bachelor degree master degree phd

From Associate to Doctorate: A Complete Guide to College Degree Levels

Are you ready to discover your college program?

Considering a college degree? First, you’ll need to understand the types of degrees and college degree levels.

Different degrees set you up for different career paths. For example, you can’t become a psychologist with just a bachelor’s degree — you’d need a master’s or doctorate in psychology. And you usually can’t become an engineer without at least a bachelor’s degree.

Typically, as your university degree level rises, your earning potential increases and the unemployment rate decreases. That’s one more reason it’s important to understand the different types of degrees.

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Learn about start dates, transferring credits, availability of financial aid, and more by contacting the universities below.

What Types of Degrees Are There in College?

There are many types of degrees you can earn in college. College degree levels can be broken down into two categories: undergraduate degrees and graduate degrees.

Here are the college degrees in order from lowest ranking to highest:

• Associate degree (undergraduate)
• Bachelor’s degree (undergraduate)
• Master’s degree (graduate)
• Doctoral degree (graduate)

While a doctorate is the highest education level, some fields may stop at a master’s. The phrase “terminal degree” refers to the highest degree in a field.

A professional degree is a type of graduate degree — often a doctorate — that prepares you for a professional career in fields like law and medicine.

Associate Degree

• Typical Program Length : 1-2 years
• Typical Number of Credits : 60

Most associate degree programs prepare you to enter the workforce immediately upon graduation. These programs can be found at community and technical colleges and typically last 1-2 years.

An associate degree can also serve as the foundation for a bachelor’s program. You may even be able to transfer some of the credits you earned for your associate degree toward a four-year degree.

Some associate degrees require you to complete an internship or practicum in addition to taking classes. This is particularly common among healthcare and tech degrees.

To apply for an associate degree program , you’ll need a high school diploma or equivalent, like a GED certificate. Some schools may require you to submit standardized test scores, such as the ACT or the SAT, as well.

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What can you do with an associate degree.

An associate degree prepares you for vocational, allied health, and support roles. For example, you can become a medical assistant , paralegal, or vet tech with an associate degree.

The highest-paying careers with an associate degree pay over $80,000 per year. See the table below for popular jobs that require associate degrees and their salaries.

Source: BLS

Types of Associate Degrees

Colleges can offer three kinds of associate degrees:

• Associate of Arts (AA)
• Associate of Science (AS)
• Associate of Applied Science (AAS)

Arts, humanities, and creative fields typically offer an AA, whereas social sciences and natural sciences often award an AS. Many applied and vocational programs offer an AAS degree.

The type of degree matters if you’re planning to transfer into a bachelor’s program. Colleges normally offer fewer transfer credits for an AAS degree.

Popular Associate Degrees

• Business Administration
• Business Management
• Computer Science
• Criminal Justice
• Cybersecurity
• Early Childhood Education
• Graphic Design
• Healthcare Management
• Information Technology
• Medical Assisting
• Medical Billing and Coding
• Pre-Nursing
• Social Work

Bachelor’s Degree

• Typical Program Length: 4 years
• Typical Number of Credits: 120

A bachelor’s degree program prepares you for many career paths. You’ll generally spend four years earning a bachelor’s degree at a college or university. You’ll take general education classes and courses in your major . You can also choose a minor.

Some colleges offer accelerated bachelor’s programs , which take less time — often 2-3 years. Degree-completion programs can also speed up the timeline by awarding you credit for previous college coursework.

You can earn your bachelor’s degree online as well. An online degree from an accredited college meets the same standards as an in-person degree.

You’ll need a high school diploma for admission and may also need to submit SAT or ACT scores.

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What can you do with a bachelor’s degree.

In diverse industries like business, tech, and education, a bachelor’s degree can prepare you for many entry-level careers. Some of the highest-paying jobs with a bachelor’s degree include roles in finance, management, and tech.

Graduates with a four-year degree can also benefit from high demand in many lucrative fields, like software development and engineering. See the table below for roles you can apply for with a bachelor’s degree and their salaries.

Source: Bureau of Labor Statistics (BLS)

Types of Bachelor’s Degrees

You can earn a bachelor’s degree in many fields. Some of the most common types of bachelor’s degrees you’ll see include:

• Bachelor of Arts (BA)
• Bachelor of Science (BS)
• Bachelor of Applied Arts (BAA)
• Bachelor of Applied Science (BAS)
• Bachelor of Architecture (B.Arch.)
• Bachelor of Business Administration (BBA)
• Bachelor of Fine Arts (BFA)
• Bachelor of Science in Nursing (BSN)

The two most popular degrees are a BA and a BS. These degrees cover all arts and sciences majors and some education and engineering degrees.

Popular Bachelor’s Degrees

• Civil Engineering
• Communication
• Computer Programming
• Health Informatics
• Health Sciences
• Human Resources
• Mathematics
• Organizational Psychology
• Political Science
• Public Policy
• Supply Chain and Logistics

Master’s Degree

• Typical Program Length: 1-3 years
• Typical Number of Credits: 30

A master’s degree can help you gain specialized skills and qualify for higher-paying roles. As a graduate student, you’ll work closely with experts in your field to explore advanced topics.

While a master’s degree typically takes two years, some universities offer accelerated one-year master’s programs. You can also enroll in a bachelor’s-to-master’s program to earn both a bachelor’s and master’s degree in less time.

Most master’s programs require students to complete a minimum of 30 credits. Admission and graduation requirements vary depending on the program. For example, many arts and sciences master’s programs require GRE scores , while business programs typically require GMAT scores .

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What can you do with a master’s degree.

With a master’s degree, you can qualify for management-level careers and specialized roles in industries like healthcare, research, and social services. The highest-paying master’s degrees include MBAs and nurse practitioner degrees.

Learn more about the earning potential and demand for popular master’s degree jobs below.

Types of Master’s Degrees

Here are some of the most common types of master’s degrees you can earn:

• Master of Arts (MA)
• Master of Science (MS)
• Master of Business Administration (MBA)
• Master of Education (M.Ed.)
• Master of Fine Arts (MFA)
• Master of Laws (LL.M.)
• Master of Public Administration (MPA)
• Master of Public Health (MPH)
• Master of Public Policy (MPP)
• Master of Science in Nursing (MSN)
• Master of Social Work (MSW)

An MA and an MS are among the most popular master’s degrees. Humanities, social sciences, and natural sciences fields typically award an MA or an MS. Other popular options include an MBA and an M.Ed.

Popular Master’s Degrees

• Creative Writing
• Data Science
• Engineering
• Healthcare Administration
• Library and Information Science
• Network Security
• Public Health
• Supply Chain Management

Doctoral Degrees

• Typical Program Length: 2-10 years
• Typical Number of Credits: Varies

In many fields, a doctorate is the terminal degree. There are a few types of doctoral degrees you can earn.

Professional doctorates train you for a professional career. For example, law school and med school are two common professional paths. A Ph.D., on the other hand — the most common type of doctorate — emphasizes theory and research.

In a doctoral program, you’ll take graduate-level seminars and courses, take comprehensive exams, conduct original research, and defend a dissertation in front of a faculty committee.

Most applied doctorates take 3-5 years to earn, while a Ph.D. typically requires 4-6 years of coursework. In certain fields, you can earn your doctorate online.

Some doctoral programs require a master’s degree for admission, whereas others admit applicants with just a bachelor’s degree. You may need to submit standardized test scores depending on the program.

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What can you do with a doctorate.

If you want to become a physician , professor , or lawyer, you’ll need a doctorate. In many fields, a doctorate translates into higher salaries. Lawyers, pharmacists , and physicists all report median salaries of over $125,000 per year, according to the BLS.

The following table shows the earning potential and demand for popular doctoral degree jobs.

Types of Doctoral Degrees

A doctorate is the highest education level, but there are still several types of doctoral degrees. Here are some of the most common ones you can get:

• Doctor of Philosophy (Ph.D.)
• Doctor of Business Administration (DBA)
• Doctor of Education (Ed.D.)
• Doctor of Medicine (MD)
• Doctor of Nursing Practice (DNP)
• Doctor of Pharmacy (Pharm.D.)
• Doctor of Psychology (Psy.D.)
• Juris Doctor (JD)

A Ph.D. is the most popular doctorate. You can earn a Ph.D. in many arts and sciences fields. Other doctorates take their names from the career path associated with the degree.

Popular Doctoral Degrees

• Curriculum and Instruction
• Educational Administration
• Educational Leadership
• Human Services
• Legal Studies
• Organizational Leadership
• Public Administration

Frequently Asked Questions About College Degree Levels

What are the four types of college degrees.

The four types of college degrees are associate degrees, bachelor’s degrees, master’s degrees, and doctoral degrees. Colleges classify associate and bachelor’s degrees as undergraduate degrees and master’s and doctoral degrees as graduate degrees .

Within those categories, you can earn many types of degrees. For instance, at the bachelor’s level, you could earn a BA, BS, or BFA degree, to name a few.

What is a four-year college degree called?

A four-year college degree is called a bachelor’s degree. Another term for this degree type is a baccalaureate degree.

Many careers require a bachelor’s degree for entry-level roles. For example, most careers in business call for you to hold a bachelor’s degree. Many roles in tech, education, the public sector, and engineering also require you to have a four-year degree.

Some career paths require a specific major. In many states, you’ll need a bachelor of science in nursing (BSN) to become a registered nurse . In other fields, your specific major matters less than the quality of your skills.

What is the highest degree?

The highest degree is a doctorate, also called a doctoral degree. In terms of university degree levels, both master’s and bachelor’s degrees rank below doctorates.

You can earn a doctorate in a wide array of fields, including the social sciences, business, the humanities, education, engineering, and healthcare.

In some fields, however, a master’s degree represents the terminal, or highest, degree. For instance, a master of fine arts (MFA) is the terminal degree for creative writing.

What is the hardest college degree?

Most would agree that the hardest college degree is a doctorate. As the highest education level, a doctorate requires significant expertise in the field.

Many Ph.D. programs take six years or more and require you to write a book-length dissertation based on original research.

Because a doctorate represents the top of the university degree levels, it’s a relatively uncommon degree. Only around 2% of U.S. adults held a doctorate in 2023, according to the U.S. Census Bureau .

What is the quickest degree?

The fastest degree you can get is either a one-year associate degree or a one-year master’s degree. While other types of degrees typically take a minimum of two years, you can earn a master’s degree in one year with an accelerated or fast-track program.

You can sometimes add a master’s degree to your bachelor’s through a 4+1 program, also known as a bachelor’s-to-master’s program . In this case, some of your coursework counts toward both your undergraduate and graduate degrees, meaning you’ll spend an additional year in college to leave with a master’s degree.

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• Masters vs PhD – Differences Explained
• Types of Doctorates

The decision of whether or not to pursue a Masters or PhD (or both) after you complete your undergraduate studies is not necessarily a straightforward one. Both are postgraduate degrees but are different in terms of the academic experience and the career paths taken afterwards.

In short, a Masters degree involves a year of study, primarily through taught lectures and a final dissertation research project, whilst a PhD (also referred to as a doctorate degree) is a three-year commitment of independent research on a specific subject.

There’s more to it than that, however – read on for more information.

What Is a Masters Degree?

A Masters degree is the next level of education after the completion of an undergraduate degree, commonly known as a Bachelors.

These degree levels are often referred to in terms of cycles so that a Bachelor’s is a first-cycle degree, a Masters is a second-cycle and finally, a PhD is the third-cycle of higher education (and the highest).

Masters degrees demand an intense period of study, usually centred around a core series of lectures and taught modules, coupled with coursework assignments and exams, followed by the completion of a contained research project usually taking students 3-4 months to complete.

These types of degrees are attractive to recent graduates who want to delve deeper into their specific field of study, gaining some research experience and more specialised knowledge beyond what an undergraduate degree can offer.

Equally, some pursue a Masters degree program in a subject that is only tangentially related to their Bachelors degree, helping them gain a broader depth of knowledge.

These degrees also serve as a significant stepping stone for those already in employment who want to progress their current career development and earn a higher salary. They can also be an excellent method for helping in changing careers completely by learning new skills and subject knowledge.

What Is a PhD Degree?

A Doctor of Philosophy (PhD) is the highest academic degree that can be awarded and is the third and final cycle in the progression of higher education.

A doctoral degree is earned on the basis of producing a significant, independent and novel body of work (a Thesis) that contributes new knowledge to a particular research topic.

These are research degrees that are a significant investment of a candidate’s time, resources and energy and are all but a pre-requisite for anyone considering a career in academia, such as eventually becoming a professor.

There are some exceptions to this, such as those with a medical background who may earn an MD (Doctor of Medicine), which is the equivalent of a PhD.

Doctoral degrees can also have a significant positive impact on career development outside of academia, especially in fields such as engineering, business and finance that have a high demand for highly qualified and capable people.

A graduate student engaged in PhD study is commonly known as a PhD student, PhD candidate or doctoral student.

What are the Benefits of a Masters Degree?

There are several reasons one might consider doing a Masters degree rather than a PhD in their graduate education. These include:

• It takes approximately a third of the time to do compared to a doctorate degree and costs less too.
• It’s a good way to differentiate yourself from those that hold only an undergraduate degree without having to commit to a substantial research degree.
• The end goal is more career-focused as opposed to research-focused. For example, it is practically an ‘easier’ route to changing or progressing your career if that aligns with your professional goals.

What are the Benefits of Doing a PhD?

You may continue on into a doctoral program after a Masters or you may even dive straight in after completing your undergraduate studies. So, what are the advantages of completing this third-cycle?

• You’ll have developed a wealth of transferable skills at graduate school, such as effective communication of complex concepts, multi-tasking time-management and the ability to adapt to and solve unexpected problems.
• A doctorate helps to establish you as an expert within your chosen subject area; your work will hopefully have furthered the knowledge in this.
• It will open up career paths and teaching positions within academia that may otherwise be very difficult to get a hold in (although these career paths will still be very competitive).
• You can add the title ‘Dr’ in front of your name!

Which Degree Is More Impactful: A Masters or a PhD?

On paper, the answer should be clear: A doctorate degree is the highest degree you can earn, so has more impact than a Masters, which in turn has more impact than a Bachelors.

The reality is that the size of the impact (if any) really depends on the subject area and the career path you choose (if the measure of impact is how it positively improves your career prospects, that is).

For someone with aspirations of becoming a professor, a PhD will be of greater value than a Masters alone.

Equally, it’s also possible that someone with a PhD entering a different field or one that doesn’t require a PhD may find that their degree has no bearing on their career or in some cases may even be seen as a ‘negative’ with a concern of the person being ‘over-qualified’ for a position. There are many scenarios in which professional experience would be more valuable to an employer than a doctorate degree.

Check out the links below to our interviews with Prof. Debby Cotton and Dr Nikolay Nikolov to read their experiences of when a going through a PhD program has had a clear benefit (Prof. Cotton) and when it hasn’t been helpful (Dr Nikolov).

Do You Need to Have a Masters to do a PhD?

This really depends on the university, department and sometimes even the project and supervisor.

From a purely application process perspective, some institutions may formally require you to hold a Masters degree relevant to the subject of the PhD project before you can enter their doctoral program.

In another scenario, most universities are unlikely to accept candidates that were awarded below a 2:1 (in the UK) in their undergraduate degree but may consider someone who has ‘made up’ for this with a high-grade Masters.

Lastly, some universities now offer PhD programmes that incorporate an additional year of study in which you would complete a Masters degree before carrying directly on into a PhD project. As you’d expect, even if a university doesn’t formally require you to hold one, a Masters degree can help separate you from other applicants in being accepted on the project.

Check out our detailed guide to doing a PhD without a Master’s .

Why Do a Masters before Your PhD?

Even if you don’t need to have one, it could still be beneficial to begin your postgraduate study by doing a Masters first before you embark on your doctorate journey.

As mentioned previously it’ll help you stand out from applicants that don’t have one, but beyond that, it’ll give you a taster of what research life could be like, especially if you stay at the same university and department for your PhD.

The one-year commitment (in the UK at least) of carrying out a Masters first, and in particular your research project, will help you better understand if this is truly something you want to commit the next three or more years to.

You’ll learn some of the skills of independent research, from performing detailed literature searches to more complex, analytical writing.

At the end of it, you should be in a stronger position to consider your options and decide about whether to continue into a PhD at graduate school.

Finding a PhD has never been this easy – search for a PhD by keyword, location or academic area of interest.

How Long Does It Take to Get a Masters Degree?

In the UK, a full-time Masters degrees take students one calendar year to complete: The programme of study usually starts in September, the final research project the following April and final project viva around August. Part-time degrees are usually double the time.

How Long Does It Take to Get a PhD?

In the UK, most PhD projects take 3-4 years to complete , as reflected by the majority of funded projects offering stipends to cover living expenses of about 3.5 years.

For many reasons, projects may end up taking longer to complete, however. This might be because of difficulties in collecting enough data, or if the project is being done part-time.

Which One is More Expensive to Do?

As you’d expect, as a PhD takes three times as long to complete as a Masters degree, it will cost you more to do as far as university fees are concerned.

Another thing to consider is that many PhD projects come with some level of funding equivalent to a low salary, which may cover the cost of tuition fees and living expenses, whilst it is usually more difficult to obtain funding for Masters study.

Conversely, a Masters graduate may progress into a higher (versus PhD funding) salary sooner whilst a PhD student will endure three years of a comparatively low income.

A Masters vs a PhD: Conclusion

If you’re considering continue further graduate study after your undergraduate degree, the question of doing a Masters vs a PhD is likely to come up. They are both considered an advanced degree, each with their own advantages.

There are benefits to doing either of these graduate programs or even both of them; your decision here can be easier if you have an idea of the career you want to follow or if you know you have a love for research!

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What Is the Difference Between a Master's, Bachelor's, Doctorate & Degree Completion?

The higher education system can be confusing, even for students currently enrolled. Sometimes it seems like a special language was created just for colleges and universities. Learning what each degree option means is a first step in planning your educational future.

Bachelor's Degree

The most common degree completed in college is the bachelor's degree. Students entering college usually spend four to five years working on a specific field of study. Most bachelor's degrees require 120 credit hours. Upon successful completion of all courses and requirements, students will earn an undergraduate or bachelor's degree. The most common bachelor's degrees are the B.A. or Bachelor of Arts, the B.F.A. or bachelor of fine arts and the B.S. or Bachelor of Science. A bachelor's degree is required to pursue a master's degree.

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Degree Completion

Sometimes students have to drop out of college for personal reasons. To assist students who would like to return to finish their undergraduate degree, a special program called degree completion was created. The degree completion program is crafted to accommodate a student who is working or cannot attend full time. Some programs are offered online or are a hybrid of online and on-campus classes. Students who wish to transfer from a community college can apply their earned credits toward a degree completion program.

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Once you have completed your undergraduate degree, you may be interested in pursuing an advanced degree or a master's degree. A master's degree is also referred to as a graduate degree. Pursuing a master's degree is a way to specialize in a particular area of study and usually requires one or two additional years of school. The most prevalent degree titles include the M.A. or Master of Arts, M.B.A. or Master of Business Administration and M.S. or Master of Science. In 2009, the U.S. Census Bureau reported that 15 percent of the U.S. population holds an advanced degree, including a masters, doctorate, law or medical diplomas.

Doctoral Degree

A doctoral degree is also knows as a terminal degree because it is the highest level of education that can be attained. The two types of doctorates awarded are the Doctor of Philosophy or Ph.D. and the Doctor of Education or Ed.D. The Ph.D. is designed for students interested in conducting research and teaching at a college level. Students with this degree often work in higher education or other scholarly fields. Students who are interested in serving as leaders in their fields or as expert practitioners typically pursue an Ed.D. Students pursuing a doctoral degree will usually be expected to spend a minimum of three years as a full-time student.

• Bachelors Degree: Bachelors Degree

Dr. Kelly S. Meier is a professor and college administrator for a large public institution in Minnesota. She received her undergraduate degree from Western Illinois University and her master's degree and doctorate from Minnesota State University, Mankato. She has published more than 15 books on education, group development and diversity.

The 6 Types of Degrees at University (Associate to Doctorate)

Chris Drew (PhD)

Dr. Chris Drew is the founder of the Helpful Professor. He holds a PhD in education and has published over 20 articles in scholarly journals. He is the former editor of the Journal of Learning Development in Higher Education. [Image Descriptor: Photo of Chris]

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The 6 types of university degrees are: associates degree, bachelor’s degree, master’s degree, research doctorate, professional degree, honorary doctorate.

Types of Degrees

1. associate degrees, types of associate degrees.

An associate degree can be awarded for both academic and professional subjects, like marketing and liberal arts, as well as in terminal career and technical programs like nursing and radiography.

Unlike diplomas and certificates, the associate degree is recognized by both the U.S. Government and many other countries.

Degrees earned in academic programs are almost always:

• Associate of Arts (AA)
• Associate of Science (AS)
• Associate of Applied Science (AAS)

Associate of Applied Science (AAS) is a common degree in technical and vocational programs, but many indicate the specialization in the name, e.g., Associate of Electrical Engineering Technology (A.E.E.T) [2]

How Long is an Associates Degree?

Associate programs usually take about two years of full-time study or roughly 60 credits to complete. Many students attend part-time and take longer.

How much does an Associates Degree Cost?

Associates degrees have lower tuition costs than other postsecondary degrees. According to the U.S. Department of Education, National Center for Education Statistics, average yearly tuition from 2016-2019 was $3,800 at a public institution, $16,000 at private non-profits, and $19,000 at private for-profits. [3]

Average Tuition Cost for an Associate Degree (Excluding cost of supplies and board)

What Jobs can you Get with an Associates Degree?

Associates degrees offer preparation for many different kinds of careers, from web designer to fire-fighting or the visual arts.

From 2018-2019, some of the most popular were in business, especially accounting, health professions, and liberal arts. [4] Requirements are completed in the classroom and in lab facilities designed to emulate “the real world.”

Learning during an associate degree is predominantly supervised and not self-directed. Most associate degree credits are recognized by undergraduate programs and can be transferred. [5]

How Popular are Associates Degrees?

Title IV Institutions awarded almost one million associate degrees in 2019-2020. Twice as many were awarded by two-year colleges than by four-year universities. [6]

A recent report by Georgetown University concluded not only that associate degrees now almost as common as bachelor degrees, but also that in technical fields they offer an excellent return (median yearly salary) on investment. [7]

2. Bachelor Degrees

Types of bachelor degrees.

Bachelor degrees are offered in a wide range of disciplines, from the fine arts, to engineering, psychology, pre-law, or kinesiology.

Most bachelor degrees are either:

• Bachelor of Arts (B.A.) or
• Bachelor of Science (B.Sc.),

However, but a number of discipline-specific names are also in use. Some of the more common are:

• Bachelor of Fine Arts (B.F.A.)
• Bachelor of Architecture (B.Arch.)
• Bachelor of Education (B.Ed.)
• Bachelor of Engineering (B.E. or B.Eng.), and
• Bachelor of Computer Science (B.C.S). [8]

How long is a Bachelors Degree?

Completion of all requirements for a bachelors degree usually takes four years of full-time study or approximately 120 credits. Programs with a work-study component may take five years. In England, you can complete some bachelors degrees in three years.

How Much does a Bachelors Degree Cost?

A bachelor’s degree is expensive. According to the U.S. Department of Education, National Center for Education Statistics, tuition at public institutions for in-state resident averaged $8500/yr in 2019.

Average tuition at private for-profit schools was $17.5/k year and at nonprofit institutions $30k/yr. Books and supplies are estimated at another $1200/yr. For students living on-campus, room and board is an additional $10,000. [9]

Average Tuition Cost for a Bachelor’s Degree (Excluding cost of supplies and board)

How you Learn in a Bachelor Degree

Bachelor degrees are designed to either prepare the student for entry-level positions in the labor market or advanced research.

Courses are taught by instructors with graduate-level qualifications often with the help of currently enrolled graduate students.

Bachelor degrees require both breadth and specialization. The student must both complete advanced coursework in a declared “major” discipline and general education requirements (languages, introductory-level courses in other academic departments, etc.).

An assigned faculty advisor is responsible for helping the student construct a curriculum in which the two components complement each other and prepare the student appropriately for the next stage of their career. [10]

How is a Bachelor with Honors Different?

A bachelor degree with honors requires more independent study, the successful submission of a thesis or portfolio-type project, and oftentimes-stringent admission qualifications.

In other words, a bachelor with honors additionally requires seeing a large project through to completion and maintaining high academic standards. [11]

How Popular are Bachelors Degrees?

Bachelor degrees are the most common postsecondary award in America. 36% of the adult population over the age of 25 holds one and that proportion has been rising over the past decade. [12]

Roughly two million bachelor degrees were awarded by Title IV institutions in 2019-2020. [13]

Read Also: Is a Liberal Arts Degree Useless?

3. Master Degrees

Types of masters degrees.

A master’s degree is the first and most popular graduate-level award in the U.S. higher education system.

The most common academic master’s degrees are:

• Master of Arts (M.A.) and
• Master of Science (M.S.).

It is also common for professional fields to specify the subject matter of the program in the award title, e.g.:

• Master of Business Administration (M.B.A.) or
• Master of Public Health

In recent years, doctoral research programs have increasingly accepted applicants without a master’s degree. The most common awards include health and medical fields, social services, public administration, business, and education. [14]

How long is a Master’s Degree?

Masters programs are usually two years, but can vary to accommodate part-time studies or the acquisition of additional skills.

How much does a Master’s Degree Cost?

Average tuition for a master’s degree is about $20k/yr. This varies widely between school and program. For example, although the average tuition at public institutions is only $12k/yr, the average among the most expensive schools (75 th percentile or more) is almost $45k. [15]

2021-2022 tuition fees for a Master in Business Administration at Columbia are a whopping $77k/yr. [16]

What are the Requirements for a Master’s Degree?

The requirements for a master’s degree in an academic field are generally four-fold:

• Completion of graduate-level courses;
• Passing of comprehensive exams in the specialty field as well as at least one subfield;
• Preparation and defense of a master’s thesis.

A faculty supervisor is responsible for helping the student craft a curriculum appropriate for their future goals and supervising the research project. In the fine arts, a portfolio or large project will often be substituted for the thesis.

In some professional fields, it is common for master’s degrees to be structured as for other academic degrees such as a bachelor’s. This is especially true of engineering, computer science, and public health.

In other fields, programs are structured to prepare students to work outside the academic research setting. Professional internships are a frequent component of these degrees as well as the completion of courses and a large capstone project.

How Popular are Masters Degrees?

The proportion of the population that holds a master’s degree has doubled in the last two decades, rising from 10.4% to 21%. [17]

Title IV institutions awarded 844k master’s degrees in 2019-2020. [18]

4. Research Doctorate

Types of doctorates.

The research doctorate is the highest academic qualification in the American education system.

By far the most common doctorate is the Doctor of Philosophy (Ph.D.).

More than three-quarters of all earned doctorates in 2019 were in the sciences and engineering. [19] Between those two fields, the life sciences and psychology and the social sciences are most common.

Although the sheer number of doctorates awarded in non-sciences and engineering fields each year continues to grow, they account for a smaller percentage than before the economic downturn of 2008. [20]

How Long is a Doctorate?

A doctorate usually takes between six and nine years to complete. Students tend to complete faster in the sciences and engineering fields than in the humanities , arts, or education.

Over the past two decades, the median time of completion for most degrees has stayed the same. In education, this number recently fell to twelve years (from more than fourteen in 2000).

How Much Does a Doctorate Cost?

Most research doctorate programs offer funding of some kind to admitted students. Often, the terms of their enrolment include teaching, laboratory, or research service in exchange for tuition and stipend.

This funding is often only for the first years of doctoral work, and afterwards the student is expected to secure grants and scholarships from within the university or from external sources like the NHS (in England).

In 2019, less than 30% of doctorate recipients in science and engineering fields excluding psychology and social sciences reported holding debt related to their graduate education. In psychology and social sciences, humanities and arts, and in other non-S&E fields, about 50%; in education, less than 50%. [21]

What to Expect

Structured doctoral programs combine doctoral-level coursework, comprehensive exams, and the submission and oral defense of a doctoral dissertation before a committee of two-to-five senior faculty.

In the sciences, it is not uncommon for the dissertation to be substituted with a portfolio of two-or-three articles published in peer-reviewed journals about the candidate’s research project.

Most doctoral programs in the United States include some form of work experience for the student, either in preparation for a role as a postsecondary instructor or as a laboratory researcher.

In 2019, more than 40% of all doctorate recipients with jobs were employed in academia. Those employed in industry or business had higher median annual salaries. [22]

How Popular are Doctorates?

Approximately 56k doctoral degrees were awarded in 2019-2020. [23]

5. Professional Degrees

Types of professional degrees.

There are ten fields that award professional degrees that prepare a student to qualify for state licensure in their field.

Tuition fees vary widely between programs. The figures provided are approximated medians.

• Medicine (M.D. And D.O.) — $30k resident $60k non-resident /yr —4 years [24]
• Veterinary Medicine (D.V.M) — $32k resident $55k non-resident /yr — 4 years [25]
• Law (J.D.) — $25k resident $50k nonresident /yr — 4 years [26]
• Dentistry (D.D.S. Or D.M.D) — $55k resident $72k non-resident /yr — 4 years [27]
• Pharmacy (Pharm.D.) — $25k resident $50k non-resident /yr — 4 years [28]
• Optometry (O.D.) — $36k resident $50k non-resident /yr — 4 years [29]
• Podiatry (D.P.M., D.P., or Pod. D.) — $40k/yr — 4 year [30]
• Physical Therapy (D.P.T.)— $18k resident $40k nonresident /yr — 3-4 years [31]
• Audiology (Au.D.)— $40k resident $100k/non-resident / full — 10 semesters [32]
• Chiropractic (D.C. Or D.C.M.)— $30k /yr — 4 years [33]

Divinity (D.Min or M.Div) is an outlier. Both tuition costs and program lengths vary widely in these programs, as does the focus of their curriculum. Some programs specialize in international missionary work, others in leading a local congregation.

What is the Purpose of a Professional Degree?

Professional degrees are designed to prepare someone for a specific profession that requires a license to practice.

Professional degree programs are generally accredited by a specialized agency. State-level licensing boards set their own policies about degree requirements, qualifying institutions, and mandatory standardized entrance or examinations, like the MCATs, LSATs, and bar exams.

In other words, professional licensure is not always easily transferable from one jurisdiction to another. [34]

6. Honorary Doctorates

Honorary degrees do not have formal requirements but are instead awarded in recognition for outstanding achievement to either the university or society at large.

The submission and selection process for honorary degrees is often shrouded in secrecy. At most universities, several people are nominated for such awards each year and discussed at length in closed-committee meetings. [35]

The recipient is often asked to deliver a formal speech at commencement ceremonies. For example, Dr. John Gottman addressed the crowd of University of Wisconsin-Madison graduates in 2020 on the occasion of his honorary PhD in recognition of his work on marital stability and divorce prediction. [36] While other diplomas open doors to further academic or professional studies, an honorary degree recognizes work already accomplished.

It is considered bad form for the holder to use the formal address “Dr.”, with the notable exception of Dr. Benjamin Franklin, who was awarded an honorary doctorate from both University of St. Andrews (1759) and Oxford (1762).

Honorary degrees are awarded for far more than research, however.

Philanthropists, musicians, politicians, and entrepreneurs are frequent recipients. Oprah has four (Princeton, Howard University, Duke University, and Harvard), and before winning the Nobel Peace Prize in 2014, Malala Yousafzai was granted an honorary master’s for her work on children’s education from the University of Edinburgh. [37]

Because honorary degrees are a public and explicit acknowledgement of outstanding contribution, the actions of recipients can pose problems for university PR departments, often years later.

For example, Bill Cosby collected over sixty honorary degrees from such illustrious institutions as Temple, NYU, and Yale and was once a frequent fixture of college commencement podiums. Since 2015, most of these awards have been rescinded. [38]

Likewise, Pres. Donald Trump began his run for office with five honorary doctorates (LeHigh, Robert Gordon, Wagner, and Liberty), but in 2021, all but the two from Liberty have been revoked. [39]

Honorary degrees have long been criticized as a shady means of fundraising. Universities like the Michigan Institute of Technology and the University of Virginia, for example, have policies that prohibit these awards. [40] Others, like UCLA, have suspended the practice and award medals of recognition instead. [41]

In recent years, Internet sellers of honorary doctorates have become more common. Often these “colleges” claim “accreditation” from an acronym-named board with no government recognition. In exchange for a sizeable sum, the donor receives by mail an impressive-looking diploma to adorn their wall.

There are six major types of university degrees. These range in progression from an associates degree up to a doctorate. Below associates degree are certificates and diplomas, which are not considered degrees.

Usually, you cannot get one degree until you have completed the lower form of degree. The major exception is an honorary doctorate, which is recognition for life’s work rather than coursework. Still, honorary doctorates are not honored as true degrees.

[1] https://www2.ed.gov/about/offices/list/ous/international/usnei/us/edlite-structure-us.html

[2] https://www2.ed.gov/about/offices/list/ous/international/usnei/us/edlite-structure-us.html

[3] . The U.S. Department of Education only receives information from “Title IV” institutions, or those that qualify for federal aid programs.

U.S. Department of Education, National Center for Education Statistics, Integrated Postsecondary Education Data System (IPEDS), Spring 2011 and Winter 2016-17 through Winter 2019-20, Student Financial Aid component; and Fall 2010 through Fall 2019, Institutional Characteristics component. (This table was prepared September 2020.)

[4] U.S. Department of Education, National Center for Education Statistics, Integrated Postsecondary Education Data System (IPEDS), Fall 2009 through Fall 2019, Completions component. (This table was prepared June 2020).

[5] https://www2.ed.gov/about/offices/list/ous/international/usnei/us/edlite-structure-us.html

[6] U.S. Department of Education, National Center for Education Statistics, IPEDS, Fall 2020, Completions component (provisional data).

[7] https://1gyhoq479ufd3yna29x7ubjn-wpengine.netdna-ssl.com/wp-content/uploads/CEW-SubBA-PR.pdf

[8] https://www2.ed.gov/about/offices/list/ous/international/usnei/us/edlite-structure-us.html

[9] U.S. Department of Education, National Center for Education Statistics, IPEDS, Fall 2020, Institutional Characteristics component (provisional data).

[10] https://www2.ed.gov/about/offices/list/ous/international/usnei/us/edlite-structure-us.html

[11] https://www2.ed.gov/about/offices/list/ous/international/usnei/us/edlite-structure-us.html

[12] https://www.census.gov/newsroom/press-releases/2020/educational-attainment.html

[13] U.S. Department of Education, National Center for Education Statistics, IPEDS, Fall 2020, Completions component (provisional data).

[14] https://www2.ed.gov/about/offices/list/ous/international/usnei/us/edlite-structure-us.html

[15] U.S. Department of Education, National Center for Education Statistics, Integrated Postsecondary Education Data System (IPEDS), “Fall Enrollment Survey” (IPEDS-EF:89-99), “Completions Survey” (IPEDS-C:90-99), and “Institutional Characteristics Survey” (IPEDS-IC:89-99); IPEDS Fall 2000 through Fall 2018, Institutional Characteristics component; and IPEDS Spring 2001 through Spring 2019, Fall Enrollment component. (This table was prepared December 2019.)

[16] https://academics.gsb.columbia.edu/mba/tuition-financial-aid

[17] https://www.census.gov/library/stories/2019/02/number-of-people-with-masters-and-phd-degrees-double-since-2000.html .

[18] U.S. Department of Education, National Center for Education Statistics, IPEDS, Fall 2020, Completions component (provisional data).

[19] https://ncses.nsf.gov/pubs/nsf21308/report/fields-of-study

[20] https://ncses.nsf.gov/pubs/nsf21308/report/fields-of-study

[21] https://ncses.nsf.gov/pubs/nsf21308/report/executive-summary

[22] https://ncses.nsf.gov/pubs/nsf21308/report/postgraduation-trends

[23] https://ncses.nsf.gov/pubs/nsf21308/report/executive-summary

[24] https://www.aamc.org/data-reports/reporting-tools/report/tuition-and-student-fees-reports

[25] https://www.aavmc.org/becoming-a-veterinarian/funding-your-degree/cost-comparison-tool/

[26] https://www.usnews.com/education/best-graduate-schools/top-law-schools/articles/law-school-cost-starting-salary

[27] https://www.ada.org/en/science-research/health-policy-institute/dental-statistics/education

[28] https://public.tableau.com/app/profile/aacpdata/viz/TuitionDashboard_16300967895330/TuitionandFeesDashboard

[29] https://www.sco.edu/optometry-schools-in-usa ; https://eyesoneyecare.com/resources/the-best-optometry-schools/

[30] https://www.aacpm.org/wp-content/uploads/2018-2019_CIB_FINAL_FOR-WEB-1.pdf

[31] https://www.ptprogress.com/best-physical-therapy-schools/

[32]   https://www.asha.org/siteassets/uploadedfiles/data-at-a-glance-for-audiology.pdf ; https://www.kumc.edu/school-of-health-professions/hearing-and-speech/audiology-(aud)/tuition-costs-and-financial-assistance.html

[33] https://handsdownbetter.org/about-chiropractic/ ; http://doctorly.org/cost-vs-reward-of-a-chiropractic-school-education/

[34] https://www2.ed.gov/about/offices/list/ous/international/usnei/us/edlite-structure-us.html

[35] https://commencement.jhu.edu/our-history/honorary-degree-nominations/ https://www.nyu.edu/about/policies-guidelines-compliance/policies-and-guidelines/honorary-degrees-policy-statement0.html .

[36] https://news.wisc.edu/broadway-star-prominent-psychologist-to-be-speakers-for-spring-commencement-ceremonies .

[37] https://www.ed.ac.uk/news/2013/malala-211013 .

[38] https://www.rollingstone.com/culture/culture-features/the-academy-has-spoken-but-how-will-colleges-handle-cosby-630691/ https://www.theatlantic.com/education/archive/2015/09/bill-cosby-is-being-stripped-of-his-honorary-doctorates/408235/

[39] https://www.forbes.com/sites/michaeltnietzel/2021/01/09/liberty-is-now-the-only-university-to-not-rescind-donald-trumps-honorary-degrees/?sh=6f3d635c10b9

[40] https://news.mit.edu/2001/commdegrees .

[41] http://www.adminpolicies.ucla.edu/APP/Number/140 .

• Chris Drew (PhD) https://helpfulprofessor.com/author/chris-drew-phd-2/ 10 Reasons you’re Perpetually Single
• Chris Drew (PhD) https://helpfulprofessor.com/author/chris-drew-phd-2/ 20 Montessori Toddler Bedrooms (Design Inspiration)
• Chris Drew (PhD) https://helpfulprofessor.com/author/chris-drew-phd-2/ 21 Montessori Homeschool Setups
• Chris Drew (PhD) https://helpfulprofessor.com/author/chris-drew-phd-2/ 101 Hidden Talents Examples

2 thoughts on “The 6 Types of Degrees at University (Associate to Doctorate)”

I’m unsure if you have your statistics in the proper order when discussing Bachelor degrees; how is it that at a private non-profit the cost is significantly elevated in comparison with the for-profit cost? In the previous section for Associate degrees it is more expensive to attend the for-profit universities, which makes sense, as they are seeking to profit.

Good catch – the sources on this seem credible to me, though, so not sure why this is the case. There may be some market incentives or interventions that skew the data? I’d be curious if any other readers have an answer to this.

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Home > Blog > Tips for Online Students > Master’s vs PhD — These are the Main Differences

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Master’s vs PhD — These are the Main Differences

Updated: October 24, 2024

Published: October 31, 2019

In this article

The consideration between earning a master’s vs PhD is not always an easy choice. While many careers and personal aspirations may be complete with just an undergraduate degree (Associate’s or Bachelor’s), a lot of people continue their higher education to obtain graduate degrees. These include a master’s and/or a PhD.

Neither a master’s degree nor a PhD is considered to be a walk in the park. Therefore, it’s useful to understand why you would earn either and then decide how far to go.

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Definitions: master’s vs phd.

Bost a master’s and PhD are defined as postgraduate degrees, but they require different commitments and styles of learning.

1. Master’s Degree:

Mostly all master’s degrees will require the completion of an undergraduate bachelor’s degree to enroll. They generally all share the same common requirement for a thesis or dissertation to graduate.

Earning a master’s degree through a taught program will result in the completion of a Master of Art (MA), Master of Science (MS), or Master of Philosophy (MPhil). For those who earn their master’s degree through research, they will earn a Master of Research (Mre), in a tailored field of study. There are also degree-specific master’s programs like Master of Business Administration (MBA) and Master of Education (M.Ed).

After earning a master’s degree, the next step is a PhD, which entails both working and performing research at an institution. A PhD is an abbreviation for “Doctor of Philosophy.” It is the highest academic degree one can achieve. As such, it is a time-consuming pursuit that requires a lot of studying and research.

You may be wondering, “Do you need a master’s to get a PhD?”

Technically, the answer is not always. Some students skip a master’s and go straight for their PhD, but they may lack research experience. While it could save money, the transition between a bachelor’s and a PhD is incredibly sharp. It may be harder to complete a PhD without the experience from a master’s.

Yet, some institutions may allow for the possibility to earn both your master’s and PhD in conjunction with one another. This will alleviate the transition between skipping a master’s and going straight to earning a PhD.

Should You Get a Master’s or PhD?

There are many considerations to factor when deciding between a master’s of PhD. For starters, it’s useful to consider the amount of time it will take, the cost, and the benefits and disadvantages of each. It is also of utmost importance to explore your own personal goals and reasons for wanting a graduate degree.

If your desired career of choice requires a PhD, like becoming a university professor, then you have your answer. If you want to start a business and benefit by networking while in school, a Master of Business Administration (MBA) could be a good idea. Consider what you want to pursue as a career and find out the requirements first.

Another useful thing to note is that a master’s degree can be used for a shift in careers. For example, if you attended college and earned a bachelor’s degree in humanities, but now you want to pursue science, you can still earn your master’s degree in a scientific discipline. On the other hand, a PhD is tailored to your field of study and specialty, so it will require that you are sure of your direction when you first earn your master’s degree.

Length of Time

A typical master’s degree program takes about two years full-time. However, there are accelerated programs that can be completed in just a year or so.

A PhD, in general, requires five to six years of studying, teaching, and research. However, it may even take some students up to eight or nine years to graduate. With this significant investment in time, it’s necessary to know if a PhD is right for you before starting.

The cost of both programs varies by institution and enrollment status of part-time versus full-time. However, since a PhD takes longer to complete, it will end up costing more. With that said, if you look into your return on investment, a PhD could end up yielding a higher salary, and therefore end up “costing less.”

Additionally, there is also the possibility of being paid to complete your PhD. Some students may receive an academic stipend, a university fellowship or apprenticeship or a reduced fee to earn their PhD while completing research (or teaching) at an institution. It’s also possible to get financial aid through a scholarship or grant.

As tuition rates continue to rise, it’s useful to look into alternative institutions for affordable education. For example, the University of the People offers a tuition-free master’s program in Business Administration and Education. This means you can study 100% online and graduate for less than the cost of most programs.

Weighing the Benefits

When comparing the two degree types, here are some benefits of each:

• Career-oriented
• Can open the door for more job opportunities
• Costs less than a PhD
• Takes less time than a PhD
• Helps you stand out from those with only an undergraduate degree
• You can perform research in your field of choice
• You become an expert in your field
• The prefix Dr. is added to your name
• You can teach in academia at the highest level

Required Commitment and Reasons to Pursue

Both a master’s and a PhD require a huge amount of hard work and utter commitment. You must be dedicated and motivated to complete either degree. Since most careers only may require a bachelor’s degree, having a master’s or PhD will set you apart from the competition. However, this should not be the sole reason to pursue either.

You may be wondering why would you earn either degree. Here’s a look at some motivational factors:

Reasons to Study for a Master’s

• Your career requires it (see next section)
• You want to advance your subject knowledge
• You want to experience graduate school and network with peers

Reasons to Study for a PhD

• You want to contribute new research to your field of choice
• Your career requires a PhD
• You want to earn the title of Dr.

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Required degrees by career.

Most people are motivated to pursue higher education because their desired careers require they do so. Here, we will break down those fields that require the completion of a master’s degree as it’s high on the list of reasons why to get one.

• Education Administration: To work as an administrator in an educational institution, you need to hold an advanced degree. A Master’s in Education (M.Ed) will provide you with the necessary knowledge and required skills to succeed in the field.
• Executive Level Business: A Master’s in Business (MBA) will not only place you ahead of the competition to land high-level positions in the field of business, but it can also be the jumping off point for becoming your own boss.
• Environmental Science: With issues in climate change and technological advancement, careers in Environmental Science are growing. As with most scientific careers, it requires a master’s degree where you will learn Applied Ecology, Environmental Policy, Environmental Chemistry, and more.
• Mental Health: To become a licensed practitioner and assist in mental health counseling, you will continue your education through a master’s degree in the field.
• Physical Therapy: Employers of physical therapists often prefer them to obtain a master’s degree in the discipline as the field is highly specialized.

Of course, some careers require a PhD. These careers are easy to spot because they have the prefix Dr. in front of them or the suffix like J.D. (Juris Doctor). To become a lawyer, doctor of medicine, veterinary medicine or psychologist/psychiatrist, you must obtain a PhD in the respective field.

Salary Differences Between Master’s and Ph.D. Graduates

According to a study performed by the Georgetown University Center on Education and the Workforce , the overall evidence shows that the higher the degree you have, the higher your salary potential. However, the differences vary by subject level and field.

In general, the expected lifetime earnings of those with each degree level is as follows:

• High School Diploma: $973,000
• Bachelor’s Degree: $1.3 million
• Master’s Degree: $2.7 million
• Doctorate Degree: $3.3 million

The Bottom Line

Aside from the financial cost and length of time, the opportunity to earn a master’s and a doctorate degree can offer several benefits.

However, it is an undertaking that requires a lot of dedication and motivation on behalf of the student. As such, it’s important to perform research on your desired career’s requirements, as well as your personal interest in pursuing either a Phd vs master’s.

At UoPeople, our blog writers are thinkers, researchers, and experts dedicated to curating articles relevant to our mission: making higher education accessible to everyone. Read More

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Discover valuable resources to assist you in your program search and decision-making process.

Master’s vs. Ph.D.: What’s the Difference and Which One to Choose?

If graduate school is on your radar, one of the first things to consider is what type of degree you should pursue . While a bachelor’s degree is required for any postgraduate study, many people think you need a master’s to pursue a Ph.D., but that isn’t always the case. While there are benefits to receiving your master’s degree before your Ph.D., it’s not always necessary or required. However, there are important differences to note when deciding which type of program to apply to.

Master’s degree

A master’s degree usually takes about two years to complete full time. There are programs that allow a student to attend on a part-time basis, but that of course extends the completion time. Many master’s programs require a thesis to be completed, but not all. A thesis is a research project that is completed during the final year of a master’s program under the guidance of your program chair or advisor.

Under the master’s umbrella, there are quite a few specific degrees you can obtain. Your professional path will determine which of these you pursue.

• Master of Arts (MA) is given for disciplines in the arts and social sciences.
• Master of Science (MS) is given for sciences, health, engineering and statistics.
• Master of Research (MRes) is focused on training students to become researchers. This is advantageous to a student if they’re pursuing a research-based career or planning to apply for a Ph.D. program.
• Master by Research (MPhil) is similar to a MRes but is more advanced and focuses on research topics to be explored in depth. It’s often considered a precursor to a Ph.D. program.

Specialized master’s degrees

There are numerous specialized master’s degrees that are categorized by profession. These are often (not always) preceded by some professional experience prior to undertaking these types of advanced degrees.

• Master of Business Administration (MBA)
• Master of Library Science (MLS, MLIS, MSLS)
• Master of Public Administration (MPA)
• Master of Public Health (MPH)
• Master of Social Work (MSW)
• Master of Laws (LLM)
• Master of Education (MEd, MSEd, MIT, MAEd, MAT)
• Master of Engineering (MEng)
• Master of Architecture (MArch)
• Master of Fine Arts (MFA)
• Master of Divinity (MDiv)

Ph.D. (Doctor of Philosophy)

There are many Ph.D. programs and, in general, it’s considered the most advanced type of research degree you can obtain. Ph.D. candidates are required to complete a dissertation to obtain their degree. Unlike a thesis, a dissertation is longer and consists of original research conducted throughout the entire doctoral study. In some cases, students may be awarded a stipend, or pay, to complete the doctoral program and dissertation.

Ph.D.’s take a considerably longer time to complete than a master’s, five to eight years on average, and they carry a rather high rate of noncompletion due to time and financial commitments. Many Ph.D. programs have stipends available, so it’s important to inquire about that when researching a particular program.

Specialized doctorate programs

As with master’s degrees, there are several specialized doctorate programs specific to different disciplines and areas of study:

• Doctor of Business Administration (DBA)
• Doctor of Engineering (EngD/PhD)
• Doctor of Education (EdD/D.Ed)
• Doctor of Social Science (DsocSci)
• Doctor of Professional Studies (DProf)
• Doctor of Architecture (DArch)
• Doctor of Theology (Th.D)
• Doctor of Divinity (DD/DDiv)
• Doctor of Science STEM (Dsc/ScD)
• Doctor of Science Arts & Humanities (DLitt/LitD)

When deciding which one to get, consider your immediate or long-term career goals — which degree would serve you best? In some cases, you can obtain a Ph.D. with just a bachelor’s degree, but often it’s recommended you get a master’s first for the research experience that will be required for a Ph.D.

As with anything, there are exceptions. Students in law school obtain a J.D. (Juris Doctor) but can then further obtain a master’s in a sub-specialty like tax or immigration law. The health care occupations of physical therapist and pharmacist are also doctorate programs obtained post undergrad.

Making your choice

As with any decision, weigh your options, list pros and cons, and go from there. Once you’ve narrowed your options , you’ll have a precise list of programs and institutions generated for your specific goals.

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Master’s vs PhD/Doctorate Degrees – Key Differences

So, you are done with your bachelor’s degree but not with studying–according to the U.S. Bureau of Labor Statistics , this seems like a good idea. In its projections for the years 2019–2029, it lists 36 occupations that typically require a master’s degree and 63 requiring a doctoral or professional degree. The Bureau of Labor Statistics data also shows that the wages for these occupations are higher than the median for all occupations. 

Now you might wonder: What is the difference between master’s and PhD degrees and which one should I get? Read on for all the information you need to make this important decision!

Difference Between Masters and PhD: An Overview

A master’s degree is designed to teach you the knowledge and skills that you will need in your future profession. A PhD or doctorate degree, on the other hand, is designed to develop your critical thinking as well as your analytical and writing skills and is usually a years-long commitment to independent research on a specific subject. The purpose of a PhD is to prepare you for a career in academic research—although it can also help you get into a variety of other professions, and at a higher entry/salary level. In the US, a master’s degree is integrated into a PhD program, as a necessary preparation period involving mostly coursework, while in most other countries, a separate master’s degree is required to enter a PhD program.

If you want to stand out, you should definitely opt for a PhD degree: According to the United States Census Bureau , 24 million people in the US had master’s or professional degrees in 2019, whereas only 4.5 million had PhDs/doctorates. But is it worth the extra effort? And what exactly would the extra effort be? Have a look at the table below to get an idea about the key differences between master’s and PhDs.

Master’s vs PhD

Master’s or doctorate: which should you choose, how long does a master’s vs doctorate take to complete.

While the length of time it will take you to complete a PhD or master’s degree varies significantly between institutions and countries, we will focus on the US system here. Obviously, PhDs take much longer, because they are in fact a combination of both degrees and involve a long period of independent research that can get even longer than expected, depending on your topic, the available equipment or support, and a lot of other factors.

How long to complete a master’s degree

In the US, a full-time master’s degree takes students generally 2 years to complete, while part-time degrees are usually double the time.

How long to complete a PhD/doctorate

Since US PhD programs only require a completed bachelor’s degree, they start with an integrated master’s of 2 years of coursework, followed by 3–4 years of independent research into a specific topic. That usually includes publishing results, presenting at conferences, and preparing the final dissertation. Note that stipends/funding do not always cover the entire time it can take you to complete your PhD project—make sure you are aware of alternative options and additional funding at your institution or have at least thought about a backup plan before you start.

Master’s Degree Cost vs. a PhD Cost

Most people assume that PhDs are more expensive because they take many more years to complete. However, since PhD students usually receive scholarships or stipends, sometimes just for their commitment to full-time research and sometimes in exchange for teaching, the direct costs for a dissertation can be lower than those for a master’s degree. 

Additionally, while you are very likely to earn more with both degrees, the additional years of studying for a PhD should be factored into any estimation of costs vs outcomes.

Cost of a master’s degree

Master’s degrees at US universities can cost anything from $30,000 to $120,000, with tuition depending on the type of institution (public, private nonprofit, or for-profit). University rankings and general reputation also affect tuition costs. 

Whether an expensive degree (e.g., MBAs are often notoriously expensive) is worth the money for you personally depends on what kind of salary you think you can expect after graduating from that specific school. The universities you consider applying to should be able to provide you with data on the career and salary outcomes of their students, either on their website or if you contact them and ask for these details.

You can of course try to get a stipend and/or apply for a teaching or research assistant position at your school, depending on your undergraduate degree and experience. Moreover, many institutions offer the possibility to complete a master’s degree part-time, while working, which allows students to fund themselves.

You might also be eligible to transfer credits toward your degree if you have a professional certification or have earned graduate-level course credit—which can significantly reduce your total cost for both degrees.

Cost of a PhD/dissertation

PhDs, unlike master’s degrees, are usually funded, which means that tuition fees are waived and stipends or scholarships take care of living costs. Phd students are, however, often expected to take on teaching or research responsibilities in exchange for their funding. 

There are a variety of scholarships you can apply for if you want to pursue a PhD in the US as an international student—US-based ones like the Fulbright Foreign Student Program or the HHMI International Student Research Scholarships , but there are probably also funding opportunities in your home country for students who want to embark on a PhD abroad.

Pursuing a PhD degree part-time might sometimes be possible, but since students are expected to invest a full workweek into their research and potential teaching responsibilities, this is usually not realistic.

To estimate the overall cost of a doctoral program, the extra years that you could be working a full-time job with a regular salary also need to be factored into the equation—and take into account that projects may end up taking longer than expected, due to difficulties in collecting data, supervisors dropping out or moving on, or unforeseeable crises such as the COVID-19 epidemic.

Career Prospects for a Master’s vs PhD

While both a master’s and a PhD degree will qualify you for a variety of occupations that require higher degrees, they can also get you a higher salary in a profession that is also open to employees with a lower education level. PhD holders can in theory expect the highest wages, but since the two degrees prepare you for very different careers, that alone shouldn’t be what you base your decision on.

Master’s degree jobs and positions

Master’s degrees are overall more versatile than PhDs when it comes to employment opportunities and cover a wide range of fields and professions. The most common master’s degrees are the Master’s of Arts (MA) and the Master’s of Science (MS). 

Master’s programs can generally be divided into three different types:

Research master’s degrees, such as an MA in Comparative Literature or an MS in Biology, prepare students for academic and non-academic research disciplines and usually end with a thesis based on an original piece of research. In some fields, however, you are expected to enter a Ph.D. program after completing your master’s to be competitive when it comes to finding a job later.

Professional master’s degrees teach you practical skills and in-demand competencies that qualify you for a specific field and enable you to understand issues that are relevant in a certain profession. Examples include the Master of Public Health (MPH), the  Master of Business Administration (MBA), or the MA in Teaching (MAT). 

Terminal master’s degrees are the highest academic degree in fields where doctorates are not offered, and prepare students for careers outside of academia. The Master’s of Fine Arts in Creative Writing, for example, or the MS in Library Science are as high as you can go in those fields.

To give you an idea, below, we listed the 10 occupations at the master’s level that are projected to have the most openings annually from 2019 to 2029, according to the U.S. Bureau of Labor Statistics, and the highest-paying occupations for master’s degree holders without required work experience, based on projections from 2016 to 2026.

Master’s degrees, apart from helping you develop professional skills tailored to the requirements of the profession you intend to enter, can also serve as a stepping stone if you are already in employment and want to progress your career development, earn a higher salary, or change careers by learning new skills and subject knowledge.

PhD/doctorate jobs and positions

PhDs are usually intended to lead to an academic career, and many students aim to eventually become university professors. However, careers in academia are highly competitive, and there are not nearly as many professor positions as there are PhD holders. The good news is that the skills you learn during your doctoral program are often “transferable” and can be applied to other types of careers. 

Some PhD graduates end up (and enjoy) being colleague teachers, while others embark on non-academic research careers, for example at pharmaceutical companies, government agencies, consulting and technology firms, or think tanks. Job prospects vary widely across fields, with some—computer science, engineering, or economics—having very low unemployment rates, and others, for example the humanities, offering fewer and less desirable employment opportunities. Keep in mind, however, that someone with a PhD entering a different field or one that does not necessarily require a PhD may find that their degree sometimes does not help them or that they are even considered to be “overqualified” or as lacking practical skills and relevant professional experience.

Since there is no clear career path for PhD graduates, you should really take your time figuring out what field you want to work in later, what the career prospects for that field are, and if they are worth the time and effort you will have to invest to complete a PhD program. Your university should have data on the careers and salaries of their students, and should either display these details on their website or send you the relevant information if you contact them directly.

Master’s vs PhD: Application Process

The application process for master’s and PhD programs is overall very similar. In general, you will need to provide the following:

Frequently Asked Questions about Master’s vs PhD Degrees

How long does a master’s degree take vs a phd.

Full-time master’s degrees usually take 2 years to complete. Many universities offer the option to do a master’s part-time, which takes double the time. PhD programs in the US  start with an integrated master’s of 2 years of coursework (since you enter the program directly after completing your bachelor’s degree), followed by 3–4 years of independent research. 

Is a PhD harder than a master’s degree?

A PhD takes substantially longer and requires more self-motivation, organizational skills, and the willingness to carry on even when things do not go according to plan. You might also have other responsibilities, on top of your research, such as teaching or assisting your supervisor. But whether that is “harder” for you than a master’s degree that consists of mostly coursework and does not take more than 2 years depends on your interests and general working style. 

Is a master’s or doctorate better?

Master’s and doctorate degrees prepare you for different occupations and work positions, and which one is the right for you depends on what kind of career you are planning to pursue. Generally, a master’s degree is right for you if you want to deepen your career-oriented knowledge and skills for a specific profession, while a doctorate degree prepares you for a career in research, whether that is inside or outside a university.

Preparing Your Graduate School Essays

Now that you have figured out whether a master’s or PhD degree is the right choice for you, all that is left to do is to put your application together! Make sure that you focus on your chosen degree and its aim (research or a professional career) in all required documents—for example, highlight your professional and personal development in your CV for an MBA program, but the publication you got out of your bachelor’s thesis and how passionate you are about doing more research on the same topic for your application to a PhD program. 

As always, Wordvice can help with our professional Personal Statement Editing Services or Admission Editing Services , which help ensure that your application is error-free and showcases your full potential so that you get admitted to the graduate or doctoral program of your choice. For more academic resources on writing the statement of purpose for grad school or on how to request a letter of recommendation , head over to our Admissions Resources pages.

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