feel free to consult online sources and the people around you for extra advice. 

For help with your essays, check out our round-up of the best essay checkers .If you’re still stuck, check out our general resource of essay writing topics .

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Business & Money Essay Titles

IELTS Essay Questions for the Topic of Business and Money. All essay questions below are reported by IELTS candidates and seem to have been repeated over the years. Regardless of the years the questions were reported, you could get any question below in your test. You should, therefore, prepare ideas for all questions given below. The topics below could appear in both GT and Academic IELTS Writing Task 2.

Business & Money Essay Questions for IELTS Writing Task 2

In some countries, a few people earn extremely high salaries. Some people think that this is good for a country, while others believe that the government should control salaries and limit the amount people can earn. Discuss both views and give your opinion. (Reported 2017, 2019, 2020, 2022 Academic Test)

More and more business meetings are taking place online. What are the advantages and disadvantages of this trend? (reported 2021, 2022, 2023)

Due to the development and rapid expansion of supermarkets in some countries, many small, local business are unable to compete. Some people think that the closure of local business will bring about the death of local communities. To what extent do you agree or disagree? (repeated most years)

Companies should provide sports and social facilities for local communities. To what extent do you agree? (Reported 2017, 2021)

If the product is good and meets consumer needs than advertising is unnecessary. To what extent do you agree? (2023)

Large businesses have big budgets for marketing and promotion and as a result, people gravitate towards buying their products. What problems does this cause? What could be done to encourage people to buy local products? (2016, 2020, 2022)

Some countries encourage foreign companies to open in their country. Many people think that the government should focus on encouraging local business rather than foreign businesses. To what extent do you agree?  (reported 2021, 2023)

An increasing number of people are buying what they need online. What are the advantages and disadvantages for both individuals and companies to shopping online? (repeated most years)

Marketing and promotion is the key to a successful business. To what extent do you agree? (repeated frequently)

The performance of staff can have a significant impact on the success of a company. What can companies do to increase staff productivity? (this question is repeated but often with a different focus, for example “Marketing has the most significant impact on the success of a company”. This question offers marketing rather than staff productivity as the most important aspect of success.

Some companies have uniforms for their staff which must be worn at all times. What are the advantages for a company of having a uniform? Are there any benefits of having a uniform for the staff? (repeated most years)

In many countries, it is common for families to own and run their own business. Some people think this is the best way to run a business, while others consider this a potential source of problems. What is your opinion? (2018, 2020, 2022)

Some people think that when recruiting, companies should aim to take on people who are innovative and able to work independently while others considered they should recruit people who are able to work in a team and follow instructions. Discuss both views and give your opinion.

Some people think that the only way to have success in business is to have a unique product. What factors, do you think, influence the success of a company? (reasons for success in business is a frequent question)

Small businesses should avoid recruiting young women who do not have their own family in order to avoid paying maternity leave later on. To what extent do you agree or disagree? (2021)

Sales companies should recruit people who are hungry for money as they will make the most dedicated workers. Do you think money is the driving force behind hard work? What factors should be taken into consideration when recruiting staff for sales positions? (2020)

The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this? (this question is quite common)

Some people believe that the higher a product is priced, the more likely it is that people will want to buy it. To what extent does price influence potential buyers? What other factors influence people to buy a product? (2015, 2018, 2021)

Some people think that the only way to judge someone’s success in business is by the amount of money they make. Is money a true indicator of the success of a business? In what other ways could success in a business be measured? (frequent question regarding indicators of success)

It is common practice for some students to take a gap year between high school and university in order to do charitable work abroad in underdeveloped countries. What are the advantages and disadvantages for young people of doing volunteer work? (common question)

Rich countries are getting richer while poor countries are getting poorer. What is the cause of this? What could be done to solve this problem? (common question)

Some people think that it is better for a country’s economy for people to spend money, while others believe that it would be better for people to save money. Discuss both sides and give your opinion. (2015, 2018, 2020)  

Reported essay questions are from students who have taken their IELTS test. That means questions may have appeared more frequently than have been reported. These questions may vary slightly in wording and focus from the original question. Also note that these questions could also appear in IELTS speaking part 3 which is another good reason to prepare all topics thoroughly.

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Essay On Money: 100, 250 Words Samples

• Updated on  
• Nov 9, 2023

Why do you think money is important? Can we live without money? Does money have its own value? What’s the difference between hard money and digital money? When we plan on buying something, we have to pay a certain amount. Let’s say you want to buy a wristwatch worth $50. How do you compare that commodity with money? Do they have equal value? Is there any authority that states the value of money ? These and several other questions about money can make one wonder why money is given so much importance. Let’s go in-depth with an essay on money and find answers to all these questions.

Table of Contents

• 1 What is Money?
• 2 Why is Money So Important?
• 3 Essay on Money in 100 Words
• 4 Essay on Money in 250 Words

Also Read: Essay on Chandrayaan – 3

What is Money?

According to Wikipedia and Oxford Dictionary, Money is simply a medium of exchange. Some even consider money as one of the most important resources , which is used to make transactions of goods, services, or repayment of debts within a specific country or socio-economic context.

Money can have various forms, coins and banknotes in physical form, and electronic balances in bank accounts in digital forms. Money serves as a unit of account, facilitating the measurement of value in terms of prices, and as a store of value, allowing individuals to save purchasing power for future use.

Learn Why Financial Literacy is Important for Students.

Why is Money So Important?

What makes money such an important resource is its acceptance across the globe in multiple transactions and services. From serving as a medium of exchange to facilitating financial activities, the importance of money goes beyond our everyday needs. Here are several reasons stating the importance of money.

• Money serves as a convenient medium of exchange that facilitates the buying and selling of goods and services, making transactions more efficient than barter systems.
• It provides a standardized unit for measuring the value of goods, services, and assets, allowing for easier comparison and assessment of value across different items.
• Money enables individuals and businesses to store wealth and purchasing power over time, facilitating savings and investment for future needs and goals.
• A stable and reliable monetary system encourages investment, trade, and economic growth, fostering overall prosperity within an economy.
• By using money, individuals and businesses can avoid the high transaction costs associated with bartering and the inefficiencies of non-monetary exchange systems.
• The use of money encourages specialization in the production of goods and services, leading to increased productivity and efficiency within an economy.
• Money is essential for the functioning of financial markets, banking systems, and investment activities, which are crucial for the allocation of resources and capital within an economy.

Also Read: Essay on National Unity Day 

Essay on Money in 100 Words

El dinero or money is used as a medium of exchange, unit of account, and store of value. It facilitates trade, allowing for the smooth exchange of goods and services, while also enabling efficient allocation of resources and encouraging economic growth. As a unit of account, it provides a standardized measure of value, simplifying the comparison of different goods and assets. 

Moreover, money acts as a store of value, allowing individuals to save and plan for the future. Its role in reducing transaction costs, enabling specialization, and supporting complex financial activities highlights its significance in the functioning of contemporary economies.

Essay on Money in 250 Words

Modern economics is heavily dependent on money or we can say that money is the pillar of modern economies. As a medium of exchange, it simplifies trade by providing a universally accepted method of payment for goods and services, eliminating the inefficiencies and limitations of barter systems. Its characteristic fosters the development of complex market systems, encouraging specialization and the efficient allocation of resources.

Apart from being a medium of exchange, money functions as a unit of account, providing a standardized measure of value that enables individuals to compare prices and evaluate the worth of different goods and services. This uniformity in valuation streamlines commercial activities and allows for effective planning and decision-making in both personal and business contexts.

Money serves as a store of value, allowing individuals to save and accumulate wealth over time. This feature empowers people to prepare for future expenses, emergencies, or long-term goals, providing a sense of security and stability in an uncertain world.

In addition to its role in daily transactions , money fuels economic growth by facilitating investment, entrepreneurship, and innovation. Financial institutions utilize money as a tool to allocate capital efficiently, enabling the development of new businesses, industries, and technologies that contribute to overall economic prosperity.

Money plays multiple roles in our lives; it is a physical or digital representation of currency; it is a fundamental pillar of modern economies, underpinning the intricate web of commercial activities, financial systems, and societal well-being. Its importance lies not only in its tangible properties but also in the complex functions and structures it supports within the global economic framework.

Also Read: How to Prepare for UPSC in 6 Months?

Money is globally accepted as a medium of exchange in multiple transactions and services. From serving as a medium of exchange to facilitating financial activities, the importance of money goes beyond our everyday needs. To buy goods or services, you are required to pay a certain amount, which is fulfilled by paying money. 

To write an essay on money, you need to highlight the key aspects of this essential resource. The multiple transactions in which money is used in our day-to-day lives make money an important part of our lives. Give examples of how money can change our lives and what would happen if we were out of money. Highlight the latest trends in the financial sector and what governments are doing to save our money from inflation. 

Here are the 5 strongest currencies in the world: Kuwait Dinar (KWD), Bahraini Dinar (BHD), Omani Rial (OMR), Jordanian Dinar (JOD), and Gibraltar Pound (GIP).

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With an experience of over a year, I've developed a passion for writing blogs on wide range of topics. I am mostly inspired from topics related to social and environmental fields, where you come up with a positive outcome.

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Essay on Money for Students and Children

500+ words essay on money.

Money is an essential need to survive in the world. In today’s world, almost everything is possible with money. Moreover, you can fulfill any of your dreams by spending money. As a result, people work hard to earn it. Our parents work hard to fulfill our dreams .

Furthermore various businessmen , entrepreneurs have startup businesses to earn profits. They have made use of their skills and intelligence in getting an upper hand in earning. Also, the employee sector works day and night to complete their tasks given to them. But still, there are many people who take shortcuts to success and get involved in corruption.

Black Money

Black money is the money that people earn with corruption . For your information corruption involves the misuse of the power of high posts. For instance, it involves taking bribes, extra money for free services, etc. Corruption is the main cause of the lack of proper growth of the country .

Moreover, money that people having authority earns misusing their powers is black money. Furthermore, these earnings do not have proper documentation. As a result, the people who earn this do not pay income tax . Which is a great offense and the person who does this can be behind bars.

Money Laundering

In simple terms, money laundering is converting black money into white money. Also, this is another illegal offense. Furthermore, money laundering also encourages various crimes. Because it is the only way criminal can use their money from illegal sources. Money laundering is a crime, and the people who practice it are liable to go to jail.

Therefore the Government is taking various preventive measures to abolish money laundering. The government is linking bank accounts to AADHAR Card. To get all the transaction detail of each bank account. As a result, the government comes to know if any transaction is from an illegal source .

Also, every bank account has its own KYC (Know your Customer) this separates different categories of income of people. Businessmen are in the high-risk category. Then comes the people who are on a high post they are in the medium-risk category. Further, the last category is of the Employee sector they are at the lowest risk.

Get the huge list of more than 500 Essay Topics and Ideas

White Money

White money is the money that people earn through legal sources. Moreover, it is the money on which the people have already paid the tax. The employee sector of any company always has white money income.

Because the tax is already levied on their income. Therefore the safest way to earn money is in the employment sector. But your income will be limited here. As a result, many people take a different path and choose entrepreneurship. This helps them in starting their own company and make profitable incomes .

Every person in this world works hard to earn money. People try different methods and set of skills to increase their incomes. But it is always not about earning money, it’s about saving and spending it. People should spend money wisely. Moreover, things should always be bought by judging their worth. Because money is not precious but the efforts you make for it are.

Q1. What is Black Money?

A1. Black money is the money that people earn through illegal ways. It is strictly prohibited in our country. And the people who have it can go to jail.

Q2. What is the difference between Black money and White money?

A2. The difference between black money and white money is, Black money comes from illegal earnings. But white money comes from legal sources with taxation levied on it.

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100+ Words Related to Money

There are nearly just as many ways to talk about money as there are ways to use money. Some you have heard of before, others might have you scratching your head. Let’s check out some excellent words related to money.

• Words Related to Economy
• Words Related to Business

Table of Contents

You’ve most definitely heard people talk about “Benjamins” when referring to money. This relates to the Founding Father Benjamin Franklin, whose face graces the front of the $100 bill. 

If you’re “getting the Benjamins,” you’re making a lot of money. Interestingly, the first $100 bill to depict the face of Mr. Franklin was produced in 1914.

In contrast to the previous example, “pennies” is used to speak about a relatively unsubstantial amount of money. As the smallest denomination of US currency, you need 100 pennies to make a single dollar. 

These copper coins are handy when paying for cheap items or for very specific prices, so you don’t have to break larger bills. The first pennies in the US were released in 1793. 

If you want to describe something as affordable or cheap, the term pennies is a great way to do it.

Cash is the most commonly used form of money. This term refers to the physical form of paper money. Whether it is US dollars, European euros, Japanese yen, Mexican pesos, or Chinese yuan, cash is used for daily transactions around the world. “Cash money” is another playful way to refer to money.

You’ve probably heard at least a few people refer to money as “dough” in informal contexts. It’s a fun and light-hearted way to talk about money, especially when it involves a large of money. If you have a ton of money, you might talk about “rolling in the dough,” which extends the cooking pun even further.

Chump Change

Chump change is the opposite of dough;  it refers to a small amount of money. Think about the last time you found a few coins in your back pocket that you had forgotten about. This would be described as chump change. 

Using the word cabbage might be an unconventional way to refer to money, but, believe it or not, it’s a popular money slang. Many think that the only connection between this vegetable and money is the color green, but according to a post from the  Huffington Post , the mob was responsible for coining the slang. 

If you are looking for another creative way to say “money,” say “cheddar.”

There are different speculations about the origin of this money slang, but the widely accepted reason is the “government cheese,” which was exchanged with a food stamp. 

Credit Card

A credit card is a little piece of plastic that lets you borrow money from the bank. 

Each credit card has a spending limit. So, every time you use a credit card to buy groceries or a pair of new shoes, your available credit decreases. When you pay the borrowed money, the limit will return to its original amount. 

For banks to make money from credit cards, they impose an interest rate. 

“Purse” is another example of common money words. You might not use them as much as “cash” or “change” in conversations, but adding “purse” to your vocabulary makes perfect sense if you think about it. This fashion accessory keeps cash, coins, checks, and wallet in one place. 

Interestingly, it’s also a formal way (power of the purse) to speak about a government’s spending power. 

List of Words Related to Money

• Dinero 
• Long Green 
• Scratch 
• Currency  
• Savings Account
• Dinar 
• Compensation
• Assets 
• Funds 
• Legal tender
• Medium of exchange
• Lettuce 
• Compound Interest 
• Monies 
• Spondulicks 
• Central Bank
• Inheritance
• Initial public offering (IPO)
• Monthly amortization
• Gross Income
• Disposable Income
• Capital gains
• United States Dollar (USD)
• British Pound Sterling (GBP)
• Japanese Yen (JPY)
• Canadian Dollar (CAD)
• Australian Dollar (AUD)
• Swiss Franc (CHF)
• Chinese Yuan (CNY)
• Indian Rupee (INR)
• South Korean Won (KRW)
• Mexican Peso (MXN)
• Brazilian Real (BRL)
• South African Rand (ZAR)
• Russian Ruble (RUB)
• Saudi Riyal (SAR)
• United Arab Emirates Dirham (AED)
• Singapore Dollar (SGD)
• Hong Kong Dollar (HKD)
• New Zealand Dollar (NZD)
• Swedish Krona (SEK)
• Norwegian Krone (NOK)
• Danish Krone (DKK)
• Malaysian Ringgit (MYR)
• Thai Baht (THB)
• Turkish Lira (TRY)
• Egyptian Pound (EGP)
• Nigerian Naira (NGN)
• Indonesian Rupiah (IDR)
• Pakistani Rupee (PKR)
• Bangladeshi Taka (BDT)
• Kuwaiti Dinar (KWD)
• Qatari Riyal (QAR)
• Omani Rial (OMR)
• Bahraini Dinar (BHD)
• Israeli New Shekel (ILS)
• Philippine Peso (PHP)
• Colombian Peso (COP)
• Chilean Peso (CLP)

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These 8 senators each made more than $100,000 last year from writing books

• Writing books continues to be lucrative for senators with national profiles.
• In 2023, eight senators made more than $100,000 in royalties, according to financial disclosures.
• That includes Democrats like Raphael Warnock and Republicans like Ted Cruz.

If you're an ambitious member of Congress with a national profile, there's a tried and true way to make some extra money: write a book.

According to recently filed financial disclosures, 8 sitting US senators made more than $100,000 in extra income — on top of the $174,000 annual salary they each receive — from book royalties in 2023.

It's an ongoing trend. Last year, six senators made more than their annual salary in book royalties.

That includes both Democrats and Republicans, each of whom have cashed in on a mixture of personal biographies, policy blueprints, and political manifestos that they've published in recent years.

Sen. Raphael Warnock of Georgia

Raphael Warnock, the first-term Democratic senator from Georgia, made more than $460,000 in book royalties last year.

That's on top of more than $655,000 in 2022 and nearly $244,000 in 2021. Altogether, Warnock has made more than $1.3 million from selling books since he was elected to the Senate.

According to a disclosure that Warnock filed last year, covering the year 2022, the senator even went on a book tour for his 2022 memoir, "A Way Out of No Way," in June and July of that year amid his competitive reelection fight against Republican Herschel Walker.

In his most recent disclosure, Warnock indicated that he had signed a new agreement with Penguin Random House in June 2023 to write two more books, entitled "We're All In This Together 1" and "We're All In This Together 2."

There's little public information about those forthcoming books, including when they're set to be released, and a Warnock spokesperson did not respond to Business Insider's request for comment.

Sen. Ted Cruz of Texas

Ted Cruz, the Texas senator and 2016 GOP presidential candidate known for hosting a thrice-weekly podcast , earned $390,000 last year from book royalties.

But that's just one portion of a much larger windfall that Cruz is set to receive for his book writing.

In January 2022, Cruz signed an agreement with the the right-leaning Regnery Publishing to write two books for a grand total of $1.1 million, to be paid out in four installments. In total, Cruz has disclosed receiving $890,000 of that sum so far.

Those books include "Justice Corrupted: How the Left Weaponized Our Legal System," published in 2022, as well as his 2023 book "Unwoke: How to Defeat Culture Marxism in America."

Sen. Tom Cotton of Arkansas

In 2022, Cotton published his second book, " Only the Strong: Reversing the Left's Plot to Sabotage American Power." Since then, he's received a total of $600,000 in book royalties — $300,000 in both 2022 and 2023.

But while most senators appear to receive their book royalties directly, Cotton does it differently. He has established a limited liability company called TBC Books (Cotton's full name is " Thomas Bryant Cotton") that holds his royalty earnings. Then, he draws money from that entity as he sees fit.

In 2023, he withdrew $100,000. In 2022, he withdrew $73,537.

It's not clear why Cotton uses an LLC rather than receiving the royalties directly, and a spokesperson did not return Business Insider's request for comment.

Sen. Katie Britt of Alabama

Britt, the freshman Alabama senator best known for her 2024 State of the Union response , earned $233,750 in book royalties last year for her 2023 memoir, " God Calls Us to Do Hard Things: Lessons from the Alabama Wiregrass."

Sen. Rand Paul of Kentucky

Paul, the staunchly libertarian Kentucky senator and 2016 GOP presidential candidate, earned $185,000 last year in book royalties for his 2023 book, " Deception: The Great Covid Cover-Up."

Sen. Bernie Sanders of Vermont

Sanders, the independent socialist Vermont senator and two-time Democratic presidential candidate, earned $148,750 in royalties last year from Penguin Random House.

The Vermont senator has published several books, the most recent of which is "It's OK to Be Angry About Capitalism." In 2022, he earned enough in book royalties to essentially double his Senate salary .

"I wrote a best-selling book," Sanders memorably told the New York Times in 2019 . "If you write a best-selling book, you can be a millionaire, too."

Sen. Josh Hawley of Missouri

Hawley earned $127,500 in book royalties in 2023, according to his most recent financial disclosure.

That's likely a windfall from his 2023 book "Manhood," which argues in part that the political left is waging an assault on traditional masculinity.

But Hawley has another book on the way, as Business Insider first reported in May .

In October 2023, the Missouri senator signed an agreement with Regnery Publishing to write a book entitled " The Awakenings: The Religious Revivals that Made America — and Why We Need Another One."

It is unclear when that book will be published, but a manuscript is due in January 2025, according to Regnery.

In 2021, Hawley made $467,000 in book royalties.

Sen. Tim Kaine of Virginia

Kaine, the Virginia senator and 2016 Democratic vice presidential nominee, earned $114,000 in book royalties last year for his memoir, " Walk, Ride, Paddle: A Life Outside."

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Samantha Putterman, PolitiFact Samantha Putterman, PolitiFact

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• Copy URL https://www.pbs.org/newshour/politics/fact-checking-warnings-from-democrats-about-project-2025-and-donald-trump

Fact-checking warnings from Democrats about Project 2025 and Donald Trump

This fact check originally appeared on PolitiFact .

Project 2025 has a starring role in this week’s Democratic National Convention.

And it was front and center on Night 1.

WATCH: Hauling large copy of Project 2025, Michigan state Sen. McMorrow speaks at 2024 DNC

“This is Project 2025,” Michigan state Sen. Mallory McMorrow, D-Royal Oak, said as she laid a hardbound copy of the 900-page document on the lectern. “Over the next four nights, you are going to hear a lot about what is in this 900-page document. Why? Because this is the Republican blueprint for a second Trump term.”

Vice President Kamala Harris, the Democratic presidential nominee, has warned Americans about “Trump’s Project 2025” agenda — even though former President Donald Trump doesn’t claim the conservative presidential transition document.

“Donald Trump wants to take our country backward,” Harris said July 23 in Milwaukee. “He and his extreme Project 2025 agenda will weaken the middle class. Like, we know we got to take this seriously, and can you believe they put that thing in writing?”

Minnesota Gov. Tim Walz, Harris’ running mate, has joined in on the talking point.

“Don’t believe (Trump) when he’s playing dumb about this Project 2025. He knows exactly what it’ll do,” Walz said Aug. 9 in Glendale, Arizona.

Trump’s campaign has worked to build distance from the project, which the Heritage Foundation, a conservative think tank, led with contributions from dozens of conservative groups.

Much of the plan calls for extensive executive-branch overhauls and draws on both long-standing conservative principles, such as tax cuts, and more recent culture war issues. It lays out recommendations for disbanding the Commerce and Education departments, eliminating certain climate protections and consolidating more power to the president.

Project 2025 offers a sweeping vision for a Republican-led executive branch, and some of its policies mirror Trump’s 2024 agenda, But Harris and her presidential campaign have at times gone too far in describing what the project calls for and how closely the plans overlap with Trump’s campaign.

PolitiFact researched Harris’ warnings about how the plan would affect reproductive rights, federal entitlement programs and education, just as we did for President Joe Biden’s Project 2025 rhetoric. Here’s what the project does and doesn’t call for, and how it squares with Trump’s positions.

Are Trump and Project 2025 connected?

To distance himself from Project 2025 amid the Democratic attacks, Trump wrote on Truth Social that he “knows nothing” about it and has “no idea” who is in charge of it. (CNN identified at least 140 former advisers from the Trump administration who have been involved.)

The Heritage Foundation sought contributions from more than 100 conservative organizations for its policy vision for the next Republican presidency, which was published in 2023.

Project 2025 is now winding down some of its policy operations, and director Paul Dans, a former Trump administration official, is stepping down, The Washington Post reported July 30. Trump campaign managers Susie Wiles and Chris LaCivita denounced the document.

WATCH: A look at the Project 2025 plan to reshape government and Trump’s links to its authors

However, Project 2025 contributors include a number of high-ranking officials from Trump’s first administration, including former White House adviser Peter Navarro and former Housing and Urban Development Secretary Ben Carson.

A recently released recording of Russell Vought, a Project 2025 author and the former director of Trump’s Office of Management and Budget, showed Vought saying Trump’s “very supportive of what we do.” He said Trump was only distancing himself because Democrats were making a bogeyman out of the document.

Project 2025 wouldn’t ban abortion outright, but would curtail access

The Harris campaign shared a graphic on X that claimed “Trump’s Project 2025 plan for workers” would “go after birth control and ban abortion nationwide.”

The plan doesn’t call to ban abortion nationwide, though its recommendations could curtail some contraceptives and limit abortion access.

What’s known about Trump’s abortion agenda neither lines up with Harris’ description nor Project 2025’s wish list.

Project 2025 says the Department of Health and Human Services Department should “return to being known as the Department of Life by explicitly rejecting the notion that abortion is health care.”

It recommends that the Food and Drug Administration reverse its 2000 approval of mifepristone, the first pill taken in a two-drug regimen for a medication abortion. Medication is the most common form of abortion in the U.S. — accounting for around 63 percent in 2023.

If mifepristone were to remain approved, Project 2025 recommends new rules, such as cutting its use from 10 weeks into pregnancy to seven. It would have to be provided to patients in person — part of the group’s efforts to limit access to the drug by mail. In June, the U.S. Supreme Court rejected a legal challenge to mifepristone’s FDA approval over procedural grounds.

WATCH: Trump’s plans for health care and reproductive rights if he returns to White House The manual also calls for the Justice Department to enforce the 1873 Comstock Act on mifepristone, which bans the mailing of “obscene” materials. Abortion access supporters fear that a strict interpretation of the law could go further to ban mailing the materials used in procedural abortions, such as surgical instruments and equipment.

The plan proposes withholding federal money from states that don’t report to the Centers for Disease Control and Prevention how many abortions take place within their borders. The plan also would prohibit abortion providers, such as Planned Parenthood, from receiving Medicaid funds. It also calls for the Department of Health and Human Services to ensure that the training of medical professionals, including doctors and nurses, omits abortion training.

The document says some forms of emergency contraception — particularly Ella, a pill that can be taken within five days of unprotected sex to prevent pregnancy — should be excluded from no-cost coverage. The Affordable Care Act requires most private health insurers to cover recommended preventive services, which involves a range of birth control methods, including emergency contraception.

Trump has recently said states should decide abortion regulations and that he wouldn’t block access to contraceptives. Trump said during his June 27 debate with Biden that he wouldn’t ban mifepristone after the Supreme Court “approved” it. But the court rejected the lawsuit based on standing, not the case’s merits. He has not weighed in on the Comstock Act or said whether he supports it being used to block abortion medication, or other kinds of abortions.

Project 2025 doesn’t call for cutting Social Security, but proposes some changes to Medicare

“When you read (Project 2025),” Harris told a crowd July 23 in Wisconsin, “you will see, Donald Trump intends to cut Social Security and Medicare.”

The Project 2025 document does not call for Social Security cuts. None of its 10 references to Social Security addresses plans for cutting the program.

Harris also misleads about Trump’s Social Security views.

In his earlier campaigns and before he was a politician, Trump said about a half-dozen times that he’s open to major overhauls of Social Security, including cuts and privatization. More recently, in a March 2024 CNBC interview, Trump said of entitlement programs such as Social Security, “There’s a lot you can do in terms of entitlements, in terms of cutting.” However, he quickly walked that statement back, and his CNBC comment stands at odds with essentially everything else Trump has said during the 2024 presidential campaign.

Trump’s campaign website says that not “a single penny” should be cut from Social Security. We rated Harris’ claim that Trump intends to cut Social Security Mostly False.

Project 2025 does propose changes to Medicare, including making Medicare Advantage, the private insurance offering in Medicare, the “default” enrollment option. Unlike Original Medicare, Medicare Advantage plans have provider networks and can also require prior authorization, meaning that the plan can approve or deny certain services. Original Medicare plans don’t have prior authorization requirements.

The manual also calls for repealing health policies enacted under Biden, such as the Inflation Reduction Act. The law enabled Medicare to negotiate with drugmakers for the first time in history, and recently resulted in an agreement with drug companies to lower the prices of 10 expensive prescriptions for Medicare enrollees.

Trump, however, has said repeatedly during the 2024 presidential campaign that he will not cut Medicare.

Project 2025 would eliminate the Education Department, which Trump supports

The Harris campaign said Project 2025 would “eliminate the U.S. Department of Education” — and that’s accurate. Project 2025 says federal education policy “should be limited and, ultimately, the federal Department of Education should be eliminated.” The plan scales back the federal government’s role in education policy and devolves the functions that remain to other agencies.

Aside from eliminating the department, the project also proposes scrapping the Biden administration’s Title IX revision, which prohibits discrimination based on sexual orientation and gender identity. It also would let states opt out of federal education programs and calls for passing a federal parents’ bill of rights similar to ones passed in some Republican-led state legislatures.

Republicans, including Trump, have pledged to close the department, which gained its status in 1979 within Democratic President Jimmy Carter’s presidential Cabinet.

In one of his Agenda 47 policy videos, Trump promised to close the department and “to send all education work and needs back to the states.” Eliminating the department would have to go through Congress.

What Project 2025, Trump would do on overtime pay

In the graphic, the Harris campaign says Project 2025 allows “employers to stop paying workers for overtime work.”

The plan doesn’t call for banning overtime wages. It recommends changes to some Occupational Safety and Health Administration, or OSHA, regulations and to overtime rules. Some changes, if enacted, could result in some people losing overtime protections, experts told us.

The document proposes that the Labor Department maintain an overtime threshold “that does not punish businesses in lower-cost regions (e.g., the southeast United States).” This threshold is the amount of money executive, administrative or professional employees need to make for an employer to exempt them from overtime pay under the Fair Labor Standards Act.

In 2019, the Trump’s administration finalized a rule that expanded overtime pay eligibility to most salaried workers earning less than about $35,568, which it said made about 1.3 million more workers eligible for overtime pay. The Trump-era threshold is high enough to cover most line workers in lower-cost regions, Project 2025 said.

The Biden administration raised that threshold to $43,888 beginning July 1, and that will rise to $58,656 on Jan. 1, 2025. That would grant overtime eligibility to about 4 million workers, the Labor Department said.

It’s unclear how many workers Project 2025’s proposal to return to the Trump-era overtime threshold in some parts of the country would affect, but experts said some would presumably lose the right to overtime wages.

Other overtime proposals in Project 2025’s plan include allowing some workers to choose to accumulate paid time off instead of overtime pay, or to work more hours in one week and fewer in the next, rather than receive overtime.

Trump’s past with overtime pay is complicated. In 2016, the Obama administration said it would raise the overtime to salaried workers earning less than $47,476 a year, about double the exemption level set in 2004 of $23,660 a year.

But when a judge blocked the Obama rule, the Trump administration didn’t challenge the court ruling. Instead it set its own overtime threshold, which raised the amount, but by less than Obama.

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Lydia Ko wins Women’s British Open for her third major title

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Lydia Ko captured her third major title — and first in eight years — by breaking free from a logjam of world-class talent to win the Women’s British Open by two strokes at the home of golf on Sunday, capping a summer when she also took gold at the Olympic Games.

The 27-year-old New Zealander rolled in a left-to-right birdie putt at the storied 18th hole on the Old Course at St. Andrews to shoot three-under-par 69, and then had to wait to finish ahead of top-ranked Nelly Korda, defending champion Lilia Vu and two-time champion Jiyai Shin.

That quartet of past or present No. 1s shared the lead at one point down the stretch of an engrossing final round played mostly in cold, blustery and wet conditions before ending in sunshine.

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Ko had already finished her round and was waiting near the 18th green, doing stretches while wearing ear muffs, when Vu lined up a 20-foot putt for birdie that needed to go in to force a playoff. It came up short, and Vu ultimately made bogey to shoot 73 and drop to five under overall alongside Korda (72), Shin (74) and Ruoning Yin (70) in a four-way tie for second place.

Ko covered her face with her hands and wept in the embrace of her caddie after what she described as a “Cinderella-like story” over the past two weeks.

“This is almost too good to be true,” she said at the trophy presentation.

Indeed, it’s been a golden summer for Ko, who qualified for the Hall of Fame by winning the gold medal at the Paris Olympics on Aug. 10 and now has the ultimate prize in the sport — a major championship title at the home of golf.

Her last major came at the Chevron Championship in 2016. A year earlier, she won the Evian Championship as an 18-year-old prodigy.

Now, she’s a veteran — and still winning trophies.

Ko was asked what feels better, winning an Olympic gold medal, her first two majors or winning a third at St. Andrews?

“It’s kind of like saying, ‘Do you like your mother better or your father better?’” she said, eliciting laughter from the crowd around the 18th green. “They are all special in their own way.”

Korda, seeking a second major title of a dominant 2024 for the American, started the final round two shots back from Shin, the champion from 2008 and ’12 and the overnight leader at seven under. By her 10th hole, Korda was in the outright lead after three birdies in a four-hole stretch around the turn and before long she was two strokes clear as Shin and Vu toiled at the start of the back nine in miserable weather.

A turning point came at the par-five 14th, which Ko birdied and Korda later doubled after flying the green and underhitting her chip back onto the green.

Ko played the par-four 17th, the famous Road Hole, impressively by hitting a hybrid to within 20 feet and two-putting for par. She then hit a wedge shot close to the pin at No. 18 before draining the pressure putt.

Korda was up on the 17th green and heard the cheers for Ko, just before making bogey after hitting her second shot into the Road Hole bunker.

Korda needed eagle at the last — she could only make par — leaving Vu as the only player able to deny Ko the perfect end to what has proved a perfect summer.

“Here I am as a three-time major champion,” said Ko, to a backdrop of squawking seagulls. “It’s so surreal.”

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225 Budget Research Titles & Examples

Writing about the budgetary control, savings, or spending behavior? Look through our research titles about budgeting collected by our team .

🏆 Best Budget Topic Ideas & Essay Examples

👍 good budgeting research titles, 📌 most interesting budget topics for projects, ✅ simple & easy budget essay titles, 🔎 budget writing prompts, ❓ research questions about budgeting.

• Zimmer Biomet Holdings Budget Project This is a manageable debt-to-capital ratio as only a third of the company’s capital can be used to service the debt.
• Definition of a Budget, Its Importance and Uses In a case where the revenues are more than the expenditures, the budget is a surplus budget. It is because of this that it is viewed as a barrier to the achievement of certain strategic […]
• Family Budget: How to Live With Annual Income 15300$ Having the information about the annual income of the family and the list of the obligatory costs, it is possible to calculate the expenses of the family, the cloths they can buy and the number […]
• Master Budget and Flexible Budget A master budget is a standard tool for outlining crucial financial information that overviews the entirety of a company’s actions. For example, the first category includes a sales budget that outlines the possible revenue from […]
• Lucky Me Animal Rescue Adoption Event Budget Planning Budget planning is a vital part of preparing and launching a project, as it provides an overview of the existing funds, potential expenses and profits, as well as the scope of the project.
• Excessive Budget Deficit Causes in Tanzania One of the primary causes of the excessive budget deficit is the fiscal policy that the Tanzanian government has pursued for the last two decades.
• Starbucks Corporation’s Flexible Budget Further, the growth rate of net income is more volatile than the growth rate of the other items. In 2014, the growth rate rose to 2.4%.
• Proposed Budget for an Additional Five Police Officers for the City Council To achieve its objectives, the chief of the police shall deliver relevant justifications for the proposed increase of the number of police by about five officers.
• Operating Budget and the STWC Convention for Ship Management In this first part of the report, we will present a budgetary information concerning main data needed about the ship and why they are important, details of the typical costs to be included in the […]
• Cost Saving Approach of Budget Airlines and Its Impact Ryanair has been typified by swift advancement, owing to the deregulation in the airline sector and the accomplishment of the cost saving operation model.
• Concept of the Budget Management According to QFinance dictionary, budget management refers to “the comparison of actual financial results with the estimated expenditures and revenues for the given time period of a budget and the taking of corrective action”.
• Static and Flexible Budget Variance Analysis In the case of flexible budgets, an unpropitious variance in the total expenses may be explained by the company’s fluctuation in production levels adapting to changes in the market or customer behavior. Their efficient use […]
• Overview of the Budget The budget is a crucial component of a proposal, as it portrays a financial image of the project. However, it is crucial to ensure that the costs considered as indirect and are non-core should be […]
• Budget for a Health and Fitness Program Medical practitioners have been and should be in the forefront of catering for the health needs of society as a whole as seen in the codes and ethos outlined in the practice e.g.the Hippocratic Oath.
• Analysis and Viability of IDS Budget Proposal: A Strategic Approach Thus, IDS needs to analyze its financial and budgetary considerations and justify the implementation of the budget proposal to predict its feasibility and profitability.
• Budget: Discretionary Spending In the case that a debt limit cannot be modified, it is more beneficial to provide the same amount of budget for programs that are non-defense in order to allow operations to continue as normal.
• Balancing Hardware Needs and Budget Activities that require a computer in my life include: Communicating with others through email and messaging apps Researching and gathering information online Writing papers and documents Creating and editing presentations Managing my schedule and to-do […]
• The Department of Human Services in Tennessee: Budget Analysis As a consequence of this, the proposed budget would be essential for the organization to be able to enhance the lives of children and adolescents in Tennessee.
• Operating Budget and STCW Convention Some of the information about the ship that need to be considered before making the purchase decision include: Shipping charges can vary greatly depending on the origin and destination of a vessel.
• The Operating Budget for the Department of Housing and Urban Development The following is a list of the processes that must be taken in order to acquire a home in the state of Mississippi, located in the United States.
• Budget and Narrative Funding Discussion The director’s responsibilities will include managing the main areas of the program, in conjunction with the proper supervision and management of the rest of the staff.
• Communities in Schools of Randolph County Inc. Budget Critique The essence of the Benefits Theory is to ensure that the activities conducted by the incorporation have the greatest interests of the beneficiaries.
• The Value of Budget Planning and Its Methods The Congressional Budget Office, the Department of Finance, and the Government Accountability Office estimate resources at the end of the next period.
• The Role of the U.S. Government in the Budget Process The role of Congress as the supreme legislative body of the United States in the modern budget process is determined by the most important fact that, according to the Constitution of the country.
• Budget Estimate for the Town Hall Program The costs that are expected include the rental fees for a commercial center, the expenses of hiring trainers and administrative staff, the cost of purchasing equipment, and marketing costs.
• Budget Credibility and Execution The following are guidelines of Public Expenditure and Financial Accountability on the credibility of budgets: Budget deficits are allowed to a certain extent, as long as the country has an overall surplus.
• Financial Ratios and Trend Analysis: Budget Decisions in Business Overall, trend analysis is a beneficial tool for any business since it is critical to measuring profitability and, in turn, the performance of a company.
• Evaluating the Impact of Financial Support on School Fees and Budget Management The number of participants would have to be the same to match the control group. The term refers to a method of selection that is based on participants with similar characteristics that would be valuable […]
• Budget Plan: Time Management Aspects The application will not be able to diagnose this, but it will be able to warn the patient and recommend possibly going to the doctor.
• Implementing Budget Restrictions in a Police Department The trust between the public and the police is the essential element of the police forces’ success in protecting the citizens and communities.
• The College Dreams Organization’s Budget Plan A budget plan for College Dreams will help in tracking its expenditure during the execution of its activities. Therefore, College Dreams needs a budget plan for financial accountability and the project’s efficiency.
• The Alberta Budget 2022 Objectives Financial budgeting is an essential part of organizational development, and the objective of the Alberta Budget 2022 plan is to support the health-care system of the province.
• Budget Types in Education in New Jersey Budget management is one of the most significant and challenging tasks for school districts since it is crucial to balance the needs of the students and competitive salaries for teachers.
• The Nursing Budget Development Forces Internal elements such as the competence of the human resource, the availability of financial resources, the management component, and the participation of the nursing staff and the healthcare stakeholders are examples of things that can […]
• Minimization of Nurse Burnout: Outcomes, Approach, and Budget The purpose of this paper is to introduce an approach reflected in the organization of yoga classes for health care providers and explain how it will contribute to the minimization of nurse burnout in clinical […]
• Budget Cut Issue: Problem Solution Firstly, the preservation of the previous working atmosphere with a decrease in the volume of work and wages could be a sign of stagnation in the team.
• Arguments Against Budget Cuts in a Community Clinic The strategy should also highlight any areas that current budget fails to cover and emphasize on proper management of the funds at the clinic.
• Fiscal Year 2021 Proposed Budget The pandemic has challenged the physical emotional and general health of all the inhabitants of this mighty state.it has interfered with almost all parts of life including transportation, employment and even deprived us of some […]
• The BBVA Compass Distribution of Marketing Budget The bank has faced the problem of the distribution of its marketing budget because, based on the indicators of the previous years, the organization began to spend less on advertising needs.
• Capital Budget and Advanced Documentation System The easiest and most accessible way to pay for Advanced Document System is from the cash flow, especially if the company has a surplus of profit.
• Aspects of the Creating a Budget The present paper explains the different types of costs, demonstrating how and why a budget is important for the project and nursing in general, in particular, due to the limited nature of accessed resources.
• San Diego Budget Allocation of Public Goods To begin with, one should draw attention to what goals and priorities the local government has regarding the allocation of its goods and services.
• Budget Forecasting Value for a Company Consequently, there is a noble chance that the average will indicate costs and revenues in the budget. The situation in the market is unstable, so it is difficult to evaluate and predict costs and revenues.
• Budget Preparation: Hiring of Patient Navigators The management expects the navigators to reduce the readmission rate from the current rate of 15% to 13% in the first year and to 10% thereafter.
• How a Manager Can Use Hypothetical Budget Figures for Decision Making The actual cost refers to the ‘actual quantity of input applied in the production of output while the standard price and standard cost are the ‘standard’ price and quantity that the manager had anticipated.
• Using One-Twelfth of the Annual Budget: Pros and Cons Contrary, such departments as the Ministry of Agriculture would be harmed from using one-twelfth of the annual budget each month due to seasonality, which means that their costs are distributed unequally throughout the year.
• Goals, Requirements, and Methods of Information Gathering for Sum Budget To create the complete master budget for the upcoming fiscal year, the following information will be gathered and provided, by the responsible persons, to the senior manager.
• Federal vs. Missouri State Budget Analysis in 2021 In the state of Missouri, senators and government officers are mostly chosen to administer the complex finances of the state. The spending scheme is well designed to reduce leakage and waste so that by the […]
• Annual Personal Budget as per the Year 2020 Out-of-home leisure and vocations will cost the worker $500 in the year 2020. The worker has planned well for the children’s education, giving them the best medication, and planned for any eventualities that may come […]
• The Importance of Budget Variance Report Submission Consequently, the primary goal of the paper is to discuss the operating budget, conduct variance analysis of direct materials and labor, explain its findings, and determine the aspects that have to be investigated to understand […]
• The Budget of the York County School Division The analysis of the budget of the York County School Division for the next two years, i.e, FY 2020 and FY 2021 is carried out in this report.
• Capital Budget for River County The purpose of this proposal report is to provide background information on capital budgets and analysis of the capital budget prepared for River County.
• Evaluating Budget Documents The drastic growth of the county population can be attributed to the closeness of the county to downtown Atlanta Georgia. It summarizes the revenues and the expenditure of the Clayton County for the current year […]
• Budget Management Analysis A budget is a tool that helps managers to ensure that the required resources are obtained and used effectively and efficiently as the organization moves towards the achievement of its objectives.
• Strategic Plan in Constructing Operating Budget To become successful, the organization will need to develop a strategic plan. The strategic goals will include the following: To increase the number of clients.
• Low Wages for Healthcare Workers and Budget Cuts They are expressed by the personnel’s desire to eliminate the risks of enhanced responsibility and burden due to the lack of employees’ and patients’ interest in timely and high-quality services.
• The Computer Science Club Project’s Budget Planning The budget for the program is provided in Table 1 below. Budget The narrative for the budget is provided below: The coordinator will spend 100% of his time controlling the quality of the provided services […]
• American Foreign Policy and Budget Allocation This view leads to a call for the complete withdrawal of the U.S.military, and a change in the overall strategy to focus, instead, on the common good.
• Review of Revenue Estimates in Federal, State and Local Budget The main objective of public budgeting is to accomplish the government goals and objectives within a given time frame.
• Budget Manager App’s Market and Persona Overall, the budgeting manager app will help Nick understand his expenses, determine what items he spends the most money on and plan his expenses a month ahead. The use of a budgeting manager app will […]
• Nursing Unit Operating Budget One of the strategies that may motivate managers to adhere to EPB principles is to demonstrate long-term cost-efficiency of the matter.
• Final Project Budget Analysis Submission After the analysis and actual costs, there was the need to examine the variances in the financial performance. The potential reasons for the variance could result from the efforts of the production manager to cut […]
• Budget: An Inconvenience or an Asset? Budgeting can be described as a type of planning that focuses on the financial aspects of a business and is limited to a rather short term.
• War on Terrorism: Budget and Policy Discussion The discussion of the specific Acts and Policies directed at USA security is going to be considered with the purpose to follow the changes which occurred in the USA after 9/11 attacks.
• Competition Bikes Budget Analysis The targeted sales of year 9, it represents the revenue stream of the business and are very critical for the success and profit for the company.
• The Pitfalls of Criminal Justice Budget Cuts: An Administrator’s Perspective Today, in the United States, the diminishing crime rates have created an erroneous perception among state legislatures, key public policy figures, and mainstream commentators that crime and the administration of the criminal justice system are […]
• Baltimore’s Fiscal 2012 Budget Analysis The budget plan has also suggested some of the ways that the government will employ to implement the policies and accomplish the goals and the objectives.
• Evaluating a Company’s Budget Procedures While the financial accountant deals with the reporting of the financial position and performance of the company, the cost accountant’s role is to present, manage and monitor costs through balancing estimated costs with the actual […]
• University of Oregon Budget Analysis 94% of the total income for the university over the same period of time. 55 % of the total income for the university over the same period of time.
• The Master Budget for an Energy Drink Called Blue Camel The master budget or commonly referred to as the financial plan is another common type of budget, which is extremely extensive and wide in coverage.
• Emergency Room Budget The potential members of the team are the nurses, who know about all processes in the Emergency Room, and the financial workers, who know how to find the best financial propositions to the required services […]
• Public Sector Budget Coordination Challenges A comprehensive understanding of the budget coordination is imperative, not just to develop expense projections but to ensure that policymakers get the best advice on the feasibility of a given budget suggestion from outlooks of […]
• Decision Making Using Budget Data The following are some of the ways managers can use budgets to make decisions. The third way through which a budget is used by managers to make decisions is by motivating employees.
• Budget Process and Performance Appraisal at Al Baraha Hospital The processes obligate the managers to formulate sound decisions that influence the productivity of the organization. As indicated, budgeting is a process that tries to foresee the plans of an organization.
• Departmental Budget Preparation for Nursing Home However, while the total population in our area of operation is expected to decrease, the population of people who are above 65 years in the US is projected to rise.
• Budget Modeling of Abidjan Ville Budget modeling is regarded as one of the key aspects of financial government practices, and the actual importance of proper planning is associated with the values of accurate allocation of financial resources of the city […]
• Functional Budget of Stanford University Nonetheless, there is need for the federal government to stick to the balanced budget because of the various shortcomings that the deficit federal budget has.
• Budget Management Analysis and Specific Strategies This requires a budget which is a quantitative expression of a plan of action and an aid to coordination and implementation.
• Impact of Different Factors on the Health Budget All these are initiatives that have been formulated to reduce the strain that health care is having on the pockets of the majority of Americans.
• Nursing Training: Strategic Budget Planning The unit considered in this paper is a respiratory care unit in which medical services are presented to patients that experience respiratory disorders and difficulties due to such diverse reasons as pneumonia, cardiac problems, and/or […]
• Informed Decisions Toolbox Within the Organizational Setting Through wide consultations, there is likely to be less rebellion of criticism on decision that was initially acknowledged by every significant person in the organization.
• Budget Analysis of the Terrels for the Year 2003 The Income and expenditure statement of the Terrels prepared with the forecasted income and expenditure figures shows that the total gross income will be $ 52596 for the year 2003.
• UAV Pro Inc.’s Budget, Costs and Revenues The demand for the product is expected to decrease with time; however, the implementation of an aggressive marketing campaign and rebranding is expected to raise the interest in the UAV Pro.
• Budget Execution by Director of National Intelligence Director of National Intelligence is an official of the executive branch of the US federal government appointed by the President of the United States with the consent of the US Senate According to the Intelligence […]
• Quality Budget Development Process: Strategic Planning and Doctor of Nursing Practice Education There are many important steps in developing a Doctor of Nursing Practice project, and the discussion of its financing and strategic planning is one of them.
• Intelligence Budget Transparency Act It is worth noting that the issue of budget transparency about the Intelligence Community is acute, and it is impossible to unequivocally answer the question of whether it is worth supporting or rejecting the Intelligence […]
• The Approval of the Draft Defense Budget in the US Congress The control figures should be submitted to the agency before the start of the fiscal year as the main guide in the preparation of their budget applications for the planned year.
• The U.S. National Security: Budget Issues Despite the fact that the transfer of funds should remain secret, it is possible to disclose some details of the change in costs and explain them by an increase in costs due to a shift […]
• President Obama’s Budget Proposal for the United States The budget is also expected to have an expansion of the earned income tax credit for the working poor. Contrary to the above, Republicans argue that raising the tax of the wealthy during a downturn […]
• The Healthcare Reform Law by Obama: Budget of the Healthcare Reform The proposed healthcare reform has an estimated budget of $828 billion; half of which is scheduled to be acquired from the expansion of Medicaid with an extra $29 billion stipulated to aid in the funding […]
• Resolute Energy Corporation: Project Budget Development D 350 for meals to the team. The project has presented a budget line of U.S.
• Budget Reduction in Criminal Justice Administrations The mission of the police is to maintain law and order among the citizens. The main positive effect of this training is the ability of some members to provide security to the rest of the […]
• Budget Deficits: Hicks–Hansen (IS-LM) Model Therefore, this model explains the relationship between investments and savings and how this affects the liquidity preference and the availability of money in the economy.
• Opioid Epidemic and Budget Losses in Tax Revenue The authors provide the estimates of the budget losses in tax revenue associated with opioid use disorder. The authors also claim that the investment in the prevention and treatment of substance abuse disorders can mitigate […]
• UK Budget Deficit: Alternative Policies The root causes of the budget deficit problem can to a large extent be attributed to the feeble economy of the time; and the impacts of the increased government channeling of funds into the funding […]
• US Federal Budget and Economic Scarcity Unfortunately, the U.S.federal budget is no exception to this, and the reason for it may be seen, inter alia, in the fact that for years the U.S.government has been driven by a desire to reduce […]
• Marketing Plan-Budget of AT&T Sync Phone Sales projections: Sales have been projected to be 500,000 units in the first month which will increase at a rate of 1850 per month and 6,122,100 units in the first year.
• Capital Budget: Term Definition It is concerned with a process of evaluating and choosing project for long-term which are better consistent with the goal to maximize the wealth of the owner.
• Ways to Save Costs for D.O.C. Budget The gadget operates on the motion of the objects and is able to detect when inmates are moving in and out thus putting on and off the light as necessary.suggested that, the budget on the […]
• Budget in the American Government For the purpose of this paper, we are going to examine the budget cycle and analysis of a public district school. In this step, the budget is made public for the citizen to view and […]
• City of Rome: Budget and Revenue Analysis The analysis of the City of Rome, GA budget showed that the policymakers highlighted the importance of the state budget for public safety and general government.
• Budget Analysis: City of Rome, GA According to Figure 1, the primary income sources of the city during the three years were Ad Valorem Tax and Local Option Sales Tax, which are attributed to more than 50% of the government’s annual […]
• City of Rome Budget Analysis The analysis of the budget of the city of Rome, GA, as well as the review of the press, revealed no privatization efforts and plans.
• Budget Methodology in Alabama The state has a bifurcated budget system, which implies that it is divided into the General Fund and the Education Trust Fund.
• Sacramento County Financing a Capital Budget Even though there seems to be enough money allocated for the project, the developer, the Judicial Branch of California, may want to consider additional funding sources to avoid a money shortage. In short, the Judicial […]
• Babycakes Bakery’s Budget Planning and Control It is obvious that the budget figures cannot be the same for the NY bakery and the LA one due to changes in customer behavior.
• The Do’s and Don’ts of Exhibiting on a Small Budget In the case study, the event planners underestimated the importance of researching a way of creating a realistic budget for the trade show.
• Health Science Project’s Sustainability and Budget The main sources of funds for the sustainability of the project are donations, grants, and gifts provided by interested organizations and citizens.
• The Intelligence Community’s Budget Issues The National Intelligence Program covers a wide range of activities, projects, and budgets that support the goals and decisions of the Intelligence Community.
• Higher Education: Personnel Management and Budget In this project, the impact of a collective bargaining agreement on performance evaluation will be discussed along with the analysis of the role of a leader in personnel management.
• Production Department: Budget Report The quantification of the cost of the inventory is based on the current consumption, and the trends observed in the business, and the anticipations for the three months.
• Budget Objectives and Strategy in the Marketing Plan In calculating the unit cost of the old and new models we will apply the Conjoint Analysis, which is a marketing research tool that is used to determine attributes of the new product and how […]
• Jonesboro Newspaper’s Budget and Cash Flow A budget enables an individual to forecast the amount of money to be realized upon the execution of a given undertaking. A part of the income from the company will be used to cater for […]
• Former Senator Pushed for Balancing the Budget Although both Democrats and Republicans want to avert the fiscal cliff because of the expected consequences, an agreement is yet to be achieved. The economic growth rate lacks the capacity to reduce the rate of […]
• Dalles City’s Budget Issues and Priorities This budget can be used to evaluate performance when the budgeted level of activity is the same as the actual results Budgeting is a process of planning and controlling the use of assets in running […]
• Managing a Hospital Budget Understanding the costs associated with the expenses of running a hospital is vital since it is from the costs that we are able to determine the amount of profit the hospital can make in relation […]
• Budget Management Tools in Atlanta and Georgia Unlike the budget system of Atlanta/Georgia, the federal government’s budget is required to follow certain rules to propose or implement the budget, for example, the resident initially submits the budget request to the Congress, and […]
• California Budget Crisis in 2010-2011 According to the Legislative Analysts Office, the shortfall in the 2010/2011 budget was $18. The residents of California had to bear the brunt of the shortfall in their budget.
• Lawsona City’s Budget Balancing Challenges The rate should be based on the condition of the city budget and possible contingencies in the economy. A carefully planned and socially competent approach to implementing a sales tax will help the city of […]
• Oakland Family Wellness Center’s Budget Allocation Salaries and benefits for the staff represent the largest portion of the planned budget. The budget for childcare services is planned to include food and clothing.
• Houston ISD and Galena Park Texas Budget There is no actual financial data from the years 2015-2016 for Galena Park ISD, so budgeted financial data will be used.
• The Necessity of a Budget Narrative To give the funder an opportunity to evaluate the project’s financial costs and understand whether the implementation of the project is real, the budget narrative is necessary.
• Budget Deficit and Surplus in US Fiscal Policy One of the major initiatives the government is likely to undertake in case of a budget deficit is to reduce national spending.
• The US Budget Making Process After creating the budget, the Congress must then pass a law that is signed by the president authorizing the government to spend the money through the authorization bill. The presence of long-term and short-term deficits […]
• Budget Planning and Strategic Planning Phases A budget is an official document containing the company’s perspectives and expectations regarding the achievements of financial character within a set period of time. The purposes of budget planning may vary, and they are contingent […]
• Unethical Budget Cuts and Sustainable Alternatives It is unethical for a CEO to enforce such budget cuts due to the possibility of consequences for the safety and lives of employees and clients.
• US Government Excessive Spending and Budget Cuts The spending does not negate the need for secrecy, especially when it comes to the security of the President of the US.
• Small and Medium-Sized Enterprises’ Budget Planning While the specified precaution measures might seem redundant for an organization of a comparatively small size, where bureaucracy is unlikely to be a problem, a quarterly account of the financial moves made is essential for […]
• Dubai Cap Sports Shop’s Master Budget The main purpose of a master budget is to make estimations of costs and expenses that are likely to incur in the future.
• New York State Budget for Educational Policies Most of the issues that have been persistent in the education department of the New York State have revolved around budget allocation, the assessment of the performance of the teachers, the agendas proposed by the […]
• Orchid Ltd.’s Actual and Flexed Budget Variance The management feels that if the company does not control the rising cost of manufacturing, the company’s profit may decline in the future.
• Congressional Budget Office’s Policy and Forecasting At the same time, one of the objectives of this paper is the estimation of critiques of the CBO work regarding budgetary forecasting issued by both outside analysts and the Congressional Budget Office’s officials.
• Technology and Budget Management Issues in Nursing Overall, there is a need for nurse managers to use their budgetary insights to prioritize the adoption of emerging technology solutions that promise to improve patient care outcomes.
• Oklahoma City’s Capital Budget and Expenditure This paper will analyze the payroll of the Oklahoma City public workers, analyze the trend of expenditure, forecast the future of the expenditures, and give a brief overview of capital budgeting.
• Oklahoma City’s Operating Budget and Challenges The goals and objectives of Oklahoma City are also determined by the goals of the various agencies that form part of the city’s budget.
• Theatre Budget: Proposals and Perspectives The main source of clash is the difference in views of the team of accountants and the team of artists who generally have opposite perspectives on the purposes of the theatre budget.
• School District Budget Development Thus, it alerts the owner of the organization about what is going on with the money and helps organize spending and savings, makes the leader decide in advance how the financing strategy will work within […]
• Budget Sequestration in the US In the US for example, people agreed that the sequester was bad for a long period of time since they were in fear of the country hitting another recession due to all the major cut-backs […]
• Volkswagen of America: IT Projects and Budget The PMO occupies the position of the budget controller. It is the process of relating projects to organizational strategy and ability to execute the strategy.
• Budget Management Strategies for Higher Education: Overcoming Funding Constraints A reduction in the number of students means that teachers are likely to be required to renegotiate their terms of services.
• Balancing the Budget: Planning and Prioritization A balanced budget is the one that addresses all the crucial issues especially the ones concerning the public. Again, national defense funds have to be provided to enhance the country’s security, which is a mandatory […]
• The Federal Budget: the Financial Year 2008 This paper provides and analysis of the operation and maintenance section of the 2008 financial year of the department of defense.
• Federal Budget Deficits: Cost and Benefits Huntley notes that the most important consideration when discussing the benefits accrued from this type of deficits is that the economy is not slowed down by any margin contrary to the perception of some economic […]
• 10 Ways to Stretch Your Marketing Budget It is possible to note that the major idea of the article is to make entrepreneurs understand that they should use appropriate marketing strategies instead of trying to adopt other businesses’ approaches and methods.
• Balancing the Budget for US There are a number of measures that the federal government can put in place in order to lower the deficit. One of the key areas of the federal government expenditure is social security.
• Federal Budget Making Options The CBO gives advice on array of the policy options in the annual budget is to provide solutions on how to save through thrift use of resources.
• How to Manage Budget Hotels – Cases in London The quality of service offered and the satisfaction of the customer are factors that have been considered to be leading to the retaining of customers and the general success of the hotel industry.
• Analysis of Hamden Fire Department’s Budget According to the two authors, the budgetary process is the mandate of the office of the leader of a local authority.
• Alpine Wear’s Cash Budget When the volume of sales declines, it is important to add the variable target balance to the cash flow in the budget.
• Local Government Budget Reduction Processes Notably, budget reduction varies from local government to the other, from an institution to the other, and from a state to the other.
• Budget for Chronic Kidney Disease With the increase in the prevalence rate of CKD the cost of administering the treatment of the diseases is also expected to increase.
• Budgets Management Reference to the Budget of Aardvark Company Budgeting is worth evaluating in the concept of a changing environment and forms the core part of the organization driving performance and controlling of resources through strategies and the setting of targets.
• Budget Planning and Control: Tootsie Roll Industries A review of the trend of the performance of the company over the years shows that the performance of the company has improved.
• Project Schedule and Budget It is also important to note that this can help project managers to focus on more important projects. In fact, when tackling voluminous projects, it can be effective to combine the two types of project […]
• Budget Forecasting and Its Importance in Planning Sales = Variable Expenses + Fixed Costs Management team costs = $5,000,000 Interest expense = 3,000,000 Amortization Costs = $200,000,000/10yrs = $20,000,000 Total fixed costs per year = $28,000,000 Variable Costs per Unit Direct material […]
• Public Budgeting Issue in a Hospital
• Budget Comparison Analysis
• Library Budget Ethical Concerns
• Project Time Horizon and Budget
• Budget Deficit: Our Nations Budget Deficit and How It Relates to Economic Theory and Crisis
• The Idea of Cutting the Budget in US
• Local Government Agencies Budget in the United States
• The Public Budget Cycle
• Federal Government Budget
• The Budget Tyre Market
• State Management of Taxes and Policies
• Material Supply Budgeting
• National Debt and Budget Deficit
• Kansas Sales Budget Memo
• Budget For Server Desktop Upgrade
• College’s Response to Budget Issues Will Effect Students
• Volkswagen Group of America: IT Budgeting
• Manage Your College Budget Efficiently With These Tools and Tips
• The Costs and Benefits of Incurring an Annual Federal Budget Deficit
• How Defense Budget Cuts Are Affecting National Security
• Federal Budget Simulation
• Earth’s Global Energy Budget
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Key things to know about U.S. election polling in 2024

Confidence in U.S. public opinion polling was shaken by errors in 2016 and 2020. In both years’ general elections, many polls underestimated the strength of Republican candidates, including Donald Trump. These errors laid bare some real limitations of polling.

In the midterms that followed those elections, polling performed better . But many Americans remain skeptical that it can paint an accurate portrait of the public’s political preferences.

Restoring people’s confidence in polling is an important goal, because robust and independent public polling has a critical role to play in a democratic society. It gathers and publishes information about the well-being of the public and about citizens’ views on major issues. And it provides an important counterweight to people in power, or those seeking power, when they make claims about “what the people want.”

The challenges facing polling are undeniable. In addition to the longstanding issues of rising nonresponse and cost, summer 2024 brought extraordinary events that transformed the presidential race . The good news is that people with deep knowledge of polling are working hard to fix the problems exposed in 2016 and 2020, experimenting with more data sources and interview approaches than ever before. Still, polls are more useful to the public if people have realistic expectations about what surveys can do well – and what they cannot.

With that in mind, here are some key points to know about polling heading into this year’s presidential election.

Probability sampling (or “random sampling”). This refers to a polling method in which survey participants are recruited using random sampling from a database or list that includes nearly everyone in the population. The pollster selects the sample. The survey is not open for anyone who wants to sign up.

Online opt-in polling (or “nonprobability sampling”). These polls are recruited using a variety of methods that are sometimes referred to as “convenience sampling.” Respondents come from a variety of online sources such as ads on social media or search engines, websites offering rewards in exchange for survey participation, or self-enrollment. Unlike surveys with probability samples, people can volunteer to participate in opt-in surveys.

Nonresponse and nonresponse bias. Nonresponse is when someone sampled for a survey does not participate. Nonresponse bias occurs when the pattern of nonresponse leads to error in a poll estimate. For example, college graduates are more likely than those without a degree to participate in surveys, leading to the potential that the share of college graduates in the resulting sample will be too high.

Mode of interview. This refers to the format in which respondents are presented with and respond to survey questions. The most common modes are online, live telephone, text message and paper. Some polls use more than one mode.

Weighting. This is a statistical procedure pollsters perform to make their survey align with the broader population on key characteristics like age, race, etc. For example, if a survey has too many college graduates compared with their share in the population, people without a college degree are “weighted up” to match the proper share.

How are election polls being conducted?

Pollsters are making changes in response to the problems in previous elections. As a result, polling is different today than in 2016. Most U.S. polling organizations that conducted and publicly released national surveys in both 2016 and 2022 (61%) used methods in 2022 that differed from what they used in 2016 . And change has continued since 2022.

One change is that the number of active polling organizations has grown significantly, indicating that there are fewer barriers to entry into the polling field. The number of organizations that conduct national election polls more than doubled between 2000 and 2022.

This growth has been driven largely by pollsters using inexpensive opt-in sampling methods. But previous Pew Research Center analyses have demonstrated how surveys that use nonprobability sampling may have errors twice as large , on average, as those that use probability sampling.

The second change is that many of the more prominent polling organizations that use probability sampling – including Pew Research Center – have shifted from conducting polls primarily by telephone to using online methods, or some combination of online, mail and telephone. The result is that polling methodologies are far more diverse now than in the past.

(For more about how public opinion polling works, including a chapter on election polls, read our short online course on public opinion polling basics .)

All good polling relies on statistical adjustment called “weighting,” which makes sure that the survey sample aligns with the broader population on key characteristics. Historically, public opinion researchers have adjusted their data using a core set of demographic variables to correct imbalances between the survey sample and the population.

But there is a growing realization among survey researchers that weighting a poll on just a few variables like age, race and gender is insufficient for getting accurate results. Some groups of people – such as older adults and college graduates – are more likely to take surveys, which can lead to errors that are too sizable for a simple three- or four-variable adjustment to work well. Adjusting on more variables produces more accurate results, according to Center studies in 2016 and 2018 .

A number of pollsters have taken this lesson to heart. For example, recent high-quality polls by Gallup and The New York Times/Siena College adjusted on eight and 12 variables, respectively. Our own polls typically adjust on 12 variables . In a perfect world, it wouldn’t be necessary to have that much intervention by the pollster. But the real world of survey research is not perfect.

Predicting who will vote is critical – and difficult. Preelection polls face one crucial challenge that routine opinion polls do not: determining who of the people surveyed will actually cast a ballot.

Roughly a third of eligible Americans do not vote in presidential elections , despite the enormous attention paid to these contests. Determining who will abstain is difficult because people can’t perfectly predict their future behavior – and because many people feel social pressure to say they’ll vote even if it’s unlikely.

No one knows the profile of voters ahead of Election Day. We can’t know for sure whether young people will turn out in greater numbers than usual, or whether key racial or ethnic groups will do so. This means pollsters are left to make educated guesses about turnout, often using a mix of historical data and current measures of voting enthusiasm. This is very different from routine opinion polls, which mostly do not ask about people’s future intentions.

When major news breaks, a poll’s timing can matter. Public opinion on most issues is remarkably stable, so you don’t necessarily need a recent poll about an issue to get a sense of what people think about it. But dramatic events can and do change public opinion , especially when people are first learning about a new topic. For example, polls this summer saw notable changes in voter attitudes following Joe Biden’s withdrawal from the presidential race. Polls taken immediately after a major event may pick up a shift in public opinion, but those shifts are sometimes short-lived. Polls fielded weeks or months later are what allow us to see whether an event has had a long-term impact on the public’s psyche.

How accurate are polls?

The answer to this question depends on what you want polls to do. Polls are used for all kinds of purposes in addition to showing who’s ahead and who’s behind in a campaign. Fair or not, however, the accuracy of election polling is usually judged by how closely the polls matched the outcome of the election.

By this standard, polling in 2016 and 2020 performed poorly. In both years, state polling was characterized by serious errors. National polling did reasonably well in 2016 but faltered in 2020.

In 2020, a post-election review of polling by the American Association for Public Opinion Research (AAPOR) found that “the 2020 polls featured polling error of an unusual magnitude: It was the highest in 40 years for the national popular vote and the highest in at least 20 years for state-level estimates of the vote in presidential, senatorial, and gubernatorial contests.”

How big were the errors? Polls conducted in the last two weeks before the election suggested that Biden’s margin over Trump was nearly twice as large as it ended up being in the final national vote tally.

Errors of this size make it difficult to be confident about who is leading if the election is closely contested, as many U.S. elections are .

Pollsters are rightly working to improve the accuracy of their polls. But even an error of 4 or 5 percentage points isn’t too concerning if the purpose of the poll is to describe whether the public has favorable or unfavorable opinions about candidates , or to show which issues matter to which voters. And on questions that gauge where people stand on issues, we usually want to know broadly where the public stands. We don’t necessarily need to know the precise share of Americans who say, for example, that climate change is mostly caused by human activity. Even judged by its performance in recent elections, polling can still provide a faithful picture of public sentiment on the important issues of the day.

The 2022 midterms saw generally accurate polling, despite a wave of partisan polls predicting a broad Republican victory. In fact, FiveThirtyEight found that “polls were more accurate in 2022 than in any cycle since at least 1998, with almost no bias toward either party.” Moreover, a handful of contrarian polls that predicted a 2022 “red wave” largely washed out when the votes were tallied. In sum, if we focus on polling in the most recent national election, there’s plenty of reason to be encouraged.

Compared with other elections in the past 20 years, polls have been less accurate when Donald Trump is on the ballot. Preelection surveys suffered from large errors – especially at the state level – in 2016 and 2020, when Trump was standing for election. But they performed reasonably well in the 2018 and 2022 midterms, when he was not.

During the 2016 campaign, observers speculated about the possibility that Trump supporters might be less willing to express their support to a pollster – a phenomenon sometimes described as the “shy Trump effect.” But a committee of polling experts evaluated five different tests of the “shy Trump” theory and turned up little to no evidence for each one . Later, Pew Research Center and, in a separate test, a researcher from Yale also found little to no evidence in support of the claim.

Instead, two other explanations are more likely. One is about the difficulty of estimating who will turn out to vote. Research has found that Trump is popular among people who tend to sit out midterms but turn out for him in presidential election years. Since pollsters often use past turnout to predict who will vote, it can be difficult to anticipate when irregular voters will actually show up.

The other explanation is that Republicans in the Trump era have become a little less likely than Democrats to participate in polls . Pollsters call this “partisan nonresponse bias.” Surprisingly, polls historically have not shown any particular pattern of favoring one side or the other. The errors that favored Democratic candidates in the past eight years may be a result of the growth of political polarization, along with declining trust among conservatives in news organizations and other institutions that conduct polls.

Whatever the cause, the fact that Trump is again the nominee of the Republican Party means that pollsters must be especially careful to make sure all segments of the population are properly represented in surveys.

The real margin of error is often about double the one reported. A typical election poll sample of about 1,000 people has a margin of sampling error that’s about plus or minus 3 percentage points. That number expresses the uncertainty that results from taking a sample of the population rather than interviewing everyone . Random samples are likely to differ a little from the population just by chance, in the same way that the quality of your hand in a card game varies from one deal to the next.

The problem is that sampling error is not the only kind of error that affects a poll. Those other kinds of error, in fact, can be as large or larger than sampling error. Consequently, the reported margin of error can lead people to think that polls are more accurate than they really are.

There are three other, equally important sources of error in polling: noncoverage error , where not all the target population has a chance of being sampled; nonresponse error, where certain groups of people may be less likely to participate; and measurement error, where people may not properly understand the questions or misreport their opinions. Not only does the margin of error fail to account for those other sources of potential error, putting a number only on sampling error implies to the public that other kinds of error do not exist.

Several recent studies show that the average total error in a poll estimate may be closer to twice as large as that implied by a typical margin of sampling error. This hidden error underscores the fact that polls may not be precise enough to call the winner in a close election.

Other important things to remember

Transparency in how a poll was conducted is associated with better accuracy . The polling industry has several platforms and initiatives aimed at promoting transparency in survey methodology. These include AAPOR’s transparency initiative and the Roper Center archive . Polling organizations that participate in these organizations have less error, on average, than those that don’t participate, an analysis by FiveThirtyEight found .

Participation in these transparency efforts does not guarantee that a poll is rigorous, but it is undoubtedly a positive signal. Transparency in polling means disclosing essential information, including the poll’s sponsor, the data collection firm, where and how participants were selected, modes of interview, field dates, sample size, question wording, and weighting procedures.

There is evidence that when the public is told that a candidate is extremely likely to win, some people may be less likely to vote . Following the 2016 election, many people wondered whether the pervasive forecasts that seemed to all but guarantee a Hillary Clinton victory – two modelers put her chances at 99% – led some would-be voters to conclude that the race was effectively over and that their vote would not make a difference. There is scientific research to back up that claim: A team of researchers found experimental evidence that when people have high confidence that one candidate will win, they are less likely to vote. This helps explain why some polling analysts say elections should be covered using traditional polling estimates and margins of error rather than speculative win probabilities (also known as “probabilistic forecasts”).

National polls tell us what the entire public thinks about the presidential candidates, but the outcome of the election is determined state by state in the Electoral College . The 2000 and 2016 presidential elections demonstrated a difficult truth: The candidate with the largest share of support among all voters in the United States sometimes loses the election. In those two elections, the national popular vote winners (Al Gore and Hillary Clinton) lost the election in the Electoral College (to George W. Bush and Donald Trump). In recent years, analysts have shown that Republican candidates do somewhat better in the Electoral College than in the popular vote because every state gets three electoral votes regardless of population – and many less-populated states are rural and more Republican.

For some, this raises the question: What is the use of national polls if they don’t tell us who is likely to win the presidency? In fact, national polls try to gauge the opinions of all Americans, regardless of whether they live in a battleground state like Pennsylvania, a reliably red state like Idaho or a reliably blue state like Rhode Island. In short, national polls tell us what the entire citizenry is thinking. Polls that focus only on the competitive states run the risk of giving too little attention to the needs and views of the vast majority of Americans who live in uncompetitive states – about 80%.

Fortunately, this is not how most pollsters view the world . As the noted political scientist Sidney Verba explained, “Surveys produce just what democracy is supposed to produce – equal representation of all citizens.”

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Scott Keeter is a senior survey advisor at Pew Research Center .

Courtney Kennedy is Vice President of Methods and Innovation at Pew Research Center .

How do people in the U.S. take Pew Research Center surveys, anyway?

How public polling has changed in the 21st century, what 2020’s election poll errors tell us about the accuracy of issue polling, a field guide to polling: election 2020 edition, methods 101: how is polling done around the world, most popular.

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