banking and finance personal statement sample

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• Finance personal statements

Banking and finance degree personal statement example (1a) work experience

Extensive international travel has influenced my life from a very young age providing me with the opportunity to observe the stark economic contrasts between the ‘Third World’ and the ‘Western World’. Sharing experiences with parents who have lived in Africa, Europe and the USA has fuelled my desire to study Economics at A Level and fully appreciate the mechanisms that drive world economies.

Economics is at the core of world discussion and upon closer examination of many current news articles I have begun to recognise their correlation to the subject. Whilst reading ‘The Undercover Economist’ by Tim Harford I find myself identifying with analogies such as ‘economics is just like engineering, it will tell you how things work and what will happen when you change them’. Similarly, I believe economics is an intricate puzzle whereby it is the role of an economist to integrate economic theories with government policies in order to resolve economic problems. After attending conferences at both the University of Bristol and Oxbridge, my view on economics has been broadened. I was intrigued by the theory behind Freakonomics and am keen to learn more about the unpredicted links between the most unrelated things.

From childhood days of playing mental maths games through to complex problem solving at A Level, Maths has been a continued interest of mine. My analytical ability was put to test during a Cass Business School taster day, where quick thinking, clarifying and configuring the task at hand resulted in being a member of the most profitable group during a trading shares simulation. Whilst attending a University of the West of England business enterprise day, my pitch to a panel of experts played a major part in achieving ‘Best Business Idea’.

Work experience at Britannia Building Society provided me with an invaluable insight into retail banking. This included shadowing the branch manager, working closely with the financial planning advisor and operating behind tills. Being introduced to options regarding financial assets has helped me grasp ideas surrounding investing in bonds, shares or increasing savings. In addition, I worked at Harrison’s Accountancy and Insolvency Agency obtaining knowledge of liquidations and insolvencies of businesses. These experiences have enhanced my desire to focus on a career in the finance sector. In order to keep up with current financial affairs I regularly read the economy section on the BBC website, the Economist website and subscribe to a weekly update from RBS outlining topical developments in the financial markets.

Over the last 18 months my job at O2 retail has enabled me to grasp valuable skills and concepts which I believe will be crucial when being introduced to new topics at University. As a result I have developed strong interpersonal skills and improved my persuasive skills when achieving the perfect deal mutually beneficial to both customer and the company. Whilst captaining my football team I have learnt the value of leadership, motivation and maintaining high team morale. These skills have successfully been used in other aspects of my life including class debates and participating in the trading shares simulation at Cass Business School.

During a recent trip to Zurich, it was enlightening to meet with the assistant vice president at Credit Suisse who is the regional manager for Production Testing Group for Foreign Exchange. Discussion with him provided me with knowledge of exchange rate processes in a leading investment bank.

Comprehensive study of A Level Economics, combined with work experiences, has allowed me to relate theory to practical situations. Liaising with professionals has strengthened my appreciation of the close link between economics and the finance sector. I believe this, and a university education will enable me to not only understand but also apply principles needed to operate in the dynamic and fast-moving world of financial markets.

Universities Applied to:

• University of Birmingham (Money, Banking and Finance) - Unconditional Offer (AAA) Firm
• Cass Business School (Banking and International Finance) - Conditional Offer (AAA) Insurance
• Henley Business School (Finance and Investment Banking) - Conditional Offer (AAB)
• University of Surrey (Economics and Finance) - Conditional Offer (AAB)
• Cardiff Business School (Economics and Finance) - Conditional Offer (AAB)
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Sample Personal Statement Accounting and Finance

by Talha Omer, MBA, M.Eng., Harvard & Cornell Grad

In personal statement samples by field.

The following personal statement is written by an applicant who got accepted to several top accounting and finance programs. Variations of this PS got accepted at the University of Michigan, Vanderbilt, and Indiana University. Read this personal statement to understand what a top essay in Accounting and Finance should look like.

Example Personal Statement Accounting and Finance

I have never made popular choices, whether academic or professional. Where high academic achievement irrefutably means pursuing a career in Medicine or STEM, I opted for a career in management. I was free to choose a path for myself, owing to my performance during an extensive pre-induction professional training program. Fortunately, I picked a path that everyone believed was insignificant.

My decision to move to a new city to pursue my path did not receive encouragement. Making my own decisions has given me the freedom to dream and make it a reality. It has strengthened my belief that I am the only one who can bring a difference for myself and those around me. Brazil’s institutions may seem frozen, yet, at the grassroots, Brazil is in perpetual motion with ceaseless creativity. To accelerate this motion, we need to bring better and more affordable solutions; I plan to do that.

Growing up in Brazil, I have constantly questioned why we are still not growing economically despite having abundant resources. I frequently discussed the economic factors affecting us with my father, leading me to work at local NGOs and attend voluntary programs. My interest intensified when I discovered during these experiences that the unequal distribution of resources was a major cause of our economic constriction.

Moreover, our medical, engineering and academic professionals would not work in rural areas due to a lack of facilities, further debilitating the imbalance. It made me realize that we could only reap the benefits of our efforts if there were a proportionate distribution of resources. Realizing how effective mobilization of resources can aid in eradicating social ills, I developed an interest in management. This equipped me with technical knowledge and provided room for opinion building.

Pursuing this path, I joined the leading undergraduate institution in the country. The zeal with which I made this decision led me to graduate summa cum laude. While studying, I taught communication skills to undergraduate business students from rural areas. Meeting these students compelled me to get involved even though I lacked formal teaching training. Through empathy and friendly get-togethers, I was able to help these students conveniently traverse in English. With this experience, I understood that my time and energy had been well spent and that as an agent of change, one does not necessarily need to be exceptional; instead, one requires creativity, patience, and emotional intelligence.

After graduation, I followed through with my goal of facilitating change by joining the banking sector as an accounting and finance trainee. By working in Brazil’s most vital financial sector, I was exposed to diversified experiences, from being as simple as issuing customer chequebooks to designing accounting and credit proposals to the tune of USD 1.2 billion. Furthermore, while working on individual projects, I developed an in-depth understanding of international accounting rules that regulated trade transactions; the learning opportunities were immense.

Two and a half years of experience in the finance sector brought me to work for the country’s central bank. The anxiety that accompanied moving away from home for the first time was overwhelmed by my professional and personal growth. Nine months of extensive training and on-the-job assignments exposed me to interminable learning opportunities. However, my real gain has been in the form of self-improvement and growth that accompanied my first experience living independently. Leaving the protective living that I enjoyed with my family is challenging, but it has developed and strengthened my capabilities of taking and owning my decisions. Above all, knowing that my family is not always around to guide me has instilled in me a greater sense of responsibility.

During the two a half years of experience in accounting and finance, I observed the financial exclusion experienced by some important yet financially constrained sectors of the economy. This exposure motivated me to join the Development Finance Department upon my appointment to the country’s central bank. Moreover, most of the firms operating in any country of the world are either small or medium enterprises. Thus, providing an enabling environment to such enterprises is significant for economic growth and employment generation.

In Brazil also, 90 percent of the enterprises are small and medium-sized, and lack of access to formal sources of finance is a significant impediment to these enterprises’ growth. Therefore, a huge room for improvement is available concerning the development of policy framework and market infrastructure for the financial inclusion of this sector. As a part of the central bank, I have been allowed to intervene in a system that is not effectively performing its role of financial intermediation. Innovation in financial products, development of accounting and risk mitigation strategies are requirements to alleviate this segment’s financial exclusion.

By broadening my exposure and enhancing my knowledge, I aim to equip myself better to address the shortcomings of one of the critical segments of the economy.

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